Aug 14, 2026
When B2B companies need to manage net terms, accelerate cash flow, and streamline accounts receivable, selecting the right payment platform becomes a pivotal business decision. Two options in this space Kickfurther and Slope represent fundamentally different approaches to B2B financing. Kickfurther operates as a community-funded inventory consignment platform for CPG brands, while Slope is positioned around embedded B2B payments and order-to-cash automation for enterprise and software-led commerce environments. This comparison examines how these platforms differ and explores why mid-market B2B sellers seeking net terms financing with non-recourse protection and comprehensive AR automation often turn to Resolve Pay.
Key Takeaways
- Kickfurther specializes in inventory consignment funding for physical product brands through a community-funded marketplace model
- Slope positions itself as an embedded B2B payments platform with order-to-cash automation for enterprise and software-led commerce
- Both platforms serve specific use cases: Kickfurther funds inventory production for CPG brands, while Slope enables marketplace payment infrastructure
- Resolve Pay is a B2B payments and net terms platform that combines embedded credit expertise, invoice advancement, payments, and receivables automation
- Managing cash flow remains a critical challenge for small businesses, with close to half of employer firms reporting difficulties paying operating expenses or navigating uneven cash flows.
- Resolve Pay serves manufacturers, wholesalers, and distributors across industries including HVAC, electrical supply, construction equipment, and industrial materials
- The platform supports integrations with QuickBooks Online, Xero, Oracle NetSuite, Sage Intacct, Shopify, BigCommerce, Magento 2, and WooCommerce
Understanding Each Platform's Core Positioning
Kickfurther's Inventory Consignment Model
Kickfurther positions itself as an inventory consignment funding platform, specifically designed for consumer packaged goods (CPG) brands that sell physical products. Founded in 2014, the platform operates through a unique community marketplace model where individual investors fund inventory "Co-Ops" in exchange for returns when products sell.
The platform targets CPG brands needing to finance inventory production without taking on traditional debt or giving up equity. Brands create Co-Op listings detailing their inventory needs, and individual investors on the platform commit capital to fund those purchases. The funds go directly to manufacturers, and brands repay investors as the inventory sells over a period typically ranging from 1 to 10 months.
Slope's Enterprise Payment Infrastructure
Slope takes a different approach, positioning itself as an embedded B2B payments platform with order-to-cash automation capabilities. The company emphasizes its API-first architecture and AI-supported risk assessment for buyer underwriting. Slope has established enterprise credibility through its partnership with J.P. Morgan, which validates its positioning in the large enterprise segment.
Slope's platform enables B2B marketplaces and commerce platforms to offer payment terms directly within their checkout experiences, handling credit decisioning, payment processing, and accounts receivable workflows on behalf of the marketplace.
Resolve Pay's B2B Payment Solution
Resolve Pay is a B2B payments and net terms platform that combines embedded credit expertise, invoice advancement, payments, and receivables automation. The platform specifically serves established B2B sellers, manufacturers, wholesalers, and distributors who want to offer Net 30/60/90 terms to business buyers.
Eligible approved invoices may receive advance payment before the buyer's due date, with advance amounts and timing determined by underwriting and program requirements. Eligible Resolve Pay advances are non-recourse for covered buyer credit default, subject to buyer approval, invoice validity, verification, exclusions, and applicable program terms.
Service Offerings Reveal Distinct Strategic Focuses
Kickfurther's Core Services
Kickfurther's service portfolio centers entirely on inventory funding:
- Community-funded inventory "Co-Ops" for physical products
- Payment schedules tied to inventory sell-through (1-10 months)
- 100% inventory cost coverage sent directly to manufacturers
- No debt or equity structure funding operates as consignment
- Brands must have $200K+ trailing 12-month revenue to qualify
Slope's Platform Capabilities
Slope's services focus on enterprise marketplace enablement:
- B2B net terms (Net 30/60/90) and installment payment options
- AI-supported risk assessment for buyer underwriting
- Order-to-cash workflow automation
- Multi-currency support for cross-border transactions
- API-first architecture for platform integration
Resolve Pay's Comprehensive Platform
Resolve Pay addresses the full B2B payment lifecycle with integrated capabilities:
- Net terms financing (Net 30/60/90) with non-recourse protection for covered transactions
- Accounts receivable automation including invoice generation and reconciliation
- Agentic collections with multi-channel follow-up across email, SMS, and voice AI
- Business credit checks with AI-supported analysis, business information, behavioral signals, and credit expertise
- White-labeled payment portal accepting ACH, wire, credit card, and check
The specialization differences matter significantly. Kickfurther serves CPG brands needing inventory funding. Slope targets enterprise marketplaces requiring embedded payment infrastructure. Resolve Pay serves manufacturers, wholesalers, and distributors who need to offer competitive payment terms while maintaining healthy cash flow.
