Aug 06, 2026
When B2B sellers evaluate payment solutions, they often compare different platforms without asking a more fundamental question: what do manufacturers, wholesalers, and distributors actually need to grow? TreviPay supports enterprise B2B payment and order-to-cash programs, while PaySimple focuses on payment acceptance and recurring billing for service-oriented businesses. Resolve Pay's B2B payment solutions address a different segment, offering mid-market B2B sellers non-recourse financing, rapid deployment, and integrated AR automation designed to deliver results quickly.
Key Takeaways
- Different market focus: TreviPay supports enterprise B2B payment and order-to-cash programs, PaySimple focuses on payment acceptance and recurring billing for service-oriented businesses, and Resolve Pay serves mid-market B2B sellers with net terms financing and AR automation
- Non-recourse protection: Qualifying Resolve Pay cash advances are non-recourse, subject to invoice validity, buyer approval, verification, exclusions, and applicable program terms, transferring credit risk on approved transactions
- Implementation approach: Implementation timing depends on the seller's systems, integration scope, data mapping, testing requirements, and internal approvals, with different platforms targeting different complexity levels
- Geographic and currency coverage: TreviPay operates as a global enterprise platform, PaySimple serves domestic businesses, and Resolve Pay provides native ecommerce integrations for Shopify, BigCommerce, Magento, and WooCommerce
- Integration ecosystems: Resolve Pay offers native integrations with major business systems including QuickBooks Online, Xero, Sage Intacct, and Oracle NetSuite for accounting, plus leading ecommerce platforms
- Credit decisioning: Some eligible Resolve Pay workflows may produce rapid decisions, while more complex applications can require additional verification and review, supported by AI-powered evaluation
- Target customer profile: Resolve Pay specifically targets mid-market B2B sellers, typically with annual revenue above USD 1 million, across manufacturing, wholesale distribution, and supply industries
Understanding B2B Payment Solutions: TreviPay, PaySimple, and Resolve Pay
The B2B payments landscape has evolved significantly, with different solutions targeting distinct market segments. Understanding where each platform operates helps sellers make informed decisions that directly impact cash flow, customer relationships, and operational efficiency.
TreviPay operates as a global enterprise B2B payments, invoicing, trade credit, and managed order-to-cash platform. The company serves large manufacturers and distributors with complex operations. Their comprehensive approach includes managed services for credit, billing, and collections designed for enterprise-scale implementations.
PaySimple serves small businesses with payment acceptance, recurring billing, customer management, and integrated payment tools. The platform supports service businesses like gyms, salons, and contractors with straightforward payment collection needs. PaySimple provides developer and integrated-payment capabilities suited to its target market.
Resolve Pay addresses mid-market B2B sellers who need net terms capability combined with cash flow management. As a spinout from Affirm, built by former executives from Affirm, Amazon, and PayPal, Resolve Pay enables B2B sellers to offer Net 30, 60, or 90-day terms while receiving advance payment. The platform combines net terms management with AI-powered credit decisioning and automated collections.
TreviPay
TreviPay has built its platform around serving large-scale B2B operations that require comprehensive payment infrastructure.
Core Capabilities
- Global enterprise B2B payments and order-to-cash platform
- Enterprise ERP integrations including SAP, Oracle, and Microsoft Dynamics
- Managed services for credit, billing, and collections operations
- Multi-currency transaction support
- Trade credit programs for large manufacturers and distributors
Operating Model
TreviPay's comprehensive approach works well for organizations with dedicated teams to manage vendor relationships and complex implementation projects. The platform's credit decisions happen quickly in many cases, supporting real-time transaction flows once deployed.
The enterprise model includes discovery phases, integration development, and testing to ensure the platform aligns with existing business processes and technology infrastructure.
PaySimple
PaySimple has carved out its position serving small service businesses with payment collection needs.
Core Capabilities
- Payment acceptance and recurring billing
- Customer management tools
- Mobile payment collection capabilities
- Integrated payment tools for service businesses
- Developer and API access for custom connections
Operating Model
PaySimple provides evaluation periods for businesses to test the platform. The service includes customer support and focuses on enabling service businesses to collect payments efficiently through various channels.
The platform centers on recurring billing and membership payments, with tools designed for businesses where customers pay at the point of service or through scheduled recurring transactions.
Resolve Pay's Non-Recourse Advantage
Where TreviPay serves enterprises and PaySimple serves service businesses, Resolve Pay addresses what growing B2B sellers need: the ability to offer competitive payment terms without absorbing credit risk.
