When B2B companies evaluate financial tools to support growth, the comparison between Kickfurther and Veem reveals a critical insight: these platforms solve fundamentally different problems. Kickfurther is an inventory funding platform designed primarily for consumer product and CPG brands, while Veem is a global business payments platform for sending and receiving domestic and international payments. Neither addresses what mid-market manufacturers, distributors, and wholesalers often need most: the ability to offer B2B net terms while maintaining healthy cash flow. This comparison reveals why Resolve Pay's comprehensive B2B payments platform delivers valuable capabilities for companies seeking to grow sales through competitive payment terms.
Kickfurther is an inventory funding platform specifically designed for consumer packaged goods brands. Founded in 2014, the platform connects brands needing capital to fund inventory production with a community that funds deals on a consignment basis. Kickfurther's consignment model ties repayment to actual inventory sell-through rather than fixed monthly payments, a structure that appeals to seasonal businesses with unpredictable revenue cycles.
Veem takes a different approach as a global business payments platform. Founded in 2014 (originally as Align Commerce), Veem is a global business payments platform for sending and receiving domestic and international payments across multiple countries using various payment rails including ACH, wire transfers, and card payments. Its current offering includes global payments, multi-currency capabilities, payment approvals, payment tracking, invoicing, and accounting integrations.
Resolve Pay occupies a distinct and strategically important position in the B2B payments ecosystem. As a spinout from Affirm backed by former executives from PayPal and Amazon, Resolve enables manufacturers, distributors, and wholesalers to offer net payment terms to business buyers while receiving advance cash. With over 15,000 businesses actively using the platform, Resolve has established itself as a leading solution for mid-market B2B sellers seeking to grow through competitive payment terms.
The fundamental difference lies in timing within the B2B commerce lifecycle:
Kickfurther's offerings center exclusively on inventory consignment financing:
The platform works well for physical product brands needing capital before sales occur.
Veem focuses on payment execution and money movement:
Veem excels at its core function of moving money and managing payment workflows.
Resolve Pay delivers an integrated suite addressing the complete credit-to-cash cycle:
This comprehensive approach provides everything B2B sellers need to offer competitive terms while supporting cash flow.
Kickfurther primarily serves:
The platform expanded in 2024 to support brands with purchase orders from major retailers, broadening its addressable market within the CPG vertical.
Veem targets:
Resolve Pay serves mid-market B2B sellers seeking growth through competitive payment terms:
Notable clients include ConEquip, which achieved 30% year-over-year growth, Archipelago Lighting, which tripled revenue while reducing credit approval time from 10 days to fast processing, and Trenchless Supply, which reduced AR workload by 90%.
Kickfurther highlights strong funding performance across its marketplace, having facilitated more than $300 million in inventory funding for consumer product businesses over its history. The platform reports high funding success rates for approved deals, with most deals completing funding relatively quickly after marketplace approval.
Veem emphasizes operational efficiency on payment transfers, with case studies highlighting cost savings and processing capabilities across its global network. The platform maintains security certifications and processes payments across numerous countries with various currency options.
Resolve Pay delivers measurable impact across multiple dimensions:
Resolve Pay evaluates buyer information using AI-supported underwriting, business data, behavioral signals, and credit expertise. Some workflows can provide rapid results, while applications requiring additional verification can take longer.
Kickfurther operates through its marketplace-based approach:
This model provides flexibility for seasonal businesses and ties funding to actual sales performance.
Veem focuses on streamlined payment execution:
The platform excels at its core function of moving money domestically and internationally.
Resolve Pay delivers a comprehensive, automated experience:
The native ecommerce integrations with Shopify, BigCommerce, WooCommerce, and Magento enable "Pay with Net Terms" directly at checkout supporting modern wholesale and distribution businesses.
Kickfurther operates as a standalone financing platform with its marketplace interface. The platform focuses on inventory funding workflows with basic connectivity options for custom implementations.
Veem offers accounting-focused integrations including connections with QuickBooks Online, Xero, NetSuite, and other financial platforms. The company provides API capabilities for custom implementations focused on payment processing workflows.
Resolve Pay supports major ecommerce, accounting, and ERP systems while also providing APIs for businesses with custom technology environments:
The automated reconciliation capabilities save significant operational time. One customer reported their "work required has decreased by at least 90%" through Resolve's automation.
Mid-market manufacturers, distributors, and wholesalers face unique challenges in today's competitive environment. These businesses need to offer competitive payment terms to win and retain customers while maintaining healthy cash flow.
Key advantages of Resolve Pay's approach:
For B2B sellers seeking to grow through competitive payment terms, Resolve Pay represents a modern approach to B2B payments. The combination of buyer credit evaluation, invoice advancement, complete AR automation, and seamless financial system integrations creates an integrated credit-to-cash platform designed specifically for mid-market B2B commerce.
Kickfurther and Veem solve fundamentally different problems in the B2B commerce lifecycle. Kickfurther is an inventory funding platform that provides capital to fund product inventory before sales occur ideal for CPG brands needing capital to manufacture goods. Veem is a global payments platform that helps businesses send and receive domestic and international payments. For B2B sellers who need to offer payment terms to customers while maintaining cash flow, Resolve Pay provides buyer credit underwriting, net terms financing, and accounts receivable automation in an integrated platform.
Qualifying Resolve Pay advances are non-recourse for covered buyer credit risk, subject to invoice validity, verification, exclusions, and program terms. This means that when Resolve approves a buyer and the transaction meets all program requirements, the seller has significantly reduced exposure to covered credit risks. The non-recourse structure applies to qualifying approved invoices that meet verification standards and program conditions. For manufacturers and distributors who have already made sales and need to offer competitive payment terms, this structure can provide protection from certain bad debt scenarios.
Resolve Pay is designed for established B2B sellers typically manufacturers, distributors, and wholesalers with established revenue who need to offer net terms to their business customers. The platform isn't a general-purpose startup funding source like venture capital or traditional business loans. However, for B2B companies that have achieved product-market fit and need working capital to support growth through net terms offerings, Resolve Pay can provide a valuable solution. The AI-supported credit engine evaluates buyer creditworthiness rather than seller qualifications, making it accessible to growing companies that want to offer competitive payment terms.
Resolve Pay delivers multiple interconnected benefits for B2B sellers