While Green Buck Capital offers same-day merchant cash advances for businesses in urgent need of capital, B2B companies with invoiced sales have superior alternatives that provide non-recourse financing, accounts receivable automation, and transparent pricing. Resolve's AI-powered platform stands out as the premier solution for B2B businesses seeking to eliminate bad debt risk while accelerating cash flow through net payment terms.
B2B companies are increasingly moving away from merchant cash advances toward solutions that address their specific operational and financial needs. Industry research shows that while Green Buck Capital serves a specific emergency funding need, businesses with B2B invoiced sales achieve better long-term outcomes with specialized alternatives.
Resolve represents the most comprehensive alternative to Green Buck Capital for B2B businesses, combining non-recourse invoice financing with end-to-end accounts receivable automation. Unlike merchant cash advances that create personal liability and drain daily revenue, Resolve's platform is purpose-built for B2B trade credit with transparent pricing and risk protection.
The B2B payments landscape has evolved dramatically, with AI-powered automation and non-recourse financing becoming essential for growing companies. According to the U.S. Small Business Administration, cash flow management remains one of the top challenges for small and medium-sized businesses, with payment delays creating significant operational constraints.
Multiple surveys show B2B buyers increasingly expect consumer-like purchasing convenience and choice of payment methods. For example, a Forrester-commissioned survey (as cited by Shopify) found 73% of buyers expect the same experience when buying for work as when buying for themselves, and TreviPay reports 72% of B2B buyers are more loyal to suppliers that offer their preferred payment method. Businesses also cite slow payments and limited payment options as key friction points—fueling demand for faster, more digital B2B payment workflows and net terms options.
Resolve's comprehensive platform combines multiple capabilities that traditional lenders cannot match:
Resolve's pricing model aligns with business growth rather than creating fixed debt obligations:
Resolve's platform delivers exceptional operational efficiency, with customers reporting 14+ hours saved per week on AR tasks and around 90% reduction in reconciliation time. The non-recourse model eliminates bad debt risk entirely, while the white-label payment portal enhances customer satisfaction by offering multiple payment options.
Unlike traditional invoice factoring, Resolve maintains seller control over customer relationships while handling the entire credit and collections process. The platform serves over 15,000 businesses and has helped companies like Archipelago triple revenue through strategic use of net terms.
Capchase specializes in revenue-based financing for SaaS companies with recurring revenue models. The platform provides non-dilutive growth capital without requiring equity dilution or personal guarantees.
Key Features:
Pricing Structure:
Capchase excels for SaaS companies needing growth capital for marketing, sales, or product development. However, it's not suitable for traditional B2B businesses without recurring revenue models, and the total cost is typically higher than Resolve's invoice-based financing.
Lighter Capital focuses on early-stage SaaS companies and states it has provided hundreds of millions of dollars to 600+ tech startups since 2010. The platform offers revenue-based financing with founder-friendly terms.
Platform Strengths:
Cost Structure:
Lighter Capital is ideal for early-stage SaaS companies that don't qualify for traditional financing but have demonstrated revenue traction. Like Capchase, it's not designed for traditional B2B invoicing businesses and lacks the AR automation and non-recourse protection that Resolve provides.
Clearco specializes in revenue-based financing for high-volume eCommerce businesses, offering funding amounts up to $20 million for qualified merchants.
Key Capabilities:
Pricing Model:
Clearco is best suited for established eCommerce businesses with significant monthly revenue and inventory needs. Traditional B2B companies with invoiced sales won't benefit from Clearco's eCommerce-focused model, and the platform lacks the comprehensive AR automation and non-recourse protection that Resolve offers.
Kapitus offers a range of financing products including term loans, lines of credit, merchant cash advances, and equipment financing, having provided over $5 billion to 50,000+ businesses since 2006.
Product Portfolio:
Pricing Structure:
Kapitus provides flexibility through multiple product options under one roof, making it suitable for businesses that need different types of financing. However, all products are recourse-based, creating personal liability, and the platform lacks AR automation and the B2B-specific features that Resolve provides.
