Blog | Resolve

Best B2B Payment Platforms for Industrial Automation Equipment Manufacturers

Written by Resolve Team | Feb 12, 2026 11:51:26 AM

Industrial automation equipment manufacturers sell programmable controllers, robotic systems, and complex machinery while juggling cash-flow gaps and credit risk. According to Federal Reserve research on B2B payments, traditional methods can create 30–90 day delays—tough when components are sourced and customers demand flexible terms. The right B2B payment platform turns this into an edge with embedded credit, automated accounts receivable, and accelerated cash flow that boosts customer buying power. We compared dozens of platforms for industry fit, ERP integrations, payment support, and cost to identify choices for 2026. Our top recommendation is Resolve Pay: non-recourse net-terms financing pays you upfront while customers pay in 30–90 days, leaving you with zero bad-debt exposure.

Key Takeaways

  • Non-recourse financing solutions like Resolve Pay eliminate bad debt risk while offering customers flexible net terms—critical for high-value industrial equipment sales.
  • Cash flow gaps of 30-90 days can severely impact manufacturing operations; platforms that provide upfront payment within 24 hours protect operational stability.
  • ERP integration capabilities determine implementation success—prioritize platforms with native connections to your existing systems (SAP, Oracle, NetSuite, QuickBooks).
  • Global manufacturers need multi-currency support and international compliance—platforms like Tipalti and American Express excel for cross-border transactions.
  • AI-powered credit decisioning enables instant approvals for transactions up to $25,000, significantly accelerating the sales cycle for industrial equipment.
  • McKinsey research on B2B digitalization shows that 70% of B2B decision-makers prefer digital self-service and remote interactions, making automated payment platforms essential for competitive advantage.

1. Resolve Pay - The Non-Recourse Net Terms Solution

Resolve Pay has redefined B2B payments for industrial automation equipment manufacturers by combining credit underwriting, payment processing, and accounts receivable automation into a single platform. Unlike traditional financing options, Resolve takes on the credit assessment, credit decision, and majority risk of late payments or defaults, allowing manufacturers to offer net terms while protecting cash flow.

What Makes Resolve Pay Different

Resolve's platform enables manufacturers to offer net 30, 60, or 90-day terms while receiving up to 90% payment on approved invoices within 24 hours. Their proprietary AI models evaluate thousands of buyer data points to generate dynamic, scalable credit decisions, with some purchases up to $25,000 qualifying for instant approvals. This eliminates the traditional trade-off between offering flexible payment terms and maintaining healthy cash flow.

Key Benefits for Industrial Automation Manufacturers

  • Non-recourse financing - All cash advances are non-recourse, so what you get is always yours to keep
  • AI-powered automation - Automated reconciliation for any invoice structure ensures accuracy across the receivables lifecycle
  • Seamless integrations - Built-in connections with QuickBooks, Oracle, Shopify, BigCommerce, and Magento
  • White-label experience - Maintain your brand relationship with customers through a dedicated payment portal
  • Expert underwriting - Credit team with experience from Amazon, PayPal, and Fortune 500 firms delivers deeper insights than traditional bureaus

Manufacturing-Specific Features

Resolve's platform offers specialized capabilities designed specifically for industrial equipment manufacturers:

  • Net terms management that handles smart credit checks, payment processing, and collections
  • B2B payments platform that accepts ACH, wire, credit card, and check payments
  • Business credit checks requiring only a business name and address, with results within 24 hours
  • Automated payment reminders and collections management to reduce friction
  • Real-time transaction data syncing with accounting systems

Customer Impact

Trusted by over 12,000 businesses, Resolve has helped manufacturers scale pre-season orders without taking on more risk and enabled Archipelago to triple their revenue. These outcomes demonstrate the platform's ability to transform payment terms from a risk into a competitive advantage.

Getting Started

Visit resolvepay.com to schedule a demo and discover how non-recourse net terms can accelerate your manufacturing business growth.

2. TreviPay

TreviPay brings over 40 years of B2B payments experience to industrial automation equipment manufacturers, processing significant transaction volume across their extensive network. Their platform specializes in flexible payment terms and credit management specifically designed for manufacturing sectors. TreviPay's white-label customization allows industrial automation manufacturers to maintain their brand identity while offering customers flexible payment options. Their guaranteed DSO (Days Sales Outstanding) feature provides predictable cash flow, critical for managing complex supply chains and production schedules.