Target Customers Define Platform Fit
Kickfurther's Customer Profile
Kickfurther primarily serves a specific niche within the CPG industry:
- Consumer packaged goods brands with physical products
- Companies with $200K+ trailing 12-month revenue
- Brands needing inventory production funding
- Businesses comfortable with community investor model
Slope's Target Market
Slope targets enterprise-scale operations:
- Large B2B marketplaces needing embedded financing
- Companies requiring API-first integration architecture
- Businesses with multi-currency and cross-border needs
- Organizations seeking enterprise-grade compliance standards
Resolve Pay's Core Customers
Resolve Pay serves the mid-market B2B seller segment:
- Manufacturers with $1M+ annual revenue
- Wholesale distributors across multiple verticals
- HVAC, electrical, plumbing supply companies
- Industrial equipment and medical device distributors
- Construction materials and packaging suppliers
Notable Resolve Pay clients include ConEquip (construction equipment), Archipelago Lighting, Trenchless Supply, SS&SI Dealer Network, and DocShop Pro. The platform serves over 15,000 businesses across diverse industries.
Digital commerce continues to grow, with B2B ecommerce representing an increasingly important channel for manufacturers and distributors to reach business customers.
Performance and Results Show Real-World Application
Kickfurther's Operational Model
Kickfurther's performance is tied to its community-funded marketplace:
- Co-Ops typically fund once investor commitments fill
- Payment tied to inventory sell-through over 1-10 months
- Brands retain responsibility for sales and customer management
- Funding model aligns with product velocity and sell-through rates
Slope's Enterprise Capabilities
Slope's reported capabilities include:
- AI-driven credit evaluation for buyer approval
- Payment processing integrated into marketplace workflows
- Order-to-cash automation reducing manual processes
- Enterprise integration through API-first architecture
Resolve Pay's Customer Outcomes
Resolve Pay publishes customer stories covering manufacturers, distributors, and other B2B suppliers that have applied its credit and AR workflows to real operational problems:
- ConEquip: 30% year-over-year growth
- Archipelago Lighting: Tripled revenue, credit approval reduced from 10 days to 24 hours, credit lines 20x higher than before
- Elston Materials: Margins increased from 25% to 30%
- Trenchless Supply: 90% reduction in AR workload
- SS&SI Dealer Network: 5x revenue growth
These results reflect customer-specific implementations and may not represent typical outcomes for all users.
Methodology and Approach Shape the Experience
Kickfurther's Community-Funded Process
Kickfurther's approach operates through its consignment marketplace:
- Brands create inventory "Co-Op" listings
- Community investors fund the Co-Op
- Funds go directly to manufacturers for production
- Brands repay investors as inventory sells
- Payment schedule aligns with actual sell-through (1-10 months)
Slope's Technical Integration
Slope's methodology emphasizes platform embedding:
- API-first architecture for marketplace integration
- AI-supported underwriting evaluates buyer creditworthiness
- Order-to-cash automation handles payment workflows
- Custom configuration for each platform partner
Resolve Pay's Execution Model
Resolve Pay combines speed with comprehensive coverage:
- Resolve Pay uses AI-supported analysis, business information, behavioral signals, and credit expertise, with some qualifying workflows producing rapid decisions while others may require additional verification
- Certain ecommerce purchases up to $25,000 may qualify for instant approval
- Agentic collections automatically follow up with buyers across email, SMS, and voice AI
- Resolve Pay supports integrations with QuickBooks Online, Xero, Oracle NetSuite, Sage Intacct, Shopify, BigCommerce, Magento 2, and WooCommerce
- Embedded checkout for major ecommerce platforms
Resolve Pay's approach eliminates waiting and complexity, delivering immediate value through automation and non-recourse financing for eligible transactions.
Integration Ecosystem Determines Operational Fit
Kickfurther's Integration Approach
Kickfurther's integrations include:
- Primary focus on inventory and payment tracking
- Manual processes for most accounting functions
- Limited disclosed integration ecosystem
Slope's Platform Connectivity
Slope's integrations include:
- API-first architecture enabling custom integrations
- Marketplace-level embedding capabilities
- Enterprise ERP connectivity
- Multi-currency payment rails
Resolve Pay's Integration Ecosystem
Resolve Pay offers comprehensive connectivity:
- Ecommerce platforms: Shopify, BigCommerce, Magento 2, WooCommerce
- Accounting/ERP: QuickBooks Online, Xero, Sage Intacct, Oracle NetSuite
- Payment processing: BlueSnap global payment partnership
- Industry-specific: AIMS360 for apparel/fashion ERP
- REST API with webhooks and sandbox for custom development
Resolve Pay's ecommerce integrations enable sellers to offer net terms directly at online checkout, a capability that drives higher average order values and repeat purchases. The platform won the BigCommerce Innovative Integration Award, validating its technical capabilities in the ecommerce space.
