Managing cash flow while offering competitive payment terms is the tightrope walk every surgical supplies distributor knows too well. Your hospital clients demand 60-90 day payment terms, but your suppliers expect payment in 30. The result? A cash crunch that limits your growth potential. Resolve's B2B Net Terms platform solves this dilemma by advancing your payment immediately while offering your clients flexible terms, backed by non-recourse protection that keeps 100% of what you receive.
ResolvePay stands as the only truly non-recourse B2B BNPL platform specifically designed for medical device and surgical supplies transactions. With proven results handling average transaction values of $230,000, Resolve eliminates seller risk entirely while providing 24-hour payment.
Resolve's non-recourse model means what you get is always yours to keep, regardless of buyer payment behavior. Unlike traditional factoring or recourse financing, Resolve assumes 100% of the credit risk, collections burden, and late payment risk.
Resolve handles complex healthcare scenarios including hospital systems, buying groups, and M&A complexity. The platform reduces DSO by 30-60% while offering buyers 30, 60, or 90-day net terms, and saves 14+ hours weekly through automated AR workflows. Distributors using Resolve report increases in average order value by up to 40% through flexible payment terms.
Nandansons achieved 75% growth using Resolve's unified B2B payment solution, demonstrating the platform's ability to scale with medical distribution businesses.
Getting Started: Visit resolvepay.com to begin offering net terms with zero risk.
Capchase offers flexible payment schedules for B2B transactions, with strong user satisfaction ratings. According to G2's Winter 2024 Grid report, 96% of users rated the platform 4-5 stars. While initially focused on SaaS businesses, Capchase's flexible payment schedules work well for surgical supplies distributors with recurring revenue models.
Surgical supplies distributors with subscription or recurring revenue models, including equipment leasing, maintenance contracts, and regularly replenished supplies.
TreviPay delivers enterprise-grade B2B payment solutions with omnichannel capabilities spanning eCommerce, in-store, sales representative, and ERP/M2M transactions. With operations in 20+ countries and 10+ currencies, TreviPay serves global surgical supplies distributors.
TreviPay's enterprise capabilities handle the complex payment requirements of hospital systems and large healthcare providers. Research shows that 85% of B2B buyers want net terms options and are likely to purchase more when available.
Billtrust brings over 24 years of medical industry experience to B2B payments, specifically designed for healthcare payment complexity. With 260+ AP portal integrations, Billtrust handles the intricate payment scenarios common in surgical supplies distribution.
Billtrust specializes in M&A complexity and parent/child relationships, buying group coordination, multi-location hospital system payments, and high-value transaction processing averaging $230,000.
Two leverages AI engines to deliver fast credit decisions in the industry. With operations across 19 European markets, Two serves surgical supplies distributors expanding internationally.
Terms.Tech specializes in European medical devices and surgical supplies distribution. As part of AREA42 with operations throughout the EEA and Switzerland, Terms.Tech understands EU MDR regulatory requirements.
The European medical devices market is projected to grow from $144.14 billion in 2024 to $183.04 billion by 2029 at a 4.91% CAGR, with key sub-sectors including Cardiology devices ($20.46 billion), Diagnostic Imaging ($16.25 billion), and Orthopaedic devices ($13.55 billion).
Splitit offers a unique approach by leveraging customers' existing business credit cards rather than creating new credit relationships. This eliminates application friction while still providing installment payments.
Faster buyer adoption with no new credit application, simplified compliance using existing card networks, reduced friction in the purchasing process, and suitability for surgical supplies buyers who prefer using established credit facilities.
Behalf addresses surgical supplies distributors' need for extended payment terms that align with hospital budget cycles. With flexible repayment options up to 180 days, Behalf accommodates large equipment purchases and annual supply contracts.
Distributors selling large surgical equipment, annual supply contracts, or high-value specialty items requiring extended payment terms beyond standard 90-day cycles.
Billie provides B2B BNPL services in the European market with a focus on streamlined implementation. For surgical supplies distributors needing quick deployment to compete with rivals offering flexible terms, Billie provides implementation options.
