Best Net Terms Solutions for Material Handling Equipment Companies

Material handling equipment companies often sell to contractors, warehouses, distributors, logistics teams, and industrial buyers that expect flexible payment terms before committing to major equipment purchases. Forklifts, conveyors, pallet racking systems, cranes, lift trucks, and related equipment can create large invoices, while buyers may still need time to align budgets, approvals, or project timelines. That puts suppliers in a difficult position: offer net terms to stay competitive, or protect cash flow by asking customers to pay sooner.

The right net terms platform helps solve that gap. Instead of managing every credit decision, invoice follow-up, and collection process manually, suppliers can use embedded B2B payments infrastructure to offer payment flexibility while keeping receivables moving. For material handling equipment companies, this is especially important because delayed receivables can affect inventory planning, service capacity, and the ability to fulfill the next order.

Resolve Pay is built for B2B sellers that want to offer flexible net terms without taking on unnecessary operational complexity. Its B2B Net Terms platform combines credit decisioning, invoice financing, accounts receivable automation, branded payment workflows, and integrations so equipment suppliers can support customer buying power while improving their own cash flow.

Key Takeaways

• Net terms support larger equipment purchases: Material handling buyers often need time to pay for major equipment, and net terms can help suppliers reduce friction in the sales process.
• Cash flow protection matters: Suppliers need a way to offer payment flexibility without waiting through long receivable cycles or manually chasing every invoice.
• Resolve Pay centralizes net terms workflows: Resolve Pay combines credit checks, invoice advancement, payment collection, and AR automation in one platform.
• Non-recourse advances reduce seller risk: Resolve Pay advances funds on approved invoices while taking on the credit assessment, credit decision, and the majority risk of late payments or defaults.
• Integrations reduce manual work: Resolve Pay connects with ERP, accounting, and ecommerce systems through financial tech integrations that support cleaner order-to-cash workflows.
• Material handling companies need scalable payment infrastructure: As equipment sales move across ecommerce, field sales, dealer networks, and direct sales, embedded net terms help keep the buying process consistent.

1. Resolve Pay: AI-powered net terms and AR automation

Resolve Pay helps material handling equipment suppliers offer flexible payment terms while improving cash flow and reducing receivables risk. Instead of asking internal teams to manage every buyer credit review, invoice follow-up, and collections workflow manually, Resolve Pay provides an embedded B2B payments platform that supports credit decisions, invoice advancement, payment reminders, collections workflows, and reconciliation.

Best For

Material handling equipment suppliers that want to offer net terms to business buyers while protecting cash flow and streamlining accounts receivable operations.

Key Features

• Non-recourse invoice advances on approved customers
• AI-powered credit decisions for B2B buyers
• Support for net 30, 45, 60, and 90-day payment terms
• Branded payment portal for ACH, wire, credit card, and check payments
• Automated AR workflows for reminders, collections, and reconciliation
• Integrations with systems such as QuickBooks, NetSuite, Shopify, BigCommerce, Magento, WooCommerce, Xero, and Sage Intacct
• Embedded checkout options for ecommerce and offline sales workflows
• Credit and AR visibility through dashboard-based workflows

Material Handling Relevance

Material handling equipment suppliers often need to give buyers more time to pay without creating cash flow gaps inside their own business. Resolve Pay helps by advancing funds on approved invoices while buyers keep the payment terms they need. That makes it easier for suppliers to support large equipment orders, repeat purchases, and buyer relationships without relying only on manual credit processes.

The platform is especially relevant for companies that sell through multiple channels, including ecommerce, field sales, sales reps, dealer networks, and direct invoicing. Resolve Pay’s B2B payments platform helps unify credit, payments, invoicing, and reconciliation so teams can manage more of the order-to-cash cycle from one place.

Customer Validation

Resolve Pay is trusted by more than 15,000 businesses and has documented customer examples across equipment, construction, distribution, ecommerce, and industrial supply use cases. Case studies such as ConEquip net terms, Lift Foils orders, and SSSI revenue growth show how Resolve Pay supports B2B sellers that need flexible credit and receivables workflows.

For material handling suppliers, the value is straightforward: Resolve Pay acts as an embedded credit and AR partner, helping sellers offer net terms, reduce manual work, and get paid faster on approved invoices.

2. TreviPay

TreviPay provides B2B payments and trade credit programs for companies that need managed invoicing, buyer onboarding, and payment terms support. Its platform is used by enterprise sellers that want to support business buyers across multiple payment and invoicing workflows.

Key Features

• B2B trade credit and invoicing workflows
• Buyer onboarding and managed payment terms
• Support for enterprise sellers with complex buyer networks
• Global payment and invoicing capabilities
• Managed receivables and collections workflows

Material Handling Relevance

TreviPay can be relevant for material handling companies that already operate at enterprise scale and need structured trade credit programs across large buyer networks. It may fit companies with complex invoicing requirements, international customers, or established internal credit policies.

