TreviPay vs Veem

When B2B companies evaluate payment solutions, TreviPay and Veem represent two different approaches to business transactions. TreviPay focuses on enterprise trade credit and order-to-cash programs, while Veem supports domestic and international business payments, payables, receivables, and account-based payment workflows. For manufacturers, distributors, wholesalers, and other B2B sellers that want to offer flexible terms while improving cash flow, Resolve Pay net terms combines buyer credit decisions, non-recourse invoice advances, payment workflows, and accounts receivable automation in one platform.

Key Takeaways

• Different payment models: TreviPay supports enterprise B2B trade credit programs, while Veem focuses on moving and managing business payments across domestic and international markets.
• Integrated net terms workflows: Resolve Pay connects buyer underwriting, payment terms, invoice advances, collections, and reconciliation within one B2B payments platform.
• Faster seller cash flow: Resolve Pay can advance eligible approved invoices within approximately one business day while buyers retain their agreed payment terms.
• Non-recourse protection: Approved Resolve Pay advances are non-recourse, helping sellers reduce exposure to buyer nonpayment on eligible invoices.
• Automated receivables management: Resolve Pay automates invoicing, reminders, payment processing, reconciliation, credit workflows, and collections activity.
• Connected financial systems: Resolve Pay integrates with accounting, ERP, and ecommerce platforms, including QuickBooks Online, Xero, NetSuite, Sage Intacct, Shopify, BigCommerce, Magento 2, and WooCommerce.

Understanding B2B Payment Platforms

What Is a B2B Payment Platform?

A B2B payment platform helps companies manage transactions with business customers, suppliers, contractors, or other commercial partners. Unlike many consumer payment systems, B2B platforms often need to support invoicing, larger transaction values, buyer approval workflows, purchase orders, multiple payment methods, and extended payment terms.

The market includes several platform categories:

• Trade credit platforms that help enterprises offer credit accounts and manage invoice-to-cash programs
• Business payment networks that help companies send, receive, and track domestic or international payments
• Integrated net terms platforms that combine buyer underwriting, payment terms, invoice advances, collections, and AR automation
• Accounts receivable systems that automate invoicing, reminders, payment acceptance, reconciliation, and reporting

These categories overlap, but they solve different operational problems. A company paying international vendors has different needs from a wholesale seller that wants to extend Net 30 or Net 60 terms to customers without waiting for invoices to mature.

Timely customer payments are particularly important because the Federal Reserve payment report identifies cash flow management and payment collection as significant concerns for small businesses. The SBA business finance guidance also emphasizes cash flow visibility, bookkeeping, and financial planning as foundations of sustainable business management.

Key Capabilities To Evaluate

B2B companies should evaluate platforms according to the specific financial and operational problem they need to solve:

• Whether the platform supports receivables, payables, or both
• Whether sellers can offer extended payment terms
• How buyer credit applications and decisions are managed
• Whether invoice advances are recourse or non-recourse
• Which domestic and international payment methods are available
• How invoices and payments sync with accounting or ERP systems
• Whether reminders, collections, and reconciliation are automated
• How the platform fits ecommerce, direct sales, and offline orders
• Whether the customer-facing experience can be branded

Resolve Pay brings these functions together through an AI-powered B2B platform designed around the needs of B2B sellers. It supports net terms, buyer credit workflows, invoice advances, payment collection, reconciliation, and receivables automation without requiring sellers to assemble separate systems for each process.

TreviPay: Enterprise Trade Credit And Order-To-Cash

TreviPay’s Core Positioning

TreviPay is an enterprise B2B payments and invoicing network with a history extending more than four decades. Its platform is designed to help large organizations build and manage trade credit programs across sales channels and geographic markets.

Its capabilities include:

• B2B trade credit programs
• Buyer onboarding and credit management
• Invoicing and accounts receivable workflows
• Payment processing
• Cross-currency support
• White-label buyer experiences
• Managed order-to-cash services
• Program management for enterprise deployments

TreviPay describes its network as operating across more than 30 countries. Its platform is generally associated with enterprise organizations that need managed payment programs, broad geographic coverage, and support for complex buyer relationships.

Enterprise Credit And Payment Workflows

TreviPay helps enterprise sellers offer approved buyers invoicing and trade credit through branded payment experiences. These programs may support multiple business units, locations, currencies, and sales channels.

A TreviPay deployment may involve:

• Defining program rules and buyer eligibility
• Connecting enterprise commerce and financial systems
• Configuring invoice and payment workflows
• Establishing regional or cross-currency capabilities
• Coordinating implementation across departments
• Managing ongoing buyer and seller support

This operating model can align with organizations that need a global trade credit network and managed order-to-cash infrastructure. TreviPay’s focus is broader enterprise program management rather than only accelerating individual invoices for mid-market suppliers.

Veem: Business Payments And Global Money Movement

Veem’s Core Positioning

Veem is a global payments platform that helps businesses and financial service providers send, receive, and manage money. Its services cover domestic and international payment activity, including payables, receivables, wallets, cards, and account-based payment flows.