Key Capabilities

  • Flexible payment terms and credit management without merchants taking on credit risk
  • Direct ERP, CRM, and eCommerce platform integrations
  • Domestic and cross-border transaction support
  • Real-time transaction data and detailed reporting
  • Partnership with Mastercard for virtual card expansion

Recognized as an IDC MarketScape Leader for Embedded Payments, TreviPay's manufacturing-specific approach has proven effective for industrial equipment suppliers managing complex B2B relationships.

3. American Express B2B Payment Solutions

American Express B2B offers industrial automation equipment manufacturers a trusted global payment solution through their corporate card platform. Their Amex Business Link ecosystem, launched in 2022, provides comprehensive payment management for large enterprises. American Express's worldwide brand recognition facilitates international equipment sales, while their corporate card rewards programs provide additional value for purchasing departments. Their recent partnership with Payhawk for virtual card integration enhances their digital payment capabilities.

Core Features

  • Domestic and cross-border transaction support
  • ERP and CRM system integrations for automated reconciliation
  • Real-time transaction data and detailed reporting
  • Corporate card rewards and cash-back programs
  • Enhanced security and fraud protection

With record commercial card volume reported in 2024, American Express maintains strong market presence among Fortune 500 companies and large industrial enterprises.

4. Tipalti

Tipalti delivers comprehensive global payment automation for industrial automation equipment manufacturers with international supplier networks. As a Forbes Fintech 50 company, Tipalti processes payments to support 130+ currencies and 50+ payment methods. Tipalti's automated invoice processing with AI validation reduces manual AP work by up to 80%, while their built-in tax compliance automation handles W-8/W-9 management for international transactions—critical for manufacturers sourcing components globally.

Key Features

  • Automated invoice processing with AI validation
  • W-8/W-9 tax management and compliance automation
  • Support for 130+ currencies and 50+ payment methods
  • Advanced fraud detection and prevention
  • Two-way sync with accounting software

IDC MarketScape Leader in AP Automation, Tipalti's global compliance capabilities make it essential for manufacturers navigating complex international regulations.

5. Versapay

Versapay combines advanced accounts receivable automation with payment processing capabilities specifically beneficial for industrial automation equipment manufacturers. Processing significant transaction volume annually across their extensive company network, Versapay delivers strong customer adoption rates. Versapay's AI-powered cash application achieves high straight-through processing rates, while their L2/L3 B2B processing optimizes interchange costs. Their collaborative customer portals facilitate dispute resolution, critical for complex industrial equipment transactions.

Key Capabilities

  • AI-powered cash application with high straight-through processing
  • Native ERP integrations (NetSuite, Microsoft Dynamics, Sage Intacct)
  • Payment facilitator (PayFac) status for smooth onboarding
  • L2/L3 B2B processing for lower transaction costs
  • Collaborative customer portals for dispute resolution

TireHub saved over 200 hours a week after implementation and reduced outstanding receivables by 50%, demonstrating Versapay's effectiveness for industrial supply chain businesses.

6. Coupa

Coupa provides comprehensive spend management for large industrial automation equipment manufacturers through their unified procurement-to-pay platform. Their AI-powered spend analysis and payment management across 167 countries make them ideal for complex enterprise operations. Coupa's partnership with Goldman Sachs enhances their cross-border payment capabilities, while their community intelligence from millions of transactions provides valuable market insights. Their complete spend management unifies procurement, invoicing, and expense management in a single platform.

Core Features

  • AI-powered spend analysis
  • Payment management across 167 countries and 124 currencies
  • Goldman Sachs partnership for cross-border payments
  • Complete spend management unifying procurement, invoicing, and expense
  • Community intelligence from millions of transactions

Recognized as a Gartner leader and AI-driven embedded payments leader, Coupa serves large enterprises with complex approval workflows and global supplier networks.

7. Bill.com

Bill.com offers comprehensive AP/AR automation with a network effect that connects manufacturers to millions of vendors for instant electronic payments. With over 500,000 business customers and $345 billion in total payment volume processed annually, Bill.com provides established automation capabilities. Bill.com's extensive vendor network creates immediate value upon connection, while their two-way sync with major accounting software (QuickBooks, NetSuite, Xero) ensures data consistency. Their fast implementation timeline provides quick time-to-value.