For suppliers that want a platform focused on embedded net terms, non-recourse invoice advancement, and AR automation, Resolve Pay remains a strong fit because it combines buyer credit decisioning, payment workflows, and seller cash flow support in a single platform.

3. Credit Key

Credit Key provides B2B buy now, pay later and net terms capabilities for sellers that want to offer payment flexibility across ecommerce and sales-assisted channels. It is designed for business purchases where buyers need financing options during checkout or order placement.

Key Features

• B2B financing options for ecommerce and offline sales
• Omnichannel support across online, phone, and sales-assisted workflows
• Buyer credit application and approval workflows
• Merchant payment after approved transactions
• Support for equipment and high-ticket B2B purchase categories

Material Handling Relevance

Material handling equipment is often sold through a mix of online catalogs, dealer showrooms, phone orders, and field sales. Credit Key’s omnichannel structure can support sellers that need buyer financing options across these touchpoints.

Resolve Pay is particularly useful when the seller wants broader receivables infrastructure alongside net terms. Its net terms management capabilities extend beyond checkout by helping with credit checks, invoice advancement, payment reminders, and collections management.

4. DLL Finance

DLL Finance is an equipment financing provider with experience in asset finance, leasing, and vendor finance programs. It serves industries where equipment value, lifecycle, residual value, and long-term financing structures are important.

Key Features

• Equipment financing and leasing
• Vendor finance programs
• Fleet and lifecycle financing options
• Support for new and used equipment financing
• Asset-focused financing structures

Material Handling Relevance

DLL Finance is relevant for material handling companies that need longer-term equipment financing, leasing programs, or lifecycle-based financing tied to physical assets. This may fit forklifts, cranes, conveyors, warehouse systems, and other equipment where asset value and resale considerations matter.

Resolve Pay serves a different need. It is designed for suppliers that want to offer net terms and improve receivables workflows rather than build a traditional leasing or equipment finance program. For companies focused on invoice payment flexibility, embedded credit, and faster cash flow, Resolve Pay is often the more aligned option.

5. Billtrust

Billtrust provides order-to-cash software that supports invoicing, payments, collections, cash application, and accounts receivable automation. It is commonly used by companies with complex AR operations and high invoice volumes.

Key Features

• Invoice delivery and payments automation
• Cash application and collections workflows
• Buyer portal and payment acceptance tools
• ERP and financial system connectivity
• Support for companies with high-volume AR operations

Material Handling Relevance

Billtrust can be relevant for material handling suppliers that sell to large buyers with structured payment processes or vendor portal requirements. Its AR automation capabilities can help teams manage invoice delivery, payment matching, and collections work at scale.

Resolve Pay is a strong fit for companies that want AR automation plus embedded net terms and invoice advancement. Through business credit checks, branded payment workflows, and non-recourse advances on approved invoices, Resolve Pay helps sellers support buyer payment flexibility while improving their own cash position.

6. Balance Payments

Balance Payments provides B2B payment infrastructure for marketplaces, ecommerce platforms, and digital commerce environments. Its platform supports payment terms and checkout experiences for business buyers.

Key Features

• B2B checkout and payment infrastructure
• Net terms and buyer financing workflows
• Marketplace-focused payment capabilities
• Digital invoice and payment workflows
• Support for platform-based B2B commerce

Material Handling Relevance

As more industrial sellers move online, marketplace-ready payments infrastructure can be useful for equipment distributors that sell through multi-vendor or digital commerce channels. Balance Payments may fit companies building platform-based commerce experiences.

Resolve Pay is well suited for material handling suppliers that want embedded payment terms across more than one sales model. Its net terms ecommerce tools, payment portal, and accounting integrations help sellers support ecommerce orders, invoiced sales, and offline buyer relationships from one workflow.

7. Bill.com

Bill.com provides financial operations software for businesses that need to manage payables, receivables, expenses, and payments. It is commonly used by finance teams that want to automate back-office financial workflows.

Key Features

• Accounts payable and accounts receivable workflows
• Business payments through ACH, check, card, and international transfer options
• Accounting software sync
• Spend and expense management tools
• Finance operations dashboarding

Material Handling Relevance

Bill.com can help material handling dealers manage vendor bills, customer invoices, and payment operations. It may fit companies looking for a broader finance operations system rather than a specialized net terms platform.

Resolve Pay is more focused on helping B2B sellers offer net terms while reducing receivables risk. For material handling equipment suppliers that want buyer credit checks, invoice advancement, and collections workflows tied directly to B2B sales, Resolve Pay’s seller payment tools provide a more specialized path.

