Best B2B BNPL Platforms for Material Handling Equipment Suppliers

Material handling equipment suppliers often face a cash flow squeeze: buyers expect 60–90 day terms on high-ticket purchases ($50,000–$500,000+), while suppliers need immediate capital for inventory and operations. With 64% of companies facing delayed payments, choosing the right BNPL partner matters even more when you’re selling across online, showroom, dealer, and field channels to a wide range of customer types.Meanwhile, B2B BNPL is expanding fast—transaction volume is forecast to reach $199.2 billion in 2024—and 73% of B2B buyers prefer buying through digital channels (webstores, marketplaces, and apps) rather than traditional offline-only processes. After reviewing 20+ platforms for equipment-specific fit (high-ticket support, longer terms aligned to asset lifecycle, approval speed, omnichannel readiness, and dealer-system integrations), our findings point to Resolve Pay's B2B Net Terms platform as a leading option due to 100% non-recourse financing built for manufacturing and distribution—though the best choice still depends on your model, customers, and geography.

Key Takeaways

• Material handling equipment suppliers need B2B BNPL platforms that handle high-ticket transactions ($50,000-$500,000+), extended payment terms, and non-recourse protection against defaults
• 100% non-recourse financing eliminates merchant liability entirely, allowing suppliers to offer competitive net terms without jeopardizing cash flow or taking on credit risk
• AI-powered credit decisions deliver instant approvals for qualifying purchases and 24-hour decisions for larger transactions, accelerating the order-to-cash cycle
• Omnichannel capabilities ensure consistent BNPL experiences across online, showroom, phone, and field sales channels—critical for equipment dealers serving diverse customer segments
• Seamless integration with dealer management systems, ERP platforms, and accounting software streamlines operations and reduces AR management time by up to 50%
• European material handling suppliers require platforms with EMI licenses and pan-European compliance for cross-border transactions
• Specialized equipment financing solutions complement BNPL platforms by providing traditional leasing options for customers purchasing ultra-high-value equipment

1. Resolve Pay - 100% Non-Recourse Financing for Manufacturing

Resolve Pay has revolutionized B2B BNPL for material handling equipment suppliers by offering non-recourse financing on approved invoices, designed for manufacturing and distribution sellers. This means suppliers keep their advance payments even if buyers default—a critical protection for high-value equipment transactions where risk exposure can be substantial.

What Makes Resolve Pay Different

Resolve Pay combines AI-powered credit decisions with manufacturing-specific underwriting expertise, delivering instant approvals for qualifying purchases and 24-hour decisions for larger transactions. The platform's non-recourse model eliminates merchant liability entirely, while advancing up to 90% of invoice value within 24 hours (and up to 100% on approved invoices, depending on the program/terms).

Key Benefits for Material Handling Suppliers

• 100% non-recourse financing - zero merchant liability even on large equipment orders
• Faster payment cycles - improve cash flow without sacrificing customer relationships
• Reduced AR workload - automate reminders, collections workflows, and cash application (where enabled)
• Faster credit decisions - replace slower manual underwriting with automated decisioning for many purchases
• White-label payment portal - accept ACH, wire, credit card, or check through your branded interface

Integration Capabilities

Resolve Pay offers seamless integration with the systems material handling suppliers rely on, including QuickBooks, NetSuite, Shopify, BigCommerce, and Magento. The platform's flexible APIs allow custom integration with dealer management systems and ERP platforms.

Customer Validation

With thousands of businesses using Resolve Pay, the platform has demonstrated consistent results across manufacturing and distribution sectors. Customers report significant improvements in cash conversion cycles while maintaining strong buyer relationships through extended payment terms.

Getting Started

Visit resolvepay.com to explore how AI-powered accounts receivable automation can transform your material handling equipment business.

2. Billtrust

Billtrust serves as the official accounts receivable platform for Toyota Material Handling's 230-dealer network, working with 175+ equipment companies across construction, industrial machinery, and material handling sectors.

What Makes Billtrust Different

Billtrust's Business Payments Network (BPN) automatically captures payments from any buyer AP portal, eliminating manual reconciliation—a critical capability for equipment dealers managing complex payment workflows from large corporate customers. The platform specializes in the unique needs of equipment dealers, from invoice processing to cash application.

Key Benefits for Material Handling Suppliers

• Toyota Material Handling partnership - proven validation in the material handling equipment space
• AP portal integration - automatically capture payments from buyer payment systems
• Comprehensive AR automation - streamline invoicing, payments, cash application, and collections
• Equipment industry specialization - purpose-built for heavy equipment and material handling dealers
• Dealer network support - manage complex relationships across manufacturer-dealer-customer chains

Customer Validation

Anne Ewing, Director of Dealer Development at Toyota Material Handling, confirms: "This partnership provides them with world-class accounts receivable and B2B payments capabilities, enabling them to expand their businesses by maximizing efficiencies, improving cash flow and getting paid faster."

3. TreviPay

TreviPay delivers enterprise-grade B2B payment solutions with proven scale, processing $6B+ in annual volume across 20K+ buying and selling entities, with network capabilities across 30+ countries. For material handling equipment suppliers with international operations or global customer bases, TreviPay offers extensive global infrastructure.

