The packaging equipment manufacturing industry operates on razor-thin margins and extended payment cycles, creating a critical cash flow challenge. With 60-90 day payment terms being standard practice, yet production and material costs hitting immediately, manufacturers must find solutions that free up working capital without sacrificing sales opportunities. The global packaging machinery market continues to grow, but with recent surveys showing over half of suppliers experiencing late payments (a figure that rose to 55% in 2025), having the right net terms solution is essential for survival and growth. For manufacturers looking to streamline financial operations while offering flexible payment terms, Resolve's B2B Net Terms platform provides a comprehensive solution that addresses these specific industry challenges.
Resolve Pay offers packaging equipment manufacturers a unique advantage: 100% non-recourse financing that eliminates credit risk while providing instant approvals and 24-hour funding. Unlike traditional factoring or payment processors, Resolve takes on the credit assessment, credit decision, and majority risk of late payments or defaults, allowing manufacturers to offer net terms without jeopardizing their cash flow.
Packaging equipment manufacturers that need to offer net terms without credit risk, with instant approvals supporting high-value B2B transactions.
Resolve's platform is particularly valuable for packaging equipment manufacturers who need to extend credit to distributors, food & beverage companies, and other industrial buyers while maintaining healthy cash flow. The platform's ability to advance up to 100% of invoice value within 24 hours directly addresses the industry's extended payment cycle challenges. With a significant portion of packaging equipment B2B sales made on credit, having a solution that manages the entire credit-to-cash lifecycle is essential.
The non-recourse nature of Resolve's financing means manufacturers can confidently offer competitive payment terms to grow their customer base without worrying about default risk. This is particularly valuable in the packaging equipment sector where building long-term relationships with industrial customers often requires flexible credit terms.
Resolve highlights a case study where a customer, Nandansons, achieved a 75% month-over-month increase in financed transaction volume after implementation. Their CFO noted, "Thanks to ResolvePay, I've been able to streamline payments and focus more on growth."
Resolve's AI-powered underwriting provides instant credit approvals compared to the multi-day processes typical of traditional methods, enabling packaging equipment manufacturers to respond quickly to customer orders. The platform's automated collections management reduces the administrative burden on AR teams while maintaining professional customer relationships.
TreviPay brings 40+ years of B2B credit expertise to packaging equipment manufacturers, with operations across 30+ countries and deep native ERP integrations. Their platform offers comprehensive trade credit management with Allianz Trade partnership for enhanced risk management, making them ideal for manufacturers with international operations.
Large packaging equipment manufacturers with international operations requiring comprehensive multi-currency credit management.
TreviPay's extensive international presence makes them particularly valuable for packaging equipment manufacturers serving global markets. Their platform handles the complexities of cross-border transactions, multi-currency invoicing, and international credit risk assessment that come with selling high-value packaging machinery overseas.
Balance delivers AI-powered underwriting specifically designed for B2B commerce, with proven results showing a 38% increase in new buyer acquisition when net terms are offered. Their platform processes transactions across 150,000+ North American businesses, providing robust data for credit decisions.
Packaging equipment manufacturers with strong ecommerce operations needing AI-powered underwriting for digital checkout.
Balance's platform is particularly valuable for packaging equipment manufacturers selling through digital channels. Their AI underwriting enables instant credit decisions at checkout, removing friction from the purchasing process for high-value equipment sales. The data showing significant increases in buyer acquisition and spend demonstrates the revenue growth potential of offering well-managed net terms.
Billtrust processes $1 trillion annually and has achieved a 96% automation rate for manufacturing customers. Their platform combines digital lockbox technology with AI-powered cash application, significantly reducing manual reconciliation for complex packaging equipment invoices.
Large packaging equipment manufacturers with complex AR needs and high transaction volumes.
Billtrust's proven success with manufacturing customers makes them particularly valuable for packaging equipment manufacturers dealing with complex invoicing requirements, partial shipments, and service contracts. Their ability to automate 96% of AR processes significantly reduces the administrative burden on finance teams while improving accuracy.
Credit Key provides B2B BNPL payment solutions with instant approvals and online credit applications, making it easy for packaging equipment buyers to access net 30 terms. Their platform simplifies procurement with consolidated weekly/monthly billing, reducing administrative burden for buyers.
Packaging equipment manufacturers serving SMB customers who need flexible payment options without upfront payment.
Credit Key's platform is particularly valuable for packaging equipment manufacturers serving small to medium-sized businesses that may not have significant working capital reserves. By providing instant access to net 30 terms, Credit Key enables these customers to purchase necessary equipment without immediate cash outlay, expanding the manufacturer's potential customer base.
Fundbox offers AI-powered business credit lines up to $150,000 USD, using multiple data sources for credit decisions. Their platform provides real-time credit decisions and strong ecommerce/accounting platform integrations, focusing on accelerating the "Net Terms Economy."
SMB packaging equipment manufacturers need flexible working capital beyond invoice-specific financing.