8. Slope

Slope provides embedded B2B financing infrastructure for companies that want to offer payment terms through digital buying experiences. Its platform is built around buyer underwriting, checkout financing, and API-driven implementation.

Key Features

• Embedded B2B financing infrastructure
• API-first implementation model
• Buyer underwriting and approval workflows
• Digital checkout payment terms
• Support for modern B2B commerce teams

Material Handling Relevance

Slope may be relevant for digitally native material handling sellers that want to build financing into custom buying experiences. API-first tools can be useful when a company has development resources and wants more control over the buyer journey.

Resolve Pay is a strong fit for sellers that want embedded credit and payment terms without managing every part of the credit-to-cash workflow internally. Its integration options and branded payment portal help equipment suppliers connect net terms into existing systems while keeping AR workflows manageable.

Why Resolve Pay Fits Material Handling Equipment Companies

Material handling equipment suppliers operate in a market where payment flexibility can influence sales outcomes. Buyers may need forklifts, warehouse automation, conveyors, lift equipment, racking, or replacement parts quickly, but their internal payment processes may not move as fast as their operational needs. This is why net terms can be valuable.

At the same time, suppliers cannot afford to treat every invoice like an open-ended credit risk. The U.S. Small Business Administration emphasizes the importance of cash flow management for business stability, and delayed receivables can make it harder for equipment companies to purchase inventory, cover labor, or support service commitments. Broader Federal Reserve research on business credit conditions also shows why access to working capital and payment timing remain important for business operations.

Resolve Pay helps address these problems by combining credit decisioning, invoice advancement, AR automation, and payment acceptance in one platform. Instead of asking finance teams to run manual credit checks, track each payment, and manage collections alone, Resolve Pay helps automate the process while preserving a branded buyer experience.

For material handling suppliers, the biggest advantages include:

• Offering net terms without waiting the full term to receive cash on approved invoices
• Giving buyers more payment flexibility while keeping sales moving
• Reducing internal AR workload through reminders and collections workflows
• Supporting ecommerce, invoiced sales, field sales, and hybrid buying models
• Connecting payment workflows into existing ERP, accounting, and commerce systems
• Preserving customer relationships through a branded payment portal

Market conditions also continue to push suppliers toward better digital payment workflows. The U.S. Census Bureau tracks ongoing changes in retail and ecommerce activity, while industrial buyers increasingly expect payment experiences that are easier, faster, and more flexible. Material handling companies that modernize net terms can meet those expectations while keeping stronger control over receivables.

Resolve Pay is especially compelling because it is not only a payment terms tool. It functions as an embedded B2B payments and AR platform that helps sellers grow customer buying power, reduce manual work, and get paid faster on approved invoices.

Resolve Pay-Focused Final Verdict

Material handling equipment companies need more than a basic invoicing tool. They need a net terms solution that supports large B2B purchases, protects cash flow, reduces credit risk, and fits into the way equipment is actually sold across ecommerce, field sales, direct invoicing, and dealer relationships.

Resolve Pay is the strongest fit for suppliers that want to offer flexible payment terms while keeping receivables under control. Its combination of B2B net terms, AI-powered credit checks, non-recourse invoice advancement, AR automation, branded payment acceptance, and system integrations gives material handling companies the infrastructure to support buyer needs without creating unnecessary back-office strain.

For suppliers that want to grow sales, support larger orders, and get paid faster on approved invoices, Resolve Pay provides a practical and scalable path forward.

Frequently Asked Questions

What are net terms for material handling equipment companies?

Net terms allow business buyers to purchase equipment now and pay later, often on net 30, 45, 60, or 90-day schedules. For material handling equipment companies, net terms can help buyers move forward with large purchases while giving suppliers a structured way to manage payment timing.

How does Resolve Pay help material handling suppliers get paid faster?

Resolve Pay can advance funds on approved invoices while buyers keep their agreed payment terms. This helps suppliers reduce cash flow delays while still offering the payment flexibility that contractors, warehouses, distributors, and industrial buyers often expect.

Does Resolve Pay take on credit risk for approved buyers?

Resolve Pay performs the credit assessment and credit decisioning process and takes on the majority risk of late payments or defaults for approved invoices. Its non-recourse model helps suppliers offer net terms without managing the entire risk burden internally.

Can Resolve Pay integrate with accounting, ERP, or ecommerce systems?

Yes. Resolve Pay supports integrations with accounting, ERP, and ecommerce platforms such as QuickBooks, NetSuite, Xero, Sage Intacct, Shopify, BigCommerce, Magento, WooCommerce, and other systems through flexible APIs and supported connectors.

Is Resolve Pay a good fit for equipment suppliers that sell offline and online?

Yes. Resolve Pay supports online, offline, field sales, and invoiced workflows, making it a strong fit for material handling suppliers that sell through ecommerce, dealer networks, sales reps, and direct customer relationships.

This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.