Best B2B Payment Platforms for Material Handling Equipment Companies

Material handling equipment suppliers face a critical cash flow challenge: buyers expect 60-90 day payment terms on high-ticket purchases ($50,000-$500,000+), while suppliers need immediate capital for inventory and operations. With 64% of companies facing delayed payments and B2B BNPL transaction volume forecast to reach $199.2 billion in 2024, selecting the right payment platform has never been more critical. Material handling equipment companies require solutions that handle substantial transaction values, support extended net terms without straining cash flow, and integrate seamlessly with dealer management systems and ERPs. For suppliers looking to streamline their financial operations while offering flexible payment terms, Resolve's B2B Net Terms platform provides a comprehensive solution that addresses these specific industry challenges.

Key Takeaways

• Material handling equipment companies need B2B payment platforms that handle high-value transactions ($50K-$500K+), support extended payment terms (Net 60-90), and integrate with dealer management systems
• Non-recourse financing solutions eliminate credit risk while providing rapid funding, addressing the industry's extended payment cycle challenges
• AI-powered payment platforms can deliver instant credit decisions and automated cash application, reducing manual reconciliation for complex equipment invoices
• Industry-specific platforms offer specialized features like equipment financing, dealer network support, and manufacturing-focused underwriting
• Omnichannel payment capabilities are essential for equipment suppliers selling through online, dealer, showroom, and field sales channels
• Comprehensive AR automation with seamless ERP integration enables material handling companies to manage the entire credit-to-cash lifecycle efficiently

1. Resolve Pay 

Resolve Pay offers material handling equipment suppliers a unique advantage: 100% non-recourse financing that eliminates credit risk while providing instant approvals and 24-hour funding. Unlike traditional factoring or payment processors, Resolve takes on the credit assessment, credit decision, and majority risk of late payments or defaults, allowing equipment suppliers to offer net terms without jeopardizing their cash flow.

Best For

Material handling equipment suppliers need to offer net terms without credit risk, with instant approvals supporting high-value B2B transactions.

Key Features

• 100% non-recourse financing eliminates merchant credit risk completely
• AI-powered instant credit decisions with up to 100% invoice advance within 24 hours
• Enterprise ERP integration supporting QuickBooks, NetSuite, and leading ecommerce platforms
• Automated AR workflow with payment reminders and collections management
• Manufacturing-specific underwriting designed for equipment suppliers
• Seamless integration with Accounts Receivable with AI-Powered Automation

Material Handling Relevance

Resolve's platform is particularly valuable for material handling equipment suppliers who need to extend credit to dealers, distributors, and end-users while maintaining healthy cash flow. The platform's ability to advance up to 100% of invoice value within 24 hours directly addresses the industry's extended payment cycle challenges. With equipment transactions commonly ranging from $50,000 to $500,000+, having a solution that manages the entire credit-to-cash lifecycle is essential.

The non-recourse nature of Resolve's financing means material handling suppliers can confidently offer competitive payment terms to grow their customer base without worrying about default risk. This is particularly valuable in the equipment sector where building long-term relationships with dealers and distributors often requires flexible credit terms.

Customer Validation

Resolve has helped thousands of businesses achieve significant improvements in cash conversion cycles through its specialized platform for manufacturing and distribution sellers.

Resolve's AI-powered underwriting provides instant credit approvals compared to the multi-day processes typical of traditional methods, enabling material handling suppliers to respond quickly to customer orders. The platform's automated collections management reduces the administrative burden on AR teams while maintaining professional customer relationships through a white-label payment portal.

2. Billtrust

Billtrust provides AR automation and payment processing capabilities designed for B2B companies. Their platform serves the material handling equipment sector, including work as the AR platform for Toyota Material Handling's dealer network.

Material handling equipment manufacturers and large distributors with complex AR needs and extensive dealer networks.

Key Features

• Business Payments Network (BPN) auto-captures payments from buyer AP portals
• Eliminates manual reconciliation with integration capabilities
• Works with Toyota Material Handling's dealer network
• Serves equipment companies across various industries

Billtrust's material handling equipment experience is demonstrated through their partnership with Toyota Material Handling. As Anne Ewing, Director of Dealer Development at Toyota Material Handling, noted: "This partnership provides them with world-class accounts receivable and B2B payments capabilities, enabling them to expand their businesses by maximizing efficiencies, improving cash flow and getting paid faster."

