When B2B sellers evaluate payment solutions to improve cash flow and support flexible purchasing, TreviPay and Payability represent two distinct models. TreviPay focuses on enterprise B2B payment programs, trade credit, invoicing, and order-to-cash workflows, while Payability helps Amazon and Walmart marketplace sellers access eligible sales proceeds faster. For manufacturers, wholesalers, and distributors seeking B2B net terms financing alongside credit decisioning, upfront payment options, and accounts receivable automation, Resolve Pay offers a more directly aligned platform for invoice-based supplier workflows.
B2B payment processing involves requirements that differ from most consumer transactions. Business buyers may request Net 30, Net 60, Net 90, or customized payment terms, while suppliers must manage buyer eligibility, invoice delivery, payment collection, cash application, and credit exposure.
Trade credit remains an important form of short-term business financing because it allows buyers to obtain goods or services before payment is due. However, economic research on trade credit financing also shows how closely supplier financing can be connected to liquidity and working capital conditions.
The SBA financial management guidance recommends monitoring accounts receivable and cash flow as part of responsible financial management. For growing B2B suppliers, long payment cycles can restrict the funds available for inventory, payroll, purchasing, and expansion.
Common B2B payment challenges include:
TreviPay, Payability, and Resolve Pay address different parts of this broader financial environment.
TreviPay provides managed B2B payment, trade credit, invoicing, and accounts receivable capabilities for enterprise organizations. Its model is designed for companies that need payment programs across sales channels, currencies, business units, and geographic markets.
TreviPay’s offering generally includes:
TreviPay is primarily aligned with large organizations that need a managed payment infrastructure rather than a narrowly focused financing product. Implementation scope depends on the organization’s systems, countries, channels, and program requirements.
Payability focuses on ecommerce sellers that receive proceeds through online marketplaces. Its accelerated payout program allows eligible Amazon and Walmart sellers to access marketplace earnings sooner instead of waiting for standard marketplace disbursement schedules.
Payability evaluates sellers primarily through marketplace sales history and account performance. This makes the service relevant to ecommerce businesses that need cash for inventory, advertising, fulfillment, or other operating expenses between platform payouts.
Its primary characteristics include:
Payability does not serve the same core workflow as a supplier extending Net 30 or Net 60 invoices to business customers. Its funding model centers on marketplace proceeds that sellers have already generated.
Resolve Pay is designed for B2B merchants that sell through invoices, ecommerce channels, direct sales teams, and hybrid purchasing workflows. Its platform connects buyer credit assessment, net terms, upfront payment options, invoicing, collections, and reconciliation.
Through net terms management, sellers can offer approved customers additional time to pay while Resolve Pay supports the credit and receivables process. This structure helps suppliers improve cash flow without requiring buyers to abandon familiar invoice-based purchasing methods.
Resolve Pay’s core capabilities include:
Extending trade credit means a seller is allowing a buyer to receive goods or services before the invoice is paid. Without an effective underwriting process, that arrangement can expose the seller to late payments, defaults, and unpredictable cash flow.
TreviPay supports buyer underwriting and credit management within its managed enterprise payment programs. The exact allocation of risk, funding arrangements, and operating responsibilities depends on the merchant’s contract and program structure.
This approach is generally designed for enterprises that want an external provider to help operate a large-scale B2B payment program.
Payability evaluates marketplace sellers based on account performance and sales history rather than underwriting each of the seller’s business customers.
This distinction is important. Payability’s risk assessment supports funding against marketplace activity, while supplier net terms require evaluating whether an individual business buyer should receive a credit line.
Resolve Pay provides non-recourse advances on approved invoices. When an eligible buyer and invoice are approved, the supplier keeps the advance even if that approved buyer later defaults.
Advance amounts and credit lines remain subject to Resolve Pay’s underwriting, buyer verification, invoice eligibility, and credit decisions. Sellers should therefore avoid assuming that every customer or invoice will qualify for the maximum available advance.
Resolve Pay’s business credit checks combine automated analysis, behavioral information, and experienced credit review. Some assessment workflows can begin with basic business information, such as the buyer’s company name and address.
This helps suppliers evaluate buyers without building a large internal credit department or relying exclusively on manual trade-reference checks.
Funding is only one component of a supplier’s credit-to-cash process. Teams must also issue invoices, monitor due dates, send reminders, accept payments, match incoming funds, manage disputes, and update accounting records.
TreviPay supports enterprise invoicing and managed order-to-cash workflows. Depending on the program, this may include customized invoice delivery, payment processing, reconciliation, collections, and buyer support.
Its enterprise orientation can be appropriate for organizations managing complicated billing requirements across business units or international markets.
Payability focuses primarily on accelerating eligible marketplace proceeds. Marketplace operators continue to manage customer transactions, order records, and platform settlement processes.
For that reason, Payability is better understood as a marketplace cash flow solution rather than a complete accounts receivable platform for suppliers issuing invoices directly to business customers.
Resolve Pay’s accounts receivable automation connects credit, invoicing, payment collection, reconciliation, and collections workflows in one platform.