Credibly specializes in working capital solutions for businesses with lower credit scores, accepting applicants with credit scores as low as 500.
Key Features:
Cost Structure:
Credibly serves an important market for businesses that don't qualify for traditional financing due to credit issues. However, like other MCA providers, it offers resource-based financing with higher total costs and lacks the operational benefits of Resolve's comprehensive B2B platform.
OnDeck is one of the most established online lenders, having delivered over $15 billion since 2006. The platform specializes in term loans and lines of credit for established businesses.
Platform Strengths:
Pricing Model:
OnDeck provides reliable financing for established businesses but focuses on traditional loan products rather than B2B trade credit solutions. The platform lacks AR automation, non-recourse protection, and the B2B-specific features that make Resolve superior for companies with invoiced sales.
Bluevine combines business banking with financing solutions, offering integrated checking accounts, lines of credit, and invoice factoring.
Integrated Features:
Pricing Structure:
Bluevine's integrated banking approach works well for small businesses wanting to consolidate financial services. However, its invoice factoring is resource-based, creating merchant risk, and the platform lacks the comprehensive AR automation and AI-powered underwriting that Resolve provides.
Cash flow remains one of the most common small-business pain points. A frequently cited U.S. Bank study found 82% of small business failures are tied to cash flow mismanagement or poor understanding of cash flow (as summarized by Investopedia).. The traditional approach of waiting 30-90 days for customer payments creates significant constraints on business growth and operational flexibility.
Modern B2B payment solutions address this challenge by decoupling seller cash flow from buyer payment terms. Rather than forcing businesses to choose between competitive payment terms and healthy cash flow, platforms like Resolve enable both simultaneously through non-recourse advances and automated collections.
For B2B companies evaluating Green Buck Capital alternatives, the choice depends on your business model, credit profile, and operational needs:
By Business Model:
Cost Comparison for $250,000 Annual Financing:
Implementation Timeline:
Resolve's comprehensive platform delivers the best value for B2B companies by combining non-recourse financing, AR automation, and transparent pricing in a single solution purpose-built for B2B trade credit.
Unlike merchant cash advances and traditional factoring, Resolve offers non-recourse financing that eliminates merchant risk entirely. While Green Buck Capital creates personal liability through recourse-based financing, Resolve assumes the risk of customer non-payment after credit approval. Additionally, Resolve provides comprehensive AR automation that saves an estimated 14+ hours per week, while Green Buck Capital offers only funding without operational support.
Resolve's AI-powered platform automates the entire accounts receivable lifecycle, from instant credit decisions to professional collections management. The system uses AI agents to manage workflows, automate payment reminders, and reduce friction in collections. Customers report around 90% reduction in reconciliation time and an estimated 14+ hours saved weekly on AR tasks, while the LLM-powered invoicing workflow ensures accurate, automated transaction syncing across systems.
Yes, Resolve specializes in risk-free net terms through its non-recourse financing model. The platform handles credit assessment, credit decisions, and the majority of risk for late payments or defaults. Resolve's experts—formerly of Amazon, PayPal, and Fortune 500 firms—deliver deeper credit insights than traditional bureaus, allowing you to offer net 30, 60, or 90-day terms while receiving payment within 1-2 days.
Resolve charges transparent flat fees ranging from approximately 2.61% to 3.5% for 30-day net terms, with fees varying by advance percentage, term length, and buyer risk. For example, an estimated 3.15% fee applies when advancing 90% of an invoice value. This predictable pricing contrasts with merchant cash advance factor rates that can cost 15-50% annually and create daily cash flow drains.
Resolve advances payment within 1-2 business days of invoice approval, transforming your cash flow from 30-60+ day cycles to immediate liquidity. The platform can advance up to 100% on approved invoices, with higher-risk customers qualifying for 75% or 50% advances. This rapid funding speed, combined with instant AI-powered decisions, enables businesses to maintain healthy cash flow without waiting for customer payments.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.