When B2B suppliers compare Resolve Pay, TreviPay, and Fundbox, they are usually comparing three different ways to manage payment terms, receivables, and working capital. Resolve Pay is built for sellers that want to offer net terms while improving cash flow on approved invoices. TreviPay is generally positioned around enterprise B2B payments and order-to-cash programs for larger organizations with more complex operational needs. Fundbox is primarily a working capital provider for businesses that want access to credit lines for general operating expenses.
That distinction matters because offering terms is not the same as taking out a loan. B2B suppliers need a way to assess buyer credit, issue invoices, accept payments, automate follow-up, and keep customer relationships intact. The U.S. Small Business Administration highlights cash flow management as a core part of business finance, while the Federal Reserve Small Business Credit Survey shows how closely financing access and operating stability are connected for growing firms. For suppliers that need embedded net terms, non-recourse advances on approved invoices, and automated receivables workflows, Resolve Pay's B2B Net Terms platform is the strongest fit.
The B2B payments landscape has evolved as suppliers look for better ways to manage customer payment terms, cash flow, and receivables. The U.S. Census Bureau tracks the continued role of ecommerce in business activity, which makes embedded payment options more important for suppliers that sell through digital and sales-assisted channels.
Resolve Pay, TreviPay, and Fundbox each support business finance in a different way:
The fundamental difference lies in purpose. Resolve Pay is built for B2B suppliers that need to offer terms as part of the customer buying experience. TreviPay is generally designed for larger enterprise payment programs. Fundbox helps businesses access capital, but it does not replace a supplier-side net terms platform.
Resolve Pay positions itself as a B2B net terms and payments platform for suppliers that want to grow sales, get paid faster, and reduce risk. Its platform brings together buyer credit decisions, non-recourse advances on approved invoices, invoicing, payment workflows, collections support, and reconciliation.
Resolve Pay is especially relevant for suppliers generating at least $1M in annual B2B revenue. These companies often have established buyer relationships and need to offer terms without relying only on internal credit checks, manual collections, or traditional factoring.
TreviPay focuses on enterprise B2B payments and managed order-to-cash workflows. It can be relevant for large organizations that need structured payment programs, managed invoicing, buyer credit processes, and operational support across multiple business units or sales channels.
For mid-market suppliers, the key question is whether they need broad enterprise payment infrastructure or a more focused platform for offering net terms and automating receivables.
Fundbox focuses on working capital access through business credit lines. It is used by businesses that need financing for general operating needs, such as inventory, payroll, or short-term cash flow gaps.
That makes Fundbox different from Resolve Pay. A working capital line may help with liquidity, but the business still needs to manage buyer payment terms, receivables, collections, and customer payment workflows separately.
Resolve Pay delivers purpose-built workflows for B2B suppliers that want to offer net terms while protecting cash flow and reducing manual accounts receivable work. The platform combines credit decisioning, non-recourse advances on approved invoices, and AR automation in one system.
Resolve Pay's platform integrates financing and automation specifically for B2B net terms:
Resolve Pay is not only a financing option. It is a credit-to-cash platform designed around how B2B suppliers sell, invoice, and collect.
When a buyer is approved, Resolve Pay can advance payment to the seller while the buyer receives payment terms. This helps suppliers offer flexible terms without waiting for the full customer payment cycle. Resolve Pay also supports payment reminders, collections workflows, reconciliation, and branded payment experiences, which helps finance teams reduce manual follow-up.
Resolve Pay's model is especially useful for suppliers that view net terms as a sales tool. Instead of treating terms as a risky exception, sellers can make payment flexibility part of the buying experience while keeping receivables workflows more structured.
Resolve Pay supports integrations with ecommerce, accounting, and ERP systems, including platforms such as QuickBooks Online, NetSuite, Xero, Sage Intacct, Shopify, BigCommerce, Magento, and WooCommerce, depending on the implementation path.
Its integration tools help suppliers connect credit, invoicing, payments, and reconciliation into existing workflows. This is important because B2B transactions may happen through online checkout, sales-assisted orders, invoices, repeat buyer relationships, or ERP-generated processes.
Resolve Pay is ideal for:
Resolve Pay highlights customer stories across B2B industries. Archipelago used Resolve Pay-powered net terms to support revenue growth. Lift Foils used Resolve Pay to support pre-season orders without taking on more risk. Shields used net terms powered by Resolve Pay to help win new business.
These examples show how net terms can become more than a finance function. When structured well, terms can support sales, buyer relationships, and operational efficiency.
TreviPay serves companies that need managed B2B payment programs and enterprise order-to-cash workflows. Its platform is commonly associated with invoicing, credit management, buyer payment programs, and support for larger organizations with complex payment operations.
TreviPay's services may include:
TreviPay can be relevant when a business needs a managed payment program with enterprise-scale processes. For suppliers that primarily need embedded net terms and AR automation without a large enterprise payment program, Resolve Pay is more directly aligned with the core use case.
Fundbox provides business credit lines for working capital needs. It is not positioned as a full B2B net terms platform for suppliers, but it may be useful when a business wants flexible access to capital for general operating expenses.
Fundbox may support:
This model can help with liquidity, but it does not directly solve the supplier-side net terms workflow. A business using Fundbox still needs to manage buyer approvals, invoices, reminders, payment acceptance, reconciliation, and collections through other systems or internal processes.
B2B suppliers face a different set of challenges than small businesses seeking general capital or large enterprises managing global payment programs. They need to win orders, offer competitive terms, protect cash flow, and keep finance operations manageable.
The CFPB small business lending data initiative reflects the broader importance of business credit access, but suppliers evaluating net terms should look beyond financing alone. They should also consider how each platform handles buyer approvals, payment experience, invoice follow-up, reconciliation, and customer relationships
For B2B suppliers, the key questions are:
Resolve Pay is designed around these supplier-side questions.
Resolve Pay offers integration options for ecommerce, accounting, and ERP workflows. The system can connect credit, invoice, payment, and reconciliation data across platforms such as QuickBooks Online, NetSuite, Shopify, BigCommerce, Magento, WooCommerce, Xero, and Sage Intacct.
This helps suppliers support payment terms across:
TreviPay provides enterprise-oriented integration and implementation support for larger B2B payment programs. This may be useful for organizations that need broader managed services and have internal resources to support a more complex deployment.
Fundbox may connect with business systems as part of underwriting or account review. However, its integration focus is tied to financing access rather than a complete receivables, payment terms, and buyer payment workflow.
Resolve Pay delivers an integrated approach combining net terms, credit workflows, payment acceptance, non-recourse advances on approved invoices, invoicing, collections support, and reconciliation. This helps suppliers reduce manual AR work while giving buyers flexible payment options.
TreviPay offers managed services for B2B payment programs and order-to-cash workflows. This can be useful for larger businesses that want external support for complex payment operations.
Fundbox provides access to working capital through a credit line model. It supports financing needs, but customers remain responsible for their own customer payment terms, collections, and receivables workflows.
For B2B suppliers that need net terms as a competitive advantage, Resolve Pay offers the most aligned solution in this comparison. It combines the tools sellers need to offer terms, evaluate buyers, improve cash flow, automate receivables, and maintain a professional buyer experience.
Resolve Pay's advantages include:
Fundbox can support general working capital. TreviPay can support enterprise payment programs. Resolve Pay is the strongest fit when the business priority is offering net terms while improving cash flow and receivables operations.
Resolve Pay is the best choice in this comparison for B2B suppliers that want to offer net terms, get paid faster on approved invoices, and reduce manual receivables work.
TreviPay can be relevant for larger enterprise payment programs. Fundbox can be relevant for general working capital. But for suppliers that need a connected workflow for buyer credit, payment terms, invoice advances, branded payment experiences, and accounts receivable automation, Resolve Pay is the most directly aligned solution.
For merchants, manufacturers, wholesalers, distributors, and B2B ecommerce sellers, Resolve Pay turns net terms into a structured growth workflow. It helps sellers give buyers more time to pay while supporting stronger cash flow, better AR operations, and a more scalable payment experience.
Resolve Pay is best suited for B2B suppliers with at least $1M in annual B2B revenue that need to offer net terms while improving cash flow. This includes manufacturers, distributors, wholesalers, and B2B ecommerce sellers with repeat business buyers.
No. Resolve Pay is a B2B payments and net terms platform. It helps sellers offer payment terms, assess buyers, advance payment on approved invoices, and automate receivables. A working capital loan or credit line provides general financing, but it does not manage the full supplier-side net terms workflow.
Resolve Pay supports invoicing, payment reminders, collections workflows, payment acceptance, and reconciliation. This helps finance teams spend less time on manual follow-up and more time managing higher-value customer and cash-flow priorities.
Yes. Resolve Pay supports ecommerce net terms for B2B merchants that want to offer payment terms through checkout or connected buyer workflows. It can integrate with ecommerce platforms and support branded buyer payment experiences.
Suppliers should choose Resolve Pay when they need more than capital. Resolve Pay helps sellers offer buyer terms, improve cash flow on approved invoices, automate AR workflows, and keep the payment experience aligned with the seller's brand.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.