Key Features

  • Two-way sync with accounting software (QuickBooks, NetSuite, Xero)
  • Supplier Payments Plus for high-volume transactions
  • Cloud-based platform with mobile access
  • Network of millions of vendors for instant electronic payments
  • Fast implementation timeline (weeks vs. months)

8. Boost B2B Payment Platform

Boost B2B specializes in virtual card processing for industrial automation equipment manufacturers who receive virtual card payments from large enterprise customers. With 64 Fortune 100 clients and over $23 billion processed in 2024, Boost enables suppliers to accept virtual cards without system changes. Boost's patented Boost Intercept technology converts virtual cards to ACH/check formats through straight-through processing, requiring no IT infrastructure changes. Their comprehensive security protocols ensure reliable transaction processing.

Key Capabilities

  • Patented Boost Intercept technology for virtual card acceptance
  • No IT infrastructure changes required for suppliers
  • Straight-through processing converts virtual cards to ACH/check formats
  • Processes in 180+ countries
  • Enterprise-grade security and compliance

Industrial automation manufacturers who receive virtual card payments from enterprise customers and need to process them efficiently without system modifications.

9. Stripe

Stripe provides developer-friendly payment infrastructure for industrial automation equipment manufacturers with custom eCommerce platforms or specialized ordering systems. Their extensive API documentation and global payment support make them ideal for technical integration. Stripe's API-first approach allows integration with specialized equipment configuration tools, while their support for 135+ currencies facilitates international sales. Their recurring billing and subscription management capabilities support service-based revenue models.

Core Features

  • Advanced APIs for custom integration
  • Global payment support in 135+ currencies
  • Recurring billing and subscription management
  • Extensive API documentation and developer tools
  • Trusted brand that boosts customer adoption

Powers millions of businesses including major platforms like Shopify and Lyft, providing proven reliability for complex payment scenarios.

10. MineralTree

MineralTree offers AP automation with unique virtual card rebate programs that can generate revenue on payments. Owned by Global Payments, MineralTree provides volume-tiered pricing, making it cost-effective for high-volume manufacturers. MineralTree's virtual card rebate programs allow manufacturers to earn cashback on payments, while their TotalPay invoice payment automation maintains existing approval controls. Their two-way ERP synchronization ensures data consistency.

Key Features

  • Virtual card rebate programs that generate revenue
  • TotalPay invoice payment automation
  • Two-way ERP synchronization
  • Volume-tiered pricing structure
  • Maintains existing approval controls while automating

As part of Global Payments, MineralTree benefits from established payment processing infrastructure and security protocols.

11. AvidXchange

AvidXchange provides AP automation specifically optimized for mid-market industrial manufacturers. Recognized as an IDC MarketScape Leader for mid-market AP automation, AvidXchange offers dedicated support teams and industry-specific expertise. AvidXchange's real-time payment tracking dashboard and AI-powered invoice processing reduce processing costs and speed payment cycles within the first months of implementation. Their industries include construction and financial services, which share similarities with industrial automation manufacturing.

Core Capabilities

  • AI-powered invoice processing
  • Real-time payment tracking dashboard
  • Support for domestic and international suppliers
  • Dedicated support teams for implementation
  • Industries include construction and financial services

IDC MarketScape Leader designation for mid-market AP automation demonstrates their effectiveness for companies that need enterprise features without enterprise complexity.

12. Melio

Melio provides cost-effective payment solutions for small industrial automation manufacturers, offering free ACH transfers and competitive credit card rates. Their no-account-required approach for recipients simplifies payment acceptance. Melio's free bank transfers reduce costs, while their 2.9% credit card option provides working capital flexibility for equipment purchases. Their accounting system integrations (QuickBooks, Xero, etc.) ensure seamless financial management.

Key Features

  • Free bank transfers (ACH) for payer
  • Payment scheduling and cash flow visibility
  • Accounting system integrations (QuickBooks, Xero, etc.)
  • No account required for recipients to receive payments
  • Extended payment terms when using credit cards

Industrial manufacturers using Melio report significantly faster processing times, demonstrating operational improvements for small businesses.

Making Your Choice: Essential Considerations

Credit vs. Automation Needs

Industrial automation equipment manufacturers selling high-value items ($50,000+ programmable controllers, $500,000+ robotic systems) often need credit solutions like Resolve Pay's net terms offering rather than just payment processing. If you're offering payment terms to customers, non-recourse financing protects against bad debt risk.