What Makes TreviPay Different

TreviPay combines decades of B2B payments experience with modern AI-enhanced underwriting, using 30+ databases for comprehensive credit decisions. The platform's guaranteed DSO service ensures predictable cash flow, while its global invoicing network supports multi-currency transactions across international markets.

Key Benefits for Material Handling Suppliers

• Global reach - operate seamlessly across 30+ countries with multi-currency support
• Enterprise-scale infrastructure - process over 1 million annual invoices with proven reliability
• Guaranteed DSO - predictable cash flow with fully managed collections service
• AI-enhanced underwriting - comprehensive credit decisions using 30+ data sources
• Partnership with Allianz Trade - enhanced risk management for international transactions

Performance Metrics

TreviPay customers report improvements in DSO reduction, average order volume increase, and invoice error reduction. The platform has earned recognition as an IDC MarketScape Leader for Worldwide Embedded Payment Applications 2024-2025.

4. Credit Key

Credit Key addresses a critical need for material handling equipment dealers: seamless BNPL across all sales channels. The platform delivers consistent BNPL experiences across online, in-store, phone, and field sales—a necessity for equipment suppliers serving diverse customer segments.

What Makes Credit Key Different

Credit Key's omnichannel approach ensures buyers receive the same flexible payment terms regardless of how they purchase. Credit Key states it assumes the risk and pays merchants within 48 hours (typically once the order ships), regardless of the buyer’s term length.

Key Benefits for Material Handling Suppliers

• True omnichannel coverage - consistent BNPL experience across all sales channels
• Flexible payment terms - Net 30 to 12-month options with instant credit decisions
• Credit Key Card - buyer-facing Mastercard for expanded purchasing flexibility
• Wholesale distribution focus - specifically targets equipment and technology sectors
• 100% risk coverage - Credit Key handles entire lending process and assumes all risk

Customer Validation

Credit Key serves businesses ranging from sole proprietors to enterprise brands, with merchants consistently reporting improved conversion rates and increased average order values across all sales channels.

5. DLL Finance

DLL Finance brings deep material handling industry expertise as one of the few platforms specifically focusing on material handling as a core vertical. DLL provides essential context for suppliers who need both net terms solutions and equipment financing/leasing options.

What Makes DLL Finance Different

DLL's dedicated material handling division covers the complete equipment lifecycle—from new equipment sales to used equipment financing, fleet management, and remarketing. The platform works directly with leading material handling equipment manufacturers and supports dealers, distributors, and end-users.

Key Benefits for Material Handling Suppliers

• Material handling industry specialization - covers forklifts, AMRs, intralogistics, port/scrap handling
• Lifecycle support - comprehensive solutions from new equipment to fleet management
• Manufacturer partnerships - established relationships with leading equipment manufacturers
• Digital point-of-sale tools - fast, easy sales process for field representatives
• Used equipment financing - unique capability for remarketing and fleet refresh programs

Equipment Coverage

DLL Finance supports industrial trucks, autonomous mobile robots (AMRs), intralogistics systems, ground handling equipment, port handling machinery, and scrap handling equipment—covering the complete material handling spectrum.

6. Mondu

Mondu serves the European B2B BNPL market with 300,000+ sellers and buyers across 30+ European countries. For material handling equipment suppliers with European operations or customers, Mondu offers high approval limits and rapid deployment in the region.

What Makes Mondu Different

Mondu is a B2B payments platform serving both sellers and buyers directly through its dual-sided approach. The platform offers real-time approval for baskets up to (approximately $1.1 million USD) and holds an Electronic Money Institution (EMI) license from the Dutch central bank, ensuring regulatory compliance across European markets.

Key Benefits for Material Handling Suppliers

• High approval limits - real-time approval up to approximately $1.1 million USD for large equipment purchases
• Pan-European coverage - operate compliantly across all EEA markets plus UK
• Dual-sided platform - MonduFlex and MonduCard optimize working capital for both parties
• Strong acceptance rates - efficient approval process even on first purchases with limited buyer history
• ISO/IEC 27001 certified - enterprise-grade security for high-value transactions

Customer Validation

Christian Erhardt, Managing Partner at a Mondu customer, confirms: "We simply cannot imagine our checkout process without Mondu anymore. The solution has become integral to our B2B operations."

Integration Capabilities

Mondu offers automatic reconciliation, ERP/CRM integration, virtual IBANs (vIBANs), and comprehensive API access for custom implementations.

7. Hokodo

Hokodo delivers comprehensive digital trade credit solutions across Europe with rapid deployment options in the market. The platform's full EMI license enables compliant pan-European operations, while its AIG-backed insurance provides additional security for high-value equipment transactions.

What Makes Hokodo Different

Hokodo offers flexible product modularity in the European market, allowing merchants to choose which elements of credit scoring, risk, financing, payments, and collections to use. The platform supports payment terms from 7-120 days and can be deployed quickly using hosted checkout integration.

