When mid-market B2B suppliers need to offer net terms without compromising cash flow, choosing the right payment platform becomes a critical business decision. Resolve Pay, TreviPay, and Paystand each support B2B payments, but they are designed around different operating needs. TreviPay is commonly positioned for enterprise B2B payments, invoicing, and order-to-cash programs. Paystand focuses on payment and finance automation across receivables, payables, expense, and payout workflows. Resolve Pay focuses on helping growing B2B suppliers offer net terms, automate accounts receivable, assess buyer credit, and get paid faster on approved invoices.
For manufacturers, wholesalers, distributors, and B2B ecommerce sellers, the question is not only how to process payments. It is how to offer customer-friendly terms without adding cash flow pressure, credit risk, or manual collections work. Resolve Pay’s focused approach to B2B net terms brings credit decisioning, non-recourse invoice advancement, payment workflows, collections support, and reconciliation into one platform. As the Federal Reserve Payments Study shows, payment modernization continues to matter across U.S. business transactions, while the SBA finance guide reinforces why cash flow management remains central to business growth.
TreviPay positions itself as an enterprise B2B payments, invoicing, and order-to-cash provider. Its platform supports large-scale payment programs, credit and risk tools, smart invoicing, and accounts receivable automation for complex business relationships.
TreviPay is typically relevant for larger organizations with global operations, multi-system finance workflows, and enterprise ERP requirements. Its model is designed around managed B2B payment infrastructure and enterprise-scale buyer programs.
Paystand focuses on B2B payment and finance automation. Its platform supports AR, AP, expense management, payment processing, and payout workflows for companies looking to digitize financial operations.
Paystand’s positioning is useful for businesses that want to streamline money movement and automate back-office finance processes. Its primary focus is payment infrastructure and finance workflow automation rather than Resolve Pay’s embedded net terms, credit, and invoice advancement model.
Resolve Pay is built for B2B suppliers that want to offer terms, grow sales, reduce manual receivables work, and get paid faster on approved invoices. Founded in 2018 as a B2B-focused spinout from Affirm, Resolve Pay combines embedded credit expertise, non-recourse invoice advancement, payment workflows, collections support, and AR automation.
Resolve Pay serves manufacturers, wholesalers, distributors, ecommerce sellers, and other B2B merchants that need to offer terms without building a large internal credit operation. The platform supports business credit checks, buyer payment portals, net terms workflows, and integrations with ecommerce, ERP, and accounting systems.
The core difference is strategic focus: TreviPay serves enterprise B2B payment programs, Paystand focuses on payment and finance automation, while Resolve Pay addresses the full net terms challenge for growing B2B suppliers.
TreviPay’s service portfolio includes:
This approach is designed for organizations that need enterprise payment infrastructure and managed B2B programs across large customer bases.
Paystand’s services focus on payment and finance automation, including:
This model works well for companies focused on payment efficiency, finance automation, and back-office workflow modernization.
Resolve Pay focuses on the full credit-to-cash workflow for B2B suppliers, including:
Resolve Pay’s specialization allows suppliers to offer terms while using one platform to manage credit, payments, financing, and receivables workflows. That is especially useful for B2B sellers that want to grow order volume without adding unnecessary finance team workload.
TreviPay primarily serves large enterprise clients with complex B2B payment, invoicing, and order-to-cash needs. These organizations often operate across multiple geographies, currencies, buyer groups, and ERP environments.
For companies with large finance teams and complex enterprise payment requirements, TreviPay can support sophisticated B2B payment programs.
Paystand targets businesses that want to automate payment and finance workflows across AR, AP, expense management, and payouts. Its model is especially relevant for companies prioritizing payment digitization and back-office efficiency.
For companies focused on payment automation rather than net terms financing, Paystand supports a range of finance workflow use cases.
Resolve Pay serves B2B suppliers with at least $1M in annual B2B revenue that need to offer terms while protecting cash flow. These companies often sell through sales reps, ecommerce stores, marketplaces, invoice-based workflows, or hybrid channels.
Resolve Pay is especially aligned with:
Resolve Pay customer stories include ConEquip and Archipelago, which show how B2B sellers can use net terms and AR automation to support growth.
This distinction matters because many mid-market suppliers do not need the same level of enterprise payment infrastructure as a global corporation. They need a practical way to approve buyers, offer terms, manage receivables, and get paid faster.
Resolve Pay addresses the complete net terms challenge for mid-market B2B suppliers through an integrated platform. The non-recourse structure means suppliers can offer Net 30, 60, or 90 terms while reducing traditional bad debt exposure on approved invoices. When invoices are approved, suppliers can receive upfront payment while buyers keep their agreed payment terms.