Non-Recourse Financing
Resolve Pay's most significant differentiator is its non-recourse financing model. Qualifying Resolve Pay cash advances are non-recourse, subject to invoice validity, buyer approval, verification, exclusions, and applicable program terms. When Resolve Pay approves a buyer for net terms, the seller may transfer credit risk on qualifying approved transactions. This protection helps eliminate bad debt exposure on covered invoices while enabling sellers to extend terms confidently.
This approach differs from traditional factoring, which often involves recourse requirements or aggressive collection tactics that damage buyer relationships.
Cash Flow Access
Resolve Pay may provide an advance on an eligible approved invoice while the buyer retains the approved payment period. This structure helps eliminate the traditional trade-off between offering competitive terms and maintaining healthy cash flow.
Sellers receive advance payment on qualifying invoices, allowing them to reinvest in inventory, operations, and growth while buyers enjoy extended payment terms.
Implementation Approach
Implementation timing depends on the seller's systems, integration scope, data mapping, testing requirements, and internal approvals. Resolve Pay focuses on mid-market sellers who need functional deployment without extensive IT projects.
The platform offers multiple integration paths, from native ecommerce plugins to ERP connectors to custom API implementations, allowing sellers to choose the approach that fits their technical environment and timeline.
Integrated Credit Engine and Collections Automation
Beyond net terms financing, Resolve Pay provides operational infrastructure that B2B sellers need to scale efficiently.
AI-Powered Credit Decisioning
Resolve Pay's business credit check system evaluates buyer data including business information, payment patterns, and behavioral signals. Some eligible workflows may produce rapid decisions, while more complex applications can require additional verification and review.
This replaces manual trade reference calls that delay transactions, spreadsheet-based credit tracking prone to errors, and inconsistent approval processes that frustrate sales teams.
Certain workflows may begin with a buyer's business name and address, although additional information or verification may be required depending on the transaction size, buyer profile, and risk assessment.
Automated Collections Management
Resolve Pay's collections system manages payment follow-up through intelligent sequences:
- Scheduled communications across multiple channels
- Payment-status monitoring and automatic updates
- Escalation based on buyer response patterns
- Professional, relationship-preserving tone
- Complete activity records linked to invoice history
This automation reduces manual AR workload while maintaining the customer relationships that drive repeat business. The system handles routine follow-up, freeing finance teams to focus on exceptions and strategic activities.
Streamlining AR Management for B2B Growth
Effective accounts receivable management separates thriving B2B operations from those constantly managing payment delays.
AR Automation Platform
- Automated invoice generation synced from business systems
- Smart payment reconciliation using machine learning
- Real-time AR dashboard showing DSO, aging, and portfolio health
- Two-way sync with QuickBooks, Xero, Sage Intacct, and NetSuite
- White-labeled buyer portal accepting multiple payment methods
This comprehensive approach eliminates manual work that consumes finance team bandwidth. Every hour not spent on manual invoice reconciliation or payment tracking redirects toward sales, customer relationships, or strategic initiatives.
Choosing the Right Platform for Your B2B Business
The right payment solution depends on your business type, growth stage, and operational needs.
Resolve Pay Ideal Fit
Resolve Pay specifically targets mid-market B2B sellers, typically with annual revenue above USD 1 million, who need:
- Net terms financing with non-recourse protection on qualifying transactions
- Native integrations with Shopify, BigCommerce, Magento, and WooCommerce
- AI-powered credit decisioning and automated collections
- Accounting system sync with QuickBooks, Xero, Sage Intacct, and NetSuite
- Mid-market focus with accessible implementation
The platform serves manufacturers, wholesalers, distributors, and specialty suppliers across industries including HVAC parts, electrical supplies, medical equipment, construction materials, and industrial supplies.
Platform Comparison Context
TreviPay operates in the enterprise B2B payment and order-to-cash space, serving organizations with complex global operations, enterprise ERP requirements, and dedicated implementation teams.
PaySimple focuses on small service businesses needing payment acceptance, recurring billing, and customer management tools, with particular strength in field service and membership-based models.
Resolve Pay addresses the mid-market B2B segment, where sellers need enterprise-grade net terms and AR functionality without enterprise-scale complexity or timelines.
Why Resolve Pay for Growing B2B Sellers
The comparison between TreviPay and PaySimple reveals different platform focuses: enterprise operations versus small service businesses. Resolve Pay fills a distinct space serving mid-market B2B sellers who need specific capabilities.