Key Benefits for Material Handling Suppliers

• Pan-European compliance - full EMI license enabling operations across all EEA markets
• Omnichannel support - cohesive experience across online, telesales, and in-store
• AIG-backed insurance - additional protection for high-value equipment transactions
• Rapid deployment - hosted checkout integration options available
• Strong acceptance rates - proprietary underwriting built from scratch

Integration Options

Hokodo provides REST APIs, SDKs, Shopify/Magento plugins, and hosted checkout options, enabling quick implementation regardless of technical resources. The platform accepts credit/debit cards, Direct Debit, bank transfers, and account-to-account (A2A) payments.

8. Kriya

Kriya brings over a decade of invoice financing expertise to the B2B BNPL market, operating as a UK-focused platform with an expanding European presence. Formerly MarketInvoice, Kriya combines traditional trade finance knowledge with modern BNPL capabilities.

What Makes Kriya Different

Kriya's deep invoice financing heritage provides unique capabilities for material handling equipment suppliers who need both short-term net terms and longer-term working capital solutions. The platform offers traditional working capital loans alongside BNPL, creating a comprehensive financing ecosystem.

Key Benefits for Material Handling Suppliers

• Invoice financing expertise - over a decade of trade finance experience applied to BNPL
• UK SME focus - specialized support for small and medium equipment suppliers
• Flexible 30/45/60-day terms - aligned with equipment purchase cycles
• Strong Stripe integration - seamless payment processing for online sales
• Global buyer coverage - extends credit to buyers in 45 global locations

Integration Capabilities

Kriya offers API integration, hosted checkout, PSP integrations, and e-commerce plugins, with typical deployment taking approximately 4 weeks.

Choosing the Right B2B BNPL Platform for Your Material Handling Equipment Business

Selecting the right B2B BNPL platform for material handling equipment requires careful evaluation of your specific operational needs, transaction volumes, and growth trajectory. The material handling industry's unique challenges—including high-ticket transactions, extended payment terms, complex dealer networks, and diverse sales channels—demand payment solutions purpose-built for these requirements.

For material handling equipment suppliers seeking to eliminate credit risk while maintaining healthy cash flow, Resolve Pay's non-recourse financing model offers a compelling solution. The platform's ability to advance up to 100% of invoice value within 24 hours while assuming the credit risk enables suppliers to offer competitive net terms without jeopardizing their financial position. This becomes particularly valuable when working with contractors, warehouses, and distribution centers who expect flexible payment options.

The instant credit approval capabilities powered by AI underwriting accelerate the order-to-cash cycle, enabling material handling equipment suppliers to respond quickly to customer orders without the multi-day delays typical of traditional credit evaluation processes. Combined with seamless integration supporting major accounting and e-commerce platforms, Resolve Pay provides material handling suppliers with a comprehensive platform that addresses both immediate cash flow needs and long-term customer relationship management.

As the material handling equipment market continues to grow driven by warehouse automation and logistics expansion, having a B2B BNPL platform that scales with your business while maintaining security, compliance, and operational efficiency becomes increasingly critical. Whether you're a large equipment dealer managing multiple manufacturer relationships or a growing supplier looking to expand your customer base through flexible payment terms, the right payment platform serves as strategic infrastructure that supports sustainable growth.

Frequently Asked Questions

What are the benefits of B2B BNPL for material handling equipment suppliers?

B2B BNPL platforms help material handling equipment suppliers increase sales by offering flexible payment terms that expand customer purchasing power. Suppliers can accelerate cash flow significantly while maintaining 60-90 day terms for customers. Platforms like Resolve Pay provide 100% non-recourse financing, eliminating default risk on high-value equipment transactions.

How does AI improve credit assessment for B2B BNPL platforms?

AI-powered platforms like Resolve Pay deliver significantly faster credit checks compared to traditional manual processes, with instant approvals for qualifying purchases. These systems analyze thousands of data points beyond traditional credit bureaus, providing deeper insights into buyer creditworthiness while reducing manual underwriting time substantially.

What risks do B2B BNPL platforms take on behalf of the supplier?

Non-recourse platforms like Resolve Pay assume 100% of the credit risk, meaning suppliers keep their advance payments even if buyers default. These platforms handle the entire credit assessment, approval, and collections process, allowing suppliers to offer net terms confidently while protecting their cash flow and reducing bad debt exposure.

How quickly can material handling suppliers receive payment from a B2B BNPL platform?

Non-recourse platforms like Resolve Pay advance up to 100% of invoice value within 24 hours of approval, while other platforms typically pay within 48 hours. This immediate payment allows suppliers to fund operations, purchase inventory, and grow their business without waiting 60-90 days for customer payments.

Can B2B BNPL platforms integrate with existing accounting and e-commerce systems?

Yes, leading platforms offer comprehensive integration capabilities. Resolve Pay integrates with QuickBooks, NetSuite, Shopify, BigCommerce, and Magento, providing seamless connectivity with the systems material handling suppliers already use. Most platforms provide APIs, plugins, and hosted checkout options for seamless implementation.

This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.