ERP Integration Requirements

Manufacturing businesses live in their ERP systems—ensure your payment platform integrates seamlessly with your specific ERP (SAP, Oracle, NetSuite, Dynamics, QuickBooks). Platforms like Versapay offer native integrations, while others require custom API work.

Global vs. Domestic Focus

If you source components globally or sell internationally, prioritize platforms with multi-currency support and international compliance like Tipalti or American Express. For domestic-focused manufacturers, cost-effective options like Melio may suffice.

Company Size Alignment

Enterprise manufacturers benefit from comprehensive platforms like Coupa, while mid-market companies may prefer AvidXchange's dedicated support. Small manufacturers should consider cost-effective options like Melio, while those offering credit terms need Resolve Pay's non-recourse protection.

Integration Complexity

Consider implementation timelines and technical requirements. Bill.com offers fast implementation, while custom solutions like Stripe require significant development resources. Resolve's seamless tech stack integrations provide immediate value with minimal technical overhead.

Transform Your Manufacturing Payments with Resolve Pay

For industrial automation equipment manufacturers, the choice of payment platform directly impacts cash flow stability, customer relationships, and competitive positioning. While many platforms offer payment processing or accounts receivable automation, Resolve Pay stands alone in providing non-recourse net terms financing specifically designed for high-value industrial equipment sales.

The traditional dilemma—offer flexible payment terms and risk cash flow problems, or demand upfront payment and lose competitive deals—disappears with Resolve's approach. Manufacturers receive up to 90% payment within 24 hours while customers enjoy net 30, 60, or 90-day terms. The non-recourse structure means bad debt risk transfers entirely to Resolve, protecting your balance sheet.

This combination of immediate cash flow, zero credit risk, and enhanced customer buying power creates the competitive advantage that modern industrial automation manufacturers need. When selling complex, high-value equipment requiring extended evaluation and approval processes, offering flexible net terms without financial exposure becomes a decisive factor in winning deals.

Resolve's seamless integrations with leading ERP and accounting platforms mean implementation doesn't disrupt existing workflows. The AI-powered credit decision process processes thousands of data points to approve transactions up to $25,000 instantly, accelerating sales cycles while maintaining rigorous risk management.

For industrial automation equipment manufacturers ready to transform payment terms from a risk into a revenue driver, Resolve Pay delivers the comprehensive solution that protects cash flow, eliminates bad debt, and empowers customers—creating the foundation for sustainable, scalable growth.

Frequently Asked Questions

How quickly can industrial automation manufacturers get paid for invoices with Resolve?

Resolve advances up to 100% on approved invoices within 24 hours, meaning you get paid in 1 day instead of 60. This is significantly faster than traditional net terms processing, which typically requires 30-90 days for payment receipt.

Can industrial automation equipment manufacturers offer net terms without taking on credit risk?

Yes, Resolve Pay offers non-recourse financing, meaning they take on the credit assessment, credit decision, and majority risk of late payments or defaults. This allows manufacturers to offer flexible net terms while protecting their cash flow and eliminating bad debt risk.

What are the integration capabilities of Resolve with existing ERP and accounting systems?

Resolve offers seamless integrations with leading ERP, accounting, and commerce platforms including QuickBooks, Oracle, NetSuite, Sage Intacct, Shopify, BigCommerce, Magento, and WooCommerce. Their flexible APIs can be integrated into any custom ecommerce implementation.

How does Resolve's free business credit check work for assessing industrial buyers?

Resolve's business credit check requires only your customer's business name and address, delivering results within 24 business hours. Their experts—formerly of Amazon, PayPal, and Fortune 500 firms—deliver deeper credit insights than traditional bureaus, enabling faster, more informed sales decisions.

What makes non-recourse financing different from traditional factoring or credit insurance?

Non-recourse financing means the lender (Resolve) assumes the credit risk entirely—if your customer defaults, you keep the advance payment without obligation to repay. Traditional factoring often includes recourse provisions requiring you to buy back defaulted invoices, while credit insurance typically covers only a percentage of losses and requires extensive underwriting. Resolve's approach provides complete protection while maintaining your customer relationships through white-label processing.

This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.