European surgical supplies distributors or US distributors expanding to EU markets who need BNPL implementation without lengthy setup processes.
Fundbox serves smaller surgical supplies distributors through a hybrid model combining invoice financing with BNPL functionality. The platform is particularly valuable for businesses with mixed product/service offerings.
Small-to-mid-size surgical supplies distributors, newer businesses, or those with mixed product/service models who need accessible financing solutions.
Surgical supplies distributors handle average transactions of $230,000 – significantly higher than typical B2B verticals. Platforms without healthcare experience may struggle with hospital AP portal complexity, buying group coordination, and M&A scenarios.
Non-recourse financing eliminates all seller risk, ensuring you keep 100% of what you receive. Recourse models require you to assume default risk, potentially negating BNPL benefits.
Ensure compatibility with your existing systems – QuickBooks, NetSuite, Sage Intacct, and hospital AP portals are essential for operational efficiency.
European distributors need platforms with EU MDR compliance and regional regulatory expertise, while US distributors require domestic healthcare payment experience.
For surgical supplies distributors navigating the complex healthcare payment landscape, ResolvePay offers the most comprehensive solution designed specifically for your industry's unique challenges. The platform's non-recourse model fundamentally changes the risk equation – you receive payment within 24 hours while Resolve assumes 100% of the credit risk, collections burden, and default risk.
This protection becomes especially valuable when dealing with hospital systems, buying groups, and healthcare providers who expect extended payment terms. While competitors may offer similar payment flexibility, ResolvePay's healthcare-specific experience with $230,000 average transactions ensures the platform can handle your highest-value deals without hesitation.
The AI-powered credit decisioning delivers instant approvals for purchases up to $25,000, enabling you to close deals immediately rather than waiting days for traditional credit approvals. For larger transactions, Resolve's underwriting team understands the nuances of surgical supplies distribution, from equipment sales to consumables contracts.
Beyond financing, ResolvePay's full AR automation saves your team 14+ hours weekly by handling invoicing, payment reminders, and collections management. The white-label payment portal maintains your brand identity while providing buyers with a seamless payment experience. With seamless integrations to QuickBooks, NetSuite, and other major platforms, implementation requires minimal disruption to your existing workflows.
Distributors using Resolve report tangible results: DSO reductions of 30-60%, average order value increases up to 40%, and the confidence to extend credit to qualified buyers without financial risk. For surgical supplies distributors looking to grow market share while protecting cash flow, ResolvePay delivers the industry-specific expertise and non-recourse protection no other platform can match.
B2B BNPL platforms like Resolve's Net Terms Management enable distributors to offer 30-90 day payment terms while receiving payment within 24 hours. This immediate cash flow allows for larger inventory purchases without straining working capital. The non-recourse protection ensures distributors can confidently extend credit to qualified buyers without assuming default risk.
Resolve employs enterprise-grade security protocols to protect sensitive financial data. The platform's white-label payment portal maintains distributor brand identity while handling all payment processing securely. All transactions are automatically synced to accounting systems like QuickBooks, reducing manual data handling and associated security risks.
Leading B2B BNPL platforms offer flexible APIs and technical integration teams that can connect with specialized medical inventory management software. Resolve specifically mentions flexible API integration capabilities that can be implemented into any custom system. For existing major platforms like QuickBooks, NetSuite, and Sage Intacct, instant plug-ins are available.
Implementation timelines vary by platform complexity, but many offer rapid deployment. Resolve provides instant credit decisions powered by AI, allowing distributors to begin offering net terms almost immediately. Some purchases up to $25,000 may qualify for instant approvals, enabling immediate buyer adoption without lengthy credit application processes.
While B2B BNPL platforms handle their own financial compliance, surgical supplies distributors should ensure their chosen platform understands healthcare-specific requirements. This includes handling hospital AP portal complexity, buying group coordination, and multi-location payment scenarios. European distributors must also consider EU MDR regulatory compliance when selecting a platform.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.