Resolve Pay's Approach
Non-recourse protection: Qualifying Resolve Pay cash advances are non-recourse, subject to invoice validity, buyer approval, verification, exclusions, and applicable program terms. This helps eliminate bad debt exposure on covered invoices.
Cash flow optimization: Resolve Pay may provide an advance on an eligible approved invoice while the buyer retains the approved payment period, helping sellers maintain working capital.
Native ecommerce integration: The platform offers purpose-built plugins for Shopify, BigCommerce, Magento 2, and WooCommerce, enabling B2B sellers to offer net terms directly within their online storefronts.
Accounting system sync: Two-way integration with QuickBooks Online, Xero, Sage Intacct, and Oracle NetSuite ensures invoice and payment data flows automatically without manual entry.
AI-driven credit evaluation: Some eligible workflows may produce rapid decisions, while more complex applications can require additional verification and review, balancing speed with appropriate risk assessment.
Collections automation: Scheduled communications, payment-status monitoring, escalation, activity records, and exception handling reduce manual AR workload while preserving buyer relationships.
Target Market Focus
Resolve Pay serves the mid-market B2B segment across manufacturing, wholesale distribution, and supply industries. The platform addresses sellers who have outgrown basic payment processing but don't require enterprise-scale infrastructure.
This focused approach means every feature, integration, and workflow targets the specific needs of growing B2B sellers rather than trying to serve all business types or all company sizes.
Frequently Asked Questions
What is the primary difference between TreviPay, PaySimple, and Resolve Pay?
TreviPay operates as a global enterprise B2B payments, invoicing, trade credit, and managed order-to-cash platform serving large manufacturers and distributors with complex operations. PaySimple focuses on payment acceptance, recurring billing, customer management, and integrated payment tools for small service businesses. Resolve Pay serves mid-market B2B sellers who need to offer competitive net terms combined with cash flow management, specifically manufacturers, wholesalers, and distributors. The fundamental difference lies in market focus: TreviPay targets enterprise scale, PaySimple serves service businesses, and Resolve Pay addresses mid-market B2B distribution and manufacturing.
How does Resolve Pay's non-recourse financing benefit B2B sellers?
Qualifying Resolve Pay cash advances are non-recourse, subject to invoice validity, buyer approval, verification, exclusions, and applicable program terms. On covered transactions, sellers may transfer credit risk to Resolve Pay. This helps eliminate bad debt exposure on qualifying approved invoices while enabling sellers to extend terms to more customers. The non-recourse structure means that for qualifying transactions, if an approved buyer fails to pay according to terms, Resolve Pay absorbs the loss rather than the merchant, helping protect the seller's balance sheet from credit losses on covered receivables.
Can Resolve Pay integrate with my existing business systems?
Resolve Pay offers native integrations with major business systems including QuickBooks Online, Xero, Sage Intacct, and Oracle NetSuite for accounting, plus Shopify, BigCommerce, Magento 2, and WooCommerce for ecommerce. The platform also provides REST API access with webhooks and sandbox environments for custom integrations. Implementation timing depends on the seller's systems, integration scope, data mapping, testing requirements, and internal approvals. Two-way sync ensures invoice and payment data flows automatically between systems without manual entry, reducing administrative overhead and improving data accuracy.
How do the credit approval and collections processes work with Resolve Pay?
Resolve Pay's AI credit engine evaluates buyer data including business information, payment patterns, and behavioral signals. Some eligible workflows may produce rapid decisions, while more complex applications can require additional verification and review. Certain workflows may begin with a buyer's business name and address, although additional information may be required. For collections, Resolve Pay's system manages payment follow-up through scheduled communications across multiple channels, with payment-status monitoring, escalation based on buyer response, activity records, and automatic updates. This automation reduces manual AR workload while maintaining professional, relationship-preserving communications.
Is Resolve Pay suitable for my business size and industry?
Resolve Pay specifically targets mid-market B2B sellers, typically with annual revenue above USD 1 million, across manufacturing, wholesale distribution, and supply industries. The platform serves businesses in HVAC parts, electrical supplies, medical equipment, construction materials, industrial supplies, and similar B2B sectors. Resolve Pay addresses sellers who need enterprise-grade net terms and AR functionality without enterprise-scale complexity. If your business sells to other businesses on invoice terms, operates in B2B distribution or manufacturing, and needs to balance competitive payment terms with healthy cash flow, Resolve Pay's focused approach may fit your requirements.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.