The platform’s automation supports workflows that often require significant manual effort. Smart bookkeeping automation syncs transactions to accounting systems, payment reminders help maintain consistent follow-up, and reconciliation supports multiple invoice structures. This helps finance teams focus on higher-value work rather than repetitive receivables tasks.
For suppliers with online sales channels, Resolve Pay’s ecommerce capabilities help bring net terms into the digital buyer journey. Buyers can apply for terms within checkout flows, which helps suppliers make B2B purchasing easier without separating credit review from the sales process.
The implementation approach also supports mid-market needs. Resolve Pay is built to connect into existing B2B sales, ecommerce, accounting, and AR workflows, helping suppliers adopt net terms capabilities without enterprise-level complexity.
Resolve Pay is built for mid-market B2B suppliers, distributors, manufacturers, wholesalers, and B2B ecommerce businesses with $1M+ annual B2B revenue. The platform is a strong fit for companies that want to offer net terms as a competitive advantage while protecting cash flow and avoiding the resource burden of managing credit and collections in-house.
The solution is especially useful for businesses with online sales channels, companies facing cash flow pressure from customer payment terms, and growing organizations that need to scale net terms without proportionally expanding their finance teams.
TreviPay brings payment and invoicing capabilities for large enterprises with complex operations. The platform supports order-to-cash automation, credit tools, and B2B payment workflows suited to organizations with established finance teams and enterprise systems.
For businesses with global payment needs, multi-entity operations, and deeper ERP requirements, TreviPay’s enterprise orientation can support broad payment program design.
TreviPay serves large enterprise clients with complex B2B payment and invoicing needs. These organizations typically have the internal resources, system requirements, and finance operations needed to support enterprise-grade payment programs.
Paystand helps companies automate payment and finance workflows through digital payment infrastructure. Its platform supports receivables, payables, expenses, and payout use cases for companies that want to reduce manual back-office finance work.
The company’s focus on payment and finance automation addresses operational efficiency for businesses that want to streamline money movement and related finance processes.
Paystand serves businesses focused on payment processing optimization and finance automation. The platform works well for organizations where payment workflow efficiency, AR/AP automation, expense workflows, and payout operations are primary priorities.
The implementation experience differs based on each platform’s target customer and operational complexity.
TreviPay’s implementation reflects its enterprise focus. Deployments may involve ERP configuration, payment program design, buyer onboarding, invoicing preferences, and managed workflow setup. Enterprise clients typically have dedicated internal teams to support these deployment processes.
Paystand implementation focuses on payment and finance automation workflows. Setup may involve accounting platform connections, payment workflow configuration, and finance process changes depending on the scope of adoption.
Resolve Pay emphasizes practical deployment for B2B suppliers. It is built to connect existing sales, ecommerce, accounting, and AR workflows while supporting credit decisions, invoice advancement, payment workflows, and reconciliation.
Resolve Pay’s integration options include ecommerce platforms, accounting tools, ERP systems, and flexible APIs. Its integration platform supports QuickBooks Online, Xero, NetSuite, Sage Intacct, Shopify, BigCommerce, Magento, WooCommerce, and other systems.
For suppliers trying to offer net terms quickly, this matters. A focused implementation can help sales and finance teams support B2B buyers without creating unnecessary operational drag.
This dimension reveals one of the clearest differences between the platforms.
TreviPay offers enterprise credit, risk, and payment program capabilities as part of its broader B2B payments and order-to-cash model. These services are commonly structured around enterprise needs, buyer networks, and managed program requirements.
Paystand helps companies automate payments and related finance workflows. Its strength is payment infrastructure and back-office automation rather than supplier-focused invoice advancement for approved net terms.
Resolve Pay is built around the net terms problem itself: how to offer buyers more time to pay while protecting the seller’s cash flow. Resolve Pay handles credit assessment, credit decisioning, payment reminders, collections workflows, and non-recourse advancement on approved invoices.
Resolve Pay supports:
Resolve Pay describes itself as a “credit team on tap,” which captures the platform’s value for suppliers that want to offer terms without building a full internal credit department. This is especially relevant in B2B markets where delayed payments and manual collections can create cash flow pressure.
In today’s B2B landscape, digital integration determines how effectively suppliers can offer net terms through online channels.
TreviPay supports B2B payments and invoicing across enterprise channels. Its ecommerce use cases are typically connected to broader enterprise payment programs, buyer portals, and ERP-driven workflows.
Paystand supports digital payment workflows and finance automation. Its platform can help businesses streamline payment collection and related back-office processes.