3. TreviPay

TreviPay serves as an enterprise B2B payment and trade credit platform with global reach across multiple countries. Their platform combines B2B payments experience with AI-enhanced underwriting.

Large material handling equipment manufacturers with international operations requiring enterprise-scale payment processing.

Key Features

• AI-enhanced underwriting using multiple databases for comprehensive credit assessment
• Guaranteed DSO service for predictable cash flow
• Global invoicing network with multi-currency support
• Enterprise-grade payment processing capabilities

TreviPay's enterprise-grade scale makes them suitable for large material handling equipment manufacturers with global operations. Their guaranteed DSO service provides predictable cash flow—critical for equipment suppliers managing complex manufacturing and inventory cycles.

4. DLL Finance

DLL Finance focuses on material handling as a core vertical. Their dedicated material handling division provides equipment lifecycle coverage from new equipment sales to used equipment financing, fleet management, and remarketing.

Material handling equipment manufacturers and suppliers needing specialized equipment financing alongside traditional payment processing.

Key Features

• Dedicated material handling division with industry expertise
• Equipment lifecycle coverage (new, used, fleet, remarketing)
• Supports industrial trucks, AMRs, intralogistics, and port/ground/scrap handling equipment
• Works with manufacturers and supports dealers/distributors/end-users

DLL Finance's specialized focus on material handling equipment provides them with understanding of the unique operational needs of equipment buyers. They provide financing solutions tailored to facility layout and workflow requirements rather than generic lending approaches.

5. Credit Key

Credit Key provides omnichannel B2B BNPL capabilities, enabling material handling equipment suppliers to offer payment experiences across online, in-store, phone, and field sales channels. The platform assumes credit risk and pays merchants within 48 hours of order shipment.

Material handling equipment suppliers with diverse sales channels (online, dealer, showroom, field sales) needing consistent BNPL experiences.

Key Features

• BNPL across all sales channels with consistent customer experience
• Platform assumes credit risk and pays merchants within 48 hours
• Serves businesses from sole proprietors to enterprise brands
• Multi-channel payment processing

Material handling equipment suppliers often sell through multiple channels—online catalogs, dealer networks, showroom demonstrations, and field sales representatives. Credit Key's omnichannel capability ensures customers receive the same flexible payment options regardless of how they choose to purchase, addressing a need for equipment dealers with diverse sales operations.

6. Equify Financial

Equify Financial specializes in material handling equipment financing with tailored loan and lease options specifically designed for forklifts, pallet jacks, conveyors, cranes, and automated systems. Their solutions are built around operational workflows.

U.S.-based material handling equipment suppliers needing specialized equipment financing with flexible terms.

Key Features

• Specialized in material handling equipment financing (forklifts, pallet jacks, conveyors, warehouse vehicles)
• Solutions built for operational workflows
• Understanding of facility layout and equipment needs
• Approval processes designed for operational efficiency

Equify Financial's understanding of material handling operational needs allows them to provide financing solutions that support long-term growth. Their approach considers how equipment fits into facility layouts and workflows, making their financing more practical for equipment buyers.

7. Bill.com (BILL)

Bill.com provides AP/AR automation with a large vendor network, making it accessible for smaller material handling equipment dealers, it offers accounting software integration with QuickBooks, NetSuite, and Sage.

Smaller material handling equipment dealers and distributors needing affordable, easy-to-implement payment solutions.

Key Features

• Large vendor network
• Accounting software integration (QuickBooks, NetSuite, Sage)
• Supports ACH, virtual card, and international wire transfers

Smaller material handling equipment dealers often lack the technical resources and budget for enterprise payment solutions. Bill.com's pricing and setup make digital payment processing accessible, while their vendor network enables payment processing when suppliers are already in the system.

8. Stripe

Stripe offers developer tools and API documentation, supporting 135+ currencies for global material handling equipment supply chains. Their fraud prevention and integration capabilities make them suitable for custom equipment workflows.

Material handling equipment companies with in-house development teams needing global payment processing with extensive customization.