Capabilities include:
Resolve Pay can accept ACH, wire, credit card, and check payments through its B2B payments platform. This gives business buyers multiple ways to pay while helping the supplier centralize transaction records.
For suppliers already using separate systems for credit checks, invoicing, reminders, and collections, a connected platform can reduce duplicate data entry and fragmented workflows.
The three platforms improve cash flow through different mechanisms.
TreviPay may provide merchants with predictable payment arrangements through managed trade credit programs. Payment timing depends on the specific enterprise agreement and program configuration.
Payability accelerates access to eligible Amazon and Walmart proceeds. Its current marketplace funding materials emphasize next-day access to qualifying earnings and same-day transfer options.
This can help marketplace sellers purchase inventory or fund operating expenses without waiting for the marketplace’s standard payout schedule.
Resolve Pay can advance eligible invoices after the buyer and transaction are approved. Depending on the approved arrangement, merchants may receive a substantial portion or up to the full eligible invoice amount while the buyer retains the agreed payment terms.
For example, a distributor may offer an approved customer Net 60 terms while using Resolve Pay to receive the eligible advance much earlier. The buyer continues paying according to the invoice agreement, while the supplier gains faster access to working capital.
Resolve Pay’s factoring alternative also preserves a supplier-branded customer experience while combining credit assessment, advance payments, payment processing, reminders, and collections support.
TreviPay is generally suited to:
Payability is primarily suited to:
Resolve Pay is positioned for established B2B merchants, particularly those with at least $1 million in annual B2B revenue.
The platform is relevant to:
Resolve Pay is especially well aligned with suppliers that want to offer credit as part of the customer relationship but do not want to manage every underwriting, funding, and collections process internally.
A payment solution must work with the systems that already manage customers, orders, invoices, and accounting records.
TreviPay supports enterprise integrations across ecommerce, ERP, procurement, and order-to-cash environments. Deployment requirements vary based on the merchant’s countries, channels, workflows, data architecture, and payment program.
Payability connects directly with supported ecommerce marketplaces. This focused integration model allows the platform to evaluate sales activity and accelerate eligible proceeds.
Resolve Pay offers prebuilt and custom financial integrations for ecommerce, accounting, and ERP workflows.
Supported systems include:
Resolve Pay also supports APIs and webhooks for customized implementations. Its integrations can synchronize customer, invoice, payment, and transaction information, reducing the need to re-enter data across systems.
For merchants selling through ecommerce channels, net terms for ecommerce can embed business payment options within an existing purchasing flow while maintaining the merchant’s branding.
TreviPay and Payability each address valid but distinct business needs. TreviPay supports complex enterprise payment programs, while Payability helps marketplace sellers gain faster access to qualifying proceeds.
Resolve Pay is more directly aligned with established suppliers that issue invoices and want to modernize the complete credit-to-cash process.
Its primary advantages include:
These capabilities make Resolve Pay more than a funding product. It functions as an embedded B2B commerce platform that helps suppliers offer buying power, receive eligible funds faster, and automate the operational work associated with trade credit.
TreviPay, Payability, and Resolve Pay should not be treated as interchangeable products. TreviPay is structured around managed enterprise B2B payment programs. Payability is designed around accelerated marketplace proceeds for Amazon and Walmart sellers.
Resolve Pay is built around the needs of invoice-based B2B suppliers. It allows eligible merchants to combine buyer credit assessment, flexible net terms, non-recourse invoice advances, payment acceptance, collections support, reconciliation, and accounting synchronization within one connected platform.
For manufacturers, wholesalers, distributors, and B2B ecommerce companies, this integrated model helps turn net terms into a growth tool rather than a source of manual work and unpredictable cash flow. Suppliers can preserve familiar buyer relationships while improving financial visibility and reducing the operational burden of extending trade credit.
Businesses ready to modernize supplier payments can explore Resolve Pay and evaluate how its credit-to-cash platform fits their sales channels, buyer base, and receivables workflows.
Payability accelerates eligible marketplace proceeds for Amazon and Walmart sellers. Resolve Pay supports B2B suppliers that extend invoice-based payment terms to business buyers. Resolve Pay combines buyer credit assessment, net terms, non-recourse advances, payment collection, and accounts receivable automation.
Resolve Pay describes its platform as a modern alternative to traditional factoring. It can advance eligible approved invoices on a non-recourse basis while also supporting credit decisions, payment processing, reminders, collections, and branded buyer experiences. Eligibility and advance amounts remain subject to underwriting and invoice approval.
Resolve Pay can support Net 30, Net 45, Net 60, and Net 90 structures, depending on the buyer, merchant program, and underwriting decision. Businesses can use these options across invoice-based and connected ecommerce workflows.
Yes. Resolve Pay supports integrations with QuickBooks Online, Xero, NetSuite, Sage Intacct, and other financial systems. It also connects with ecommerce platforms such as Shopify, BigCommerce, Magento 2, and WooCommerce.
Resolve Pay supports branded payment experiences and configurable receivables workflows. Buyers can interact through the supplier’s branded portal, while automated reminders, payment processing, reconciliation, and collections support help the supplier maintain a professional and consistent customer experience.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.