Why Resolve Pay Serves Mid-Market B2B Sellers
Mid-market B2B companies face unique challenges in balancing competitive payment terms with cash flow management and credit risk. Resolve Pay addresses these challenges comprehensively for established manufacturers, wholesalers, and distributors.
Non-Recourse Protectionry
Eligible Resolve Pay advances are non-recourse for covered buyer credit default, subject to buyer approval, invoice validity, verification, exclusions, and applicable program terms. This structure helps sellers manage credit exposure when extending payment terms to customers.
Fast Access to Working Capital
Eligible approved invoices may receive advance payment before the buyer's due date, with advance amounts and timing determined by underwriting and program requirements. This transforms cash flow for businesses that traditionally wait 30, 60, or 90 days for customer payment.
Rapid Credit Decisions
Resolve Pay uses AI-supported analysis, business information, behavioral signals, and credit expertise. Some qualifying workflows can produce rapid or instant decisions, while other applications may require additional verification. This speed enables sales teams to provide credit approvals during customer conversations.
Complete AR Automation
The platform handles invoice generation, payment reminders, reconciliation, and agentic collections. This automation reduces the administrative burden on finance teams while improving collection rates and reducing days sales outstanding
Ecommerce-Native Capabilities
Direct integrations with Shopify, BigCommerce, Magento, and WooCommerce enable net terms at online checkout. B2B buyers can apply for credit, receive instant decisions on qualifying purchases, and complete transactions immediately all without leaving the seller's website.
Proven Scale and Versatility
With over 15,000 businesses on the platform and documented customer success stories spanning construction equipment, lighting, industrial supply, and many other verticals, Resolve Pay has demonstrated its model works across diverse B2B industries.
For B2B wholesalers, manufacturers, and distributors seeking to grow sales through competitive payment terms while protecting cash flow, Resolve Pay provides a comprehensive solution built specifically for established B2B sellers.
Frequently Asked Questions
How does Resolve Pay help B2B businesses offer net terms to customers?
Resolve Pay enables B2B sellers to offer Net 30, 60, or 90 payment terms to business buyers while receiving working capital through invoice advances. When a seller invoices an approved buyer, eligible transactions may receive advance payment before the buyer's due date. Resolve Pay handles the entire credit-to-cash workflow including buyer credit evaluation, invoice processing, payment collection, and reconciliation. The platform integrates with major ecommerce platforms and accounting systems, allowing sellers to embed net terms directly into their sales channels without disrupting existing workflows.
What does non-recourse financing mean for B2B sellers?
Non-recourse financing means that for eligible approved invoices, Resolve Pay assumes the credit risk on covered buyer defaults. Subject to buyer approval, invoice validity, verification, exclusions, and applicable program terms, if an approved buyer fails to pay an eligible invoice, the seller is not required to repay the advance they received. This protection helps B2B sellers extend payment terms more confidently, knowing that covered credit risk is managed by Resolve Pay rather than remaining entirely on the seller's balance sheet.
How quickly can businesses receive credit decisions for their buyers?
Resolve Pay uses AI-supported analysis, business information, behavioral signals, and credit expertise to evaluate buyer creditworthiness. Some qualifying workflows can produce rapid or instant decisions, while other applications may require additional verification depending on the buyer profile, transaction amount, and available data. For certain ecommerce purchases up to $25,000, instant approval may be available. The credit evaluation considers thousands of data points to make informed risk assessments while maintaining speed that supports the sales process.
What accounts receivable tasks does Resolve Pay automate?
Resolve Pay provides comprehensive AR automation covering the full invoice-to-cash cycle. The platform automatically generates and delivers invoices, sends payment reminders on configurable schedules, processes incoming payments across multiple channels (ACH, wire, credit card, check), and reconciles payments against open invoices using machine learning. The agentic collections capability automatically follows up with buyers through email, SMS, and voice AI when payments approach or pass their due dates. Real-time dashboards provide visibility into aging, DSO, and collection performance without manual report generation.
Which systems does Resolve Pay integrate with?
Resolve Pay supports integrations with major ecommerce platforms including Shopify, BigCommerce, Magento 2, and WooCommerce, enabling net terms at online checkout. On the accounting and ERP side, the platform connects with QuickBooks Online, Xero, Sage Intacct, and Oracle NetSuite for invoice synchronization and payment reconciliation. Industry-specific integrations include AIMS360 for apparel and fashion businesses. For custom implementations, Resolve Pay provides a REST API with webhooks and a sandbox environment for development. These integrations enable sellers to embed net terms into existing sales channels and maintain synchronized financial records without duplicate data entry.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.