Veem’s capabilities include:

• Domestic and cross-border business payments
• Global bill payment
• Business invoicing and receivables
• Payment tracking
• Multi-currency settlement
• Mass payment workflows
• Digital wallets
• Virtual accounts and card-based payment capabilities
• Accounting software integrations
• Embedded payment services for platforms

Veem operates across more than 100 countries and supports settlement in numerous currencies. Its primary value is helping businesses and financial platforms manage payment movement across geographic and banking networks.

International Payment Workflows

Veem can support companies that need to pay overseas suppliers, contractors, employees, or commercial partners. Businesses can initiate transactions, monitor payment status, and maintain records through a centralized interface.

Typical use cases include:

• Paying an international supplier
• Receiving funds from overseas customers
• Managing contractor or marketplace payouts
• Processing batches of business payments
• Holding or converting supported currencies
• Embedding payment capabilities into another platform
• Synchronizing payment activity with accounting software

Veem has expanded beyond international bank transfers into broader payables, receivables, wallets, cards, and virtual account infrastructure. Its services are centered on payment movement and account-based financial workflows rather than seller-funded net terms programs.

How Resolve Pay Connects Net Terms And Accounts Receivable

Net Terms For B2B Sellers

Resolve Pay is designed for B2B sellers that want to give approved customers more time to pay while avoiding a corresponding delay in their own cash flow.

Through B2B net terms financing, a seller can offer eligible buyers terms such as Net 30, Net 45, Net 60, or Net 90. Resolve Pay evaluates the buyer, establishes an approved credit decision, and can advance eligible invoice value to the seller.

This creates a connected workflow:

1. The seller submits a buyer for credit assessment.
2. Resolve Pay evaluates the buyer using financial, payment, and business data.
3. The approved buyer receives an available credit line or transaction decision.
4. The seller issues an invoice with the approved payment terms.
5. Resolve Pay advances eligible invoice proceeds.
6. The buyer pays according to the agreed schedule.
7. Resolve Pay manages payment servicing and related collections activity.

The seller can support the buyer’s purchasing cycle without carrying the full operational burden of underwriting, payment follow-up, and receivables administration.

Non-Recourse Invoice Advances

Resolve Pay’s eligible invoice advances are non-recourse. This means the seller keeps the advance on an approved invoice even when the buyer later defaults, subject to the applicable program terms and verification requirements.

This structure can help sellers:

• Reduce bad debt exposure on approved invoices
• Make cash flow more predictable
• Offer payment terms without personally guaranteeing a loan
• Avoid waiting through the buyer’s full payment period
• Support larger or more frequent qualified orders
• Shift eligible credit and collection activity to Resolve Pay

Advance percentages and credit lines vary according to the approved buyer, transaction, verification, and risk assessment. Resolve Pay may advance up to the eligible amount established for an approved invoice rather than applying one universal advance percentage to every transaction.

The structure is positioned as a modern alternative to traditional factoring because Resolve Pay combines invoice advances with buyer credit decisions, payments, and net terms management.

Accounts Receivable Automation

Automating The Invoice-To-Cash Process

Manual receivables processes become harder to manage as transaction volume grows. Finance teams may need to create invoices, monitor due dates, send reminders, process multiple payment methods, match deposits, update accounting records, and escalate overdue accounts.

Resolve Pay’s accounts receivable automation centralizes these workflows. The platform supports invoices with net terms, cash on delivery, or payment due upon receipt.

Key functions include:

• Automated invoice creation and management
• Buyer credit workflows
• Payment reminders
• Branded payment portals
• ACH, wire, card, and check payment options
• Automated transaction matching
• Accounting and ERP synchronization
• Aging and receivables visibility
• Payment servicing and collections workflows
• Support for financed and non-financed invoices

Automated reconciliation is particularly useful when a business receives payments through multiple channels. Resolve Pay can map transaction data back to the appropriate invoice and synchronize records with connected financial systems.

The importance of this process extends beyond administrative efficiency. The Federal Reserve’s findings show that businesses paid after delivery are especially likely to encounter slow-paying customer challenges.

AI-Powered Collections

Resolve Pay also provides agentic collections for businesses that want to automate routine payment follow-up.

The system can help manage:

• Scheduled invoice reminders
• Customer-specific follow-up sequences
• Payment status monitoring
• Escalation of overdue accounts
• Routine buyer communications
• Identification of accounts needing human review

Automation allows finance teams to focus on exceptions, disputes, strategic customer relationships, and higher-value financial work rather than manually following up on every open invoice.

Buyer Credit Decisions

Streamlined Business Credit Checks

Traditional trade credit decisions can involve paper applications, trade references, financial statements, manual reviews, and disconnected spreadsheets. These steps can delay buyer onboarding and create inconsistent credit policies.

Resolve Pay’s business credit checks combine automated analysis with credit expertise. Sellers can submit basic business information, and Resolve Pay evaluates relevant financial and commercial signals before returning a decision.