Resolve Pay brings net terms into the checkout flow for B2B sellers that want financing, credit, and AR workflows connected. Its native checkout integrations with Shopify, BigCommerce, Magento, and WooCommerce help approved buyers apply for terms during online purchasing.
Resolve Pay’s ecommerce capabilities include:
For B2B sellers, this can make net terms feel more like a modern checkout option rather than a manual offline process. The Federal Reserve has continued to study how businesses use payment methods and digital workflows, reinforcing the importance of payment modernization across commercial transactions.
Efficiency gains significantly impact growing businesses with limited finance resources.
TreviPay offers AR automation, invoicing workflows, payment workflows, collections support, and reporting designed for enterprise finance operations.
Paystand provides AR automation focused on payment workflows, reminders, and integration with finance systems. The platform helps companies automate payment-related finance tasks.
Resolve Pay delivers AR automation through AI-powered workflows, payment reminders, automated reconciliation, smart bookkeeping syncs, and credit-to-cash lifecycle management. The operational benefit comes from combining credit management, invoice advancement, payment workflows, and AR automation in one system.
Resolve Pay supports multiple invoice types, including net terms, COD, and due upon receipt. It also gives buyers a branded portal where they can pay by ACH, wire, credit card, or check.
This is a major advantage for suppliers that want to manage the entire cash-to-credit lifecycle in one place. Instead of using separate tools for credit checks, invoicing, payment collection, collections follow-up, and accounting updates, Resolve Pay brings those workflows together.
Mid-market B2B suppliers face a specific challenge: buyers often expect payment terms, but sellers still need predictable cash flow. Offering net terms manually can create credit risk, delayed cash collection, and more work for finance teams.
Resolve Pay’s approach addresses these challenges directly. The non-recourse structure on approved invoices helps suppliers offer terms while reducing exposure to buyer non-payment. Invoice advancement improves cash flow timing. Credit decisioning helps sellers evaluate buyers more efficiently. AR automation reduces manual follow-up and reconciliation work.
The platform is also built for modern B2B selling. Its ecommerce integrations help suppliers offer net terms in online checkout workflows, while its accounting and ERP connections support cleaner reconciliation and bookkeeping. The Federal Reserve has highlighted the continued complexity of B2B payments, which makes integrated workflows especially valuable for businesses trying to modernize receivables.
For mid-market B2B suppliers seeking to grow sales through net terms while protecting cash flow and managing risk, Resolve Pay represents a focused approach to B2B credit and payments. The combination of non-recourse financing, ecommerce capabilities, credit expertise, and AR automation makes it a strong fit for supplier growth objectives.
Resolve Pay is the strongest fit for B2B suppliers that want to offer net terms, improve buyer purchasing power, and get paid faster without building a large internal credit and collections operation. The platform combines credit underwriting, non-recourse invoice advancement, payment workflows, collections support, and comprehensive AR automation into a single solution designed for mid-market B2B suppliers.
While TreviPay serves enterprise clients with complex payment and invoicing needs and Paystand helps companies automate payment and finance workflows, Resolve Pay focuses on solving the complete net terms challenge for growing B2B businesses. Its combination of risk management, cash flow support, operational efficiency, and ecommerce integration makes it especially valuable for suppliers with $1M+ annual B2B revenue.
For suppliers ready to transform how they offer and manage net terms, Resolve Pay delivers the integrated capabilities, credit expertise, and operational support needed to grow without the traditional burdens of manual AR work.
The primary difference is target customer and operating focus. Resolve Pay focuses on mid-market B2B suppliers that want to offer net terms, automate AR workflows, and get paid faster on approved invoices. TreviPay is more commonly positioned for enterprise B2B payment, invoicing, and order-to-cash programs.
Paystand focuses on payment and finance automation across AR, AP, expenses, and payouts. Resolve Pay focuses on B2B net terms, credit decisioning, non-recourse invoice advancement, payment workflows, and AR automation. For suppliers that want to offer customer payment terms while protecting cash flow, Resolve Pay is more directly aligned with that use case.
Resolve Pay can help sellers get paid faster on approved invoices while buyers keep their agreed payment terms. By advancing funds on approved invoices and automating AR workflows, Resolve Pay helps suppliers reduce the waiting period and manual work often associated with traditional net terms.
Yes. Resolve Pay is built for businesses with at least $1M in annual B2B revenue. This helps ensure that sellers have enough B2B transaction volume to benefit from net terms, credit decisioning, invoice advancement, and AR automation.
No. Resolve Pay’s credit checks can be performed discreetly using business information, with no customer interaction required and no impact on the customer’s credit score. Resolve Pay combines AI, behavioral signals, and expert underwriting to help sellers evaluate buyer credit more efficiently.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.