Key Features

• Developer tools and API documentation
• Global payment acceptance in 135+ currencies
• Integration capabilities with customization options
• Machine learning-powered fraud prevention

Material handling equipment manufacturers often require custom integrations with internal systems, dealer management platforms, and specialized workflows. Stripe's APIs enable these customizations while their global reach supports international equipment supply chains and sales operations.

Choosing the Right B2B Payment Platform for Your Material Handling Business

Selecting the right B2B payment platform for material handling equipment requires careful evaluation of your specific operational needs, transaction volumes, and growth trajectory. The industry's unique challenges—including high-value transactions, extended payment terms, dealer network complexity, and diverse sales channels—demand payment solutions purpose-built for these requirements.

For material handling equipment suppliers seeking to eliminate credit risk while maintaining healthy cash flow, Resolve Pay's non-recourse financing model offers a compelling solution. The platform's ability to advance up to 100% of invoice value within 24 hours while customers maintain their standard payment terms enables suppliers to offer competitive net terms without jeopardizing their financial position. This becomes particularly valuable when working with dealers, distributors, and end-users who expect flexible payment options for substantial equipment purchases.

The instant credit approval capabilities powered by AI underwriting accelerate the order-to-cash cycle, enabling material handling suppliers to respond quickly to customer orders without the multi-day delays typical of traditional credit evaluation processes. Combined with seamless ERP integration supporting QuickBooks, NetSuite, and leading ecommerce platforms, Resolve Pay provides equipment suppliers with a comprehensive platform that addresses both immediate cash flow needs and long-term customer relationship management.

As the B2B BNPL market continues its substantial growth trajectory, having a payment platform that scales with your business while maintaining security, efficiency, and operational flexibility becomes increasingly critical. Whether you're a large enterprise manufacturer processing high transaction volumes or a growing equipment supplier looking to expand your customer base through flexible payment terms, the right payment platform serves as strategic infrastructure that supports sustainable growth.

Frequently Asked Questions

How can B2B payment platforms address the long payment cycles common in the material handling equipment industry?

Platforms like Resolve Pay address the material handling industry's extended payment terms by advancing up to 100% of invoice value within 24 hours while customers maintain their standard 60-90 day payment terms. This non-recourse financing model eliminates the cash flow strain without requiring customers to change their payment behavior. The supplier receives immediate funding while the payment platform manages credit risk and collections.

What role does AI play in modern B2B payment solutions for material handling equipment suppliers?

AI powers instant credit decisions, automated cash application with high match rates, and intelligent payment routing for higher approval rates. For material handling equipment suppliers, AI reduces manual processing of complex high-value invoices and accelerates credit decisions from days to seconds. This automation enables faster order fulfillment and improved customer experience while reducing administrative overhead on AR teams.

How can implementing a B2B payment platform improve cash flow for material handling equipment suppliers?

B2B payment platforms improve cash flow through invoice financing, automated AR workflows that reduce DSO (Days Sales Outstanding), and immediate access to capital. Platforms offering non-recourse financing provide immediate access to capital while eliminating credit risk. Additionally, automated collections management and payment reminders reduce the time and resources required to manage accounts receivable, allowing suppliers to focus on growing their business rather than chasing payments.

What security and compliance features should material handling equipment suppliers look for in a payment platform?

Material handling equipment suppliers should prioritize platforms offering PCI DSS compliance, robust fraud prevention systems, and comprehensive audit trails. Look for features like tokenization, encrypted data transmission, secure API integrations, and SOC 2 certification. Platforms with industry-specific security certifications demonstrate their understanding of B2B payment security requirements and commitment to maintaining appropriate standards for high-value transactions.

How long does it typically take to integrate a B2B payment platform with existing material handling equipment business systems?

Integration timelines vary based on platform complexity and existing system architecture. Modern cloud-based platforms with pre-built ERP integrations (such as QuickBooks, NetSuite, or SAP connectors) can be implemented in 2-4 weeks for basic functionality. More complex implementations involving custom workflows, dealer network integrations, or legacy system connections may require 6-12 weeks. The key factors affecting timeline include: existing ERP system compatibility, data migration requirements, team availability for testing, and customization needs for industry-specific workflows.

This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.