The process may include:

• Business identity verification
• Commercial credit information
• Payment history
• Financial and cash flow signals
• Behavioral or transaction data
• Fraud and risk indicators
• Human credit expertise when appropriate

Some eligible ecommerce purchases may receive an automated decision during checkout, while other business credit assessments can require additional review. All credit lines and transaction approvals remain subject to verification and Resolve Pay’s underwriting discretion.

Resolve Pay can also perform quiet pre-approval assessments. These checks allow a seller to evaluate potential buyer eligibility without requiring the buyer to complete an extensive initial application.

Access to business credit remains an important market concern. The CFPB lending database is intended to improve transparency into how financial institutions serve small-business credit needs. Resolve Pay applies credit decisioning specifically to commercial transactions between B2B sellers and their customers.

Integrations And Payment Workflows

Accounting, ERP, And Ecommerce Connections

Resolve Pay connects with the systems B2B sellers already use to manage orders, invoices, customers, and financial records. Its financial integrations include:

• QuickBooks Online
• Xero
• Oracle NetSuite
• Sage Intacct
• Shopify
• BigCommerce
• Magento 2
• WooCommerce

The platform can import customer and invoice information, synchronize transaction records, and support payment reconciliation. APIs and webhooks are also available for custom implementations.

NetSuite integrations can support invoice synchronization, customer information exchange, payment updates, and receivables workflows. Ecommerce integrations can place a net terms application or payment option within an existing B2B purchasing experience.

The continued role of digital commerce across manufacturing, wholesale, retail, and service industries is documented by the U.S. Census Bureau. For B2B sellers, connected payment and credit workflows help maintain a consistent customer experience across ecommerce, sales representatives, purchase orders, and direct invoicing.

Branded Buyer Experience

Resolve Pay can be embedded or white-labeled so buyers interact with a payment experience that reflects the seller’s brand.

Depending on the implementation, buyers can:

• Apply for payment terms
• Review invoices
• Check available credit
• Select an eligible payment method
• View payment history
• Pay through ACH, wire, card, or check
• Manage open balances through a portal

This helps the seller retain ownership of the customer relationship while Resolve Pay operates the underlying credit, payment, and receivables infrastructure.

Why Resolve Pay Fits B2B Sellers

TreviPay, Veem, and Resolve Pay address different payment requirements. TreviPay supports enterprise trade credit and order-to-cash programs. Veem supports domestic and international payment movement, payables, receivables, wallets, and embedded payment services. Resolve Pay focuses on helping B2B sellers offer buyer-friendly payment terms while improving seller cash flow and automating receivables.

For manufacturers, wholesalers, distributors, and B2B ecommerce companies, Resolve Pay provides a connected system for:

• Extending approved net terms
• Assessing buyer credit
• Advancing eligible invoices
• Reducing credit exposure through non-recourse funding
• Accepting multiple payment methods
• Automating invoice reminders
• Managing collections activity
• Reconciling transactions
• Synchronizing accounting and ERP records
• Supporting ecommerce and direct-sales transactions

This model allows sellers to treat credit, payments, and accounts receivable as one coordinated workflow rather than separate financial processes.

Conclusion

Resolve Pay is built for B2B sellers that want to offer qualified buyers flexible payment terms without creating the same delay in their own cash flow. Its platform combines credit decisioning, non-recourse invoice advances, invoicing, payment acceptance, reconciliation, collections, and financial system integrations.

Instead of using separate tools for buyer approvals, invoice financing, payment processing, and AR follow-up, sellers can manage the credit-to-cash lifecycle through a single connected platform. This makes Resolve Pay particularly relevant for manufacturers, wholesalers, distributors, and B2B ecommerce companies that want to expand customer buying power while maintaining control over working capital and receivables operations.

Frequently Asked Questions

What Does Resolve Pay Do?

Resolve Pay is a B2B payments and net terms platform. It helps sellers assess buyer credit, offer approved payment terms, receive advances on eligible invoices, accept payments, automate receivables workflows, reconcile transactions, and manage collections activity.

Are Resolve Pay Advances Non-Recourse?

Yes. Eligible invoice advances approved through Resolve Pay are non-recourse, meaning the seller generally keeps the advance if the approved buyer later defaults. Transactions remain subject to verification, approval requirements, and the applicable program terms.

How Quickly Can Resolve Pay Advance An Invoice?

Resolve Pay may advance eligible approved invoices within approximately one business day. Actual timing can depend on buyer approval, invoice verification, banking processes, and the seller’s implementation.

Can Resolve Pay Integrate With An ERP Or Ecommerce Platform?

Yes. Resolve Pay supports integrations with QuickBooks Online, Xero, NetSuite, Sage Intacct, Shopify, BigCommerce, Magento 2, and WooCommerce. It also offers APIs and webhooks for custom integrations.

Does Resolve Pay Handle Collections?

Resolve Pay supports payment servicing, reminders, and collections workflows. Its AI-powered collections tools can automate routine follow-up, monitor payment status, and direct exceptions to finance teams for review.

This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.