Fundbox's credit line approach provides flexible working capital that SMB packaging equipment manufacturers can use for various business needs, not just specific invoices. This flexibility is valuable for manufacturers managing inventory, production costs, and operational expenses while waiting for customer payments.
Bill.com serves 498,500 businesses with an 8+ million payment network, offering combined AP and AR automation in a single platform. Their native QuickBooks and Xero integration makes them ideal for mid-sized manufacturers.
Mid-sized packaging equipment manufacturers manage both supplier payments and customer collections.
Bill.com's all-in-one approach is particularly valuable for mid-sized packaging equipment manufacturers who need to manage both sides of their cash flow equation. The ability to handle supplier payments (AP) and customer collections (AR) through a single platform provides comprehensive cash flow management capabilities.
HighRadius provides enterprise AR automation with AI-powered DSO reduction, serving hundreds of enterprise customers including global manufacturing brands. Their platform delivers comprehensive credit-to-collections automation with significant productivity improvements through automation.
Enterprise packaging equipment manufacturers needing significant DSO improvements and enterprise-scale AR automation.
HighRadius's enterprise focus makes them particularly valuable for large packaging equipment manufacturers managing high transaction volumes and complex customer relationships. Their AI-powered platform can deliver measurable DSO reduction, directly improving cash flow for businesses dealing with extended payment terms.
Selecting the right net terms solution for packaging equipment manufacturing requires careful evaluation of your specific operational needs, transaction volumes, and growth trajectory. The industry's unique challenges—including high-value transactions, extended payment terms, complex global supply chains, and thin margins—demand solutions purpose-built for these requirements.
For packaging equipment manufacturers seeking to eliminate credit risk while maintaining healthy cash flow, Resolve Pay's non-recourse financing model offers a compelling solution. The platform's ability to advance up to 100% of invoice value within 24 hours while customers maintain their standard payment terms enables manufacturers to offer competitive net terms without jeopardizing their financial position. This becomes particularly valuable when working with industrial customers, distributors, and food & beverage companies who expect flexible payment options.
The instant credit approval capabilities powered by AI underwriting accelerate the order-to-cash cycle, enabling packaging equipment manufacturers to respond quickly to customer orders without the multi-day delays typical of traditional credit evaluation processes. Combined with seamless ERP integration supporting NetSuite, QuickBooks, SAP, and Oracle, Resolve Pay provides manufacturers with a comprehensive platform that addresses both immediate cash flow needs and long-term customer relationship management.
As the packaging equipment market continues its growth trajectory, having a net terms solution that scales with your business while maintaining security, efficiency, and operational effectiveness becomes increasingly critical. Whether you're an enterprise manufacturer processing high transaction volumes or a growing company looking to expand your customer base through flexible payment terms, the right solution serves as strategic infrastructure that supports sustainable growth.
Net terms solutions like Resolve Pay address the packaging equipment industry's extended payment terms by advancing up to 100% of invoice value within 24 hours while customers maintain their standard payment terms (typically 60-90 days). This non-recourse financing model eliminates the cash flow strain without requiring customers to change their payment behavior. The manufacturer receives immediate funding while the payment platform manages credit risk and collections.
AI powers instant credit decisions, automated cash application with high match rates, and intelligent payment routing for higher approval rates. For packaging equipment manufacturers, AI reduces manual processing of complex invoices and accelerates credit decisions from days to seconds. This automation enables faster order fulfillment and improved customer experience while reducing administrative overhead on AR teams. Resolve's AI-powered platform automates the entire net terms workflow from invoice to payment, reducing DSO and accelerating cash flow.
Net terms solutions improve cash flow through invoice financing, automated AR workflows that reduce DSO (Days Sales Outstanding), and streamlined collections processes. Platforms offering non-recourse financing provide immediate access to capital while eliminating credit risk. Additionally, automated collections management and payment reminders reduce the time and resources required to manage accounts receivable. Resolve's B2B Payments Platform ensures manufacturers get paid within days of billing while customers maintain their standard payment terms.
The packaging equipment manufacturing industry typically operates on 60-90 day payment terms, though some transactions may extend even longer depending on the customer relationship and transaction size. These extended terms create significant cash flow challenges for manufacturers who must cover production costs, materials, and labor immediately. According to industry research, manufacturing sectors commonly face delayed payment cycles that can strain working capital. Net terms solutions help bridge this gap by providing immediate funding while allowing customers to maintain their preferred payment schedules.
Net terms solutions like Resolve Pay differ significantly from traditional factoring in several key ways. While factoring typically involves selling invoices at a discount (often with recourse, meaning the manufacturer remains liable if the customer doesn't pay), modern net terms platforms offer non-recourse financing where the platform assumes the credit risk entirely. Additionally, net terms solutions provide instant credit decisions through AI-powered underwriting, advance up to 100% of invoice value, and include comprehensive AR automation features. Traditional factoring often requires multi-day approval processes, advances only 70-90% of invoice value, and provides limited operational support beyond the financing itself.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.