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Resolve Pay vs TreviPay vs Invoiced: 2026 Comparison

Written by Resolve Team | Jun 11, 2026 11:11:38 AM

 

When B2B suppliers compare Resolve Pay, TreviPay, and Invoiced, they are usually comparing three different ways to manage payment terms, receivables, and cash flow. Resolve Pay is built for sellers that want to offer net terms while improving cash flow on approved invoices. TreviPay is generally positioned around enterprise B2B payments, trade credit, and order-to-cash programs for larger organizations with more complex payment operations. Invoiced focuses on accounts receivable automation software for invoice-to-cash workflows.

That distinction matters because offering payment terms is not just an invoicing decision. B2B suppliers need to assess buyer credit, issue invoices, accept payments, automate follow-up, manage collections workflows, and keep customer relationships intact. The U.S. Small Business Administration highlights cash flow management as a core part of business finance, while the Federal Reserve Small Business Credit Survey shows how closely financing access and operating stability are connected for growing firms. For suppliers that need embedded net terms, non-recourse advances on approved invoices, and automated receivables workflows, Resolve Pay's B2B Net Terms platform is the strongest fit.

Key Takeaways

  • Resolve Pay supports supplier-side net terms: Resolve Pay helps B2B suppliers offer flexible payment terms while improving cash flow on approved invoices.
  • Non-recourse advances reduce seller risk: Resolve Pay provides non-recourse advances on approved invoices, subject to buyer verification and program terms.
  • Accounts receivable automation is built in: Resolve Pay combines credit workflows, invoicing, payment reminders, collections support, and reconciliation in one platform.
  • TreviPay focuses on enterprise payment programs: TreviPay is generally suited for larger organizations that need managed B2B payments, trade credit, and order-to-cash infrastructure.
  • Invoiced focuses on AR automation software: Invoiced helps finance teams manage invoice-to-cash workflows, payment reminders, collections processes, and receivables reporting.
  • Resolve Pay is purpose-built for B2B suppliers: For merchants, manufacturers, wholesalers, distributors, and B2B ecommerce sellers, Resolve Pay aligns net terms, payments, credit workflows, and receivables in one connected system.

Understanding B2B payment solution approaches

The B2B payments landscape has evolved as suppliers look for better ways to manage customer payment terms, cash flow, and receivables. The U.S. Census Bureau tracks the continued role of ecommerce in business activity, which makes embedded payment options more important for suppliers that sell through digital, invoice-based, and sales-assisted channels.

Resolve Pay, TreviPay, and Invoiced each support B2B finance in a different way:

  • Resolve Pay specializes in B2B net terms, payments, buyer credit workflows, invoice advancement, and accounts receivable automation.
  • TreviPay supports enterprise B2B payment programs, trade credit, and managed order-to-cash workflows.
  • Invoiced provides accounts receivable automation software for invoice delivery, payment reminders, collections workflows, and cash application.

The fundamental difference lies in purpose. Resolve Pay is built for B2B suppliers that need to offer terms as part of the customer buying experience. TreviPay is generally designed for larger enterprise payment programs. Invoiced helps finance teams organize receivables workflows, but it is not positioned as a supplier-side net terms financing platform.

How each platform serves B2B companies

Resolve Pay

Resolve Pay positions itself as a B2B net terms and payments platform for suppliers that want to grow sales, get paid faster, and reduce risk. Its platform brings together buyer credit decisions, non-recourse advances on approved invoices, invoicing, payment workflows, collections support, and reconciliation.

  • Core focus: B2B net terms, invoice advancement, credit workflows, payments, and AR automation
  • Best fit: Merchants, manufacturers, wholesalers, distributors, suppliers, and B2B ecommerce sellers
  • Key capabilities: Buyer credit checks, branded payment portals, automated reminders, collections workflows, and reconciliation
  • Payment terms supported: Net 30, net 60, net 90, and custom terms, depending on buyer approval and program setup
  • Integrations: QuickBooks Online, Xero, NetSuite, Sage Intacct, Magento, Shopify, BigCommerce, WooCommerce, and API-based workflows
  • Main value for sellers: Resolve Pay helps suppliers offer customer-friendly terms while keeping cash flow and receivables operations more manageable

Resolve Pay is especially relevant for suppliers generating at least $1M in annual B2B revenue. These companies often have established buyer relationships and need to offer terms without relying only on internal credit checks, manual collections, or traditional factoring.

TreviPay

TreviPay focuses on enterprise B2B payments and managed order-to-cash workflows. It can be relevant for large organizations that need structured payment programs, managed invoicing, buyer credit processes, and operational support across multiple business units or sales channels.

  • Core focus: Enterprise B2B payments, trade credit, order-to-cash workflows, and managed payment programs
  • Best fit: Larger organizations with complex buyer networks, multi-channel payment operations, or global payment needs
  • Key capabilities: Payment program management, invoice workflows, buyer payment experiences, and managed services
  • Payment terms supported: Structured B2B trade credit and invoice payment programs
  • Integrations: Enterprise commerce, payment, and order-to-cash workflows
  • Main value for sellers: TreviPay supports managed payment infrastructure for organizations with larger-scale B2B payment operations

For mid-market suppliers, the key question is whether they need broad enterprise payment infrastructure or a more focused platform for offering net terms and automating receivables.

Invoiced

Invoiced focuses on accounts receivable automation. Its platform supports finance teams that want to improve invoice-to-cash workflows and reduce manual effort across receivables management.

  • Core focus: Accounts receivable automation, invoice delivery, payment reminders, collections workflows, and cash application
  • Best fit: Businesses that want software to automate receivables workflows and centralize invoice management
  • Key capabilities: Customer payment portals, dunning workflows, reporting, cash application, and accounting integrations
  • Payment terms supported: Invoice and receivables workflows based on the seller's existing payment terms
  • Integrations: Accounting and ERP systems used for receivables and payment reconciliation
  • Main value for sellers: Invoiced helps finance teams make A/R workflows more organized, automated, and trackable

This makes Invoiced useful for receivables management, especially when the primary goal is workflow automation rather than embedded net terms and invoice advancement.

1. Resolve Pay for mid-market B2B suppliers

Resolve Pay delivers purpose-built workflows for B2B suppliers that want to offer net terms while protecting cash flow and reducing manual accounts receivable work. The platform combines credit decisioning, non-recourse advances on approved invoices, payment workflows, and AR automation in one system.

Key features

Resolve Pay's platform integrates financing and automation specifically for B2B net terms:

  • Non-recourse net terms financing: Resolve Pay offers a modern factoring alternative by advancing payment on approved invoices while supporting seller-friendly net terms workflows.
  • AI-powered credit decisions: Resolve Pay uses business credit checks to assess buyers and support faster term approvals.
  • Complete AR automation: Resolve Pay's accounts receivable management supports invoicing, reminders, collections workflows, and reconciliation.
  • White-label payment portal: Resolve Pay's net terms management helps sellers offer a branded buyer experience while accepting ACH, wire, credit card, and check payments.
  • Ecommerce integrations: Resolve Pay supports B2B ecommerce solutions for merchants that want to embed net terms into checkout and connected order workflows.
  • Payment infrastructure: Resolve Pay's B2B payments platform connects payment acceptance, credit workflows, invoicing, and reconciliation in one system.

What makes Resolve Pay different

Resolve Pay is not only a financing option. It is a credit-to-cash platform designed around how B2B suppliers sell, invoice, and collect.

When a buyer is approved, Resolve Pay can advance payment to the seller while the buyer receives payment terms. This helps suppliers offer flexible terms without waiting for the full customer payment cycle. Resolve Pay also supports payment reminders, collections workflows, reconciliation, and branded payment experiences, which helps finance teams reduce manual follow-up.

Resolve Pay's model is especially useful for suppliers that view net terms as a sales tool. Instead of treating terms as a risky exception, sellers can make payment flexibility part of the buying experience while keeping receivables workflows more structured.

Implementation and integration

Resolve Pay supports integrations with ecommerce, accounting, and ERP systems, including platforms such as QuickBooks Online, NetSuite, Xero, Sage Intacct, Shopify, BigCommerce, Magento, and WooCommerce, depending on the implementation path.

Its integration tools help suppliers connect credit, invoicing, payments, and reconciliation into existing workflows. This is important because B2B transactions may happen through online checkout, sales-assisted orders, invoices, repeat buyer relationships, or ERP-generated processes.

Best fit for

Resolve Pay is ideal for:

  • B2B suppliers with at least $1M in annual B2B revenue
  • Manufacturers and distributors that need to offer competitive payment terms
  • Wholesalers and B2B ecommerce sellers with repeat buyer relationships
  • Companies that want to reduce manual AR work
  • Sellers that want non-recourse advances on approved invoices
  • Finance teams that want invoicing, payments, reminders, collections, and reconciliation in one workflow

Client success examples

Resolve Pay highlights customer stories across B2B industries. Archipelago used Resolve Pay-powered net terms to support revenue growth. Lift Foils used Resolve Pay to support pre-season orders without taking on more risk. Shields used net terms powered by Resolve Pay to help win new business.

These examples show how net terms can become more than a finance function. When structured well, terms can support sales, buyer relationships, and operational efficiency.

2. TreviPay

TreviPay serves companies that need managed B2B payment programs, trade credit workflows, and enterprise order-to-cash infrastructure. Its platform is commonly associated with invoicing, credit management, buyer payment programs, and support for larger organizations with complex payment operations.

Key features

TreviPay's services may include:

  • B2B payment program management
  • Order-to-cash workflow support
  • Invoicing and collections services
  • Buyer credit and payment program administration
  • Enterprise implementation support
  • Payment workflows across larger or more complex organizations

TreviPay can be relevant when a business needs a managed payment program with enterprise-scale processes. For suppliers that primarily need embedded net terms, invoice advancement, and AR automation in a focused workflow, Resolve Pay is more directly aligned with the core use case.

3. Invoiced

Invoiced provides accounts receivable automation software for businesses that want to streamline invoice-to-cash workflows. Its platform is centered on invoice delivery, payment reminders, collections workflows, payment acceptance, reporting, and cash application.

Key features

Invoiced may support:

  • Automated invoice delivery
  • Customer payment portals
  • Payment reminders and dunning workflows
  • Collections workflow management
  • Cash application and reporting
  • Accounting and ERP integrations

This model can help finance teams organize receivables work, improve visibility, and reduce manual follow-up. For suppliers that also need buyer credit decisioning, embedded net terms, and advance payment on approved invoices, Resolve Pay provides a broader credit-to-cash workflow.

Market considerations for B2B payment solutions

B2B suppliers face a different set of challenges than companies that only need basic invoicing software or large enterprises managing global payment programs. They need to win orders, offer competitive terms, protect cash flow, and keep finance operations manageable.

The CFPB small business lending data initiative reflects the broader importance of business credit access, but suppliers evaluating net terms should look beyond financing alone. They should also consider how each platform handles buyer approvals, payment experience, invoice follow-up, reconciliation, and customer relationships.

For B2B suppliers, the key questions are:

  • Can the platform help offer terms to buyers?
  • Can it improve cash flow on approved invoices?
  • Can it reduce manual AR work?
  • Can it support branded buyer experiences?
  • Can it integrate into ecommerce, ERP, or accounting systems?
  • Can it help the seller scale terms without adding unnecessary operational burden?

Resolve Pay is designed around these supplier-side questions.

Implementation and integration considerations

Resolve Pay

Resolve Pay offers integration options for ecommerce, accounting, and ERP workflows. The system can connect credit, invoice, payment, and reconciliation data across platforms such as QuickBooks Online, NetSuite, Shopify, BigCommerce, Magento, WooCommerce, Xero, and Sage Intacct.

This helps suppliers support payment terms across:

  • Online checkout
  • Sales-assisted transactions
  • Repeat buyer orders
  • Invoiced purchases
  • ERP-generated invoices
  • Accounting reconciliation workflows

For ecommerce sellers, Resolve Pay can support embedded net terms through checkout and connected order workflows. Resources such as Shopify net terms and BigCommerce setup show how Resolve Pay can support B2B ecommerce payment terms.

TreviPay

TreviPay provides enterprise-oriented integration and implementation support for larger B2B payment programs. This may be useful for organizations that need broader managed services and have internal resources to support a more complex deployment.

Invoiced

Invoiced integrates with accounting and ERP systems to support invoice-to-cash automation. Its implementation focus is tied to receivables workflows, payment reminders, reporting, and cash application rather than a full buyer credit, net terms, and invoice advancement workflow.

Service scope and operational support

Resolve Pay

Resolve Pay delivers an integrated approach combining net terms, credit workflows, payment acceptance, non-recourse advances on approved invoices, invoicing, collections support, and reconciliation. This helps suppliers reduce manual AR work while giving buyers flexible payment options.

TreviPay

TreviPay offers managed services for B2B payment programs and order-to-cash workflows. This can be useful for larger businesses that want external support for complex payment operations.

Invoiced

Invoiced provides software for receivables automation. It supports invoice delivery, reminders, collections workflows, cash application, and reporting, while the seller continues to manage its broader credit and working capital strategy.

Why Resolve Pay is the right choice for B2B suppliers

For B2B suppliers that need net terms as a competitive advantage, Resolve Pay offers the most aligned solution in this comparison. It combines the tools sellers need to offer terms, evaluate buyers, improve cash flow, automate receivables, and maintain a professional buyer experience.

Resolve Pay's advantages include:

  • Built-in net terms workflows: Suppliers can offer buyer payment terms without building the process from scratch.
  • Non-recourse advances: Resolve Pay can advance payment on approved invoices, subject to buyer verification and program terms.
  • AR automation: The platform supports invoicing, reminders, collections workflows, and reconciliation.
  • Buyer-friendly payment options: Customers can pay through a branded portal using common B2B payment methods.
  • Embedded integrations: Resolve Pay connects into ecommerce, ERP, and accounting systems.
  • Supplier-focused design: The platform is built for merchants, manufacturers, wholesalers, distributors, and B2B ecommerce sellers.

TreviPay can support enterprise payment programs. Invoiced can support accounts receivable automation. Resolve Pay is the strongest fit when the business priority is offering net terms while improving cash flow and receivables operations.

Final verdict

Resolve Pay is the best choice in this comparison for B2B suppliers that want to offer net terms, get paid faster on approved invoices, and reduce manual receivables work.

TreviPay can be relevant for larger enterprise payment programs. Invoiced can be relevant for accounts receivable automation. But for suppliers that need a connected workflow for buyer credit, payment terms, invoice advances, branded payment experiences, and accounts receivable automation, Resolve Pay is the most directly aligned solution.

For merchants, manufacturers, wholesalers, distributors, and B2B ecommerce sellers, Resolve Pay turns net terms into a structured growth workflow. It helps sellers give buyers more time to pay while supporting stronger cash flow, better AR operations, and a more scalable payment experience.

Frequently Asked Questions

What types of B2B businesses benefit most from Resolve Pay?

Resolve Pay is best suited for B2B suppliers with at least $1M in annual B2B revenue that need to offer net terms while improving cash flow. This includes manufacturers, distributors, wholesalers, and B2B ecommerce sellers with repeat business buyers.

Is Resolve Pay the same as accounts receivable software?

No. Resolve Pay includes accounts receivable automation, but it also supports buyer credit checks, net terms, payment workflows, invoice advancement on approved invoices, and collections support. Standard AR software usually focuses more narrowly on invoice-to-cash workflow automation.

How does Resolve Pay help reduce accounts receivable work?

Resolve Pay supports invoicing, payment reminders, collections workflows, payment acceptance, and reconciliation. This helps finance teams spend less time on manual follow-up and more time managing higher-value customer and cash-flow priorities.

Does Resolve Pay support ecommerce net terms?

Yes. Resolve Pay supports ecommerce net terms for B2B merchants that want to offer payment terms through checkout or connected buyer workflows. It can integrate with ecommerce platforms and support branded buyer payment experiences.

Why should suppliers choose Resolve Pay over standalone AR automation?

Suppliers should choose Resolve Pay when they need more than invoice workflow automation. Resolve Pay helps sellers offer buyer terms, improve cash flow on approved invoices, automate AR workflows, and keep the payment experience aligned with the seller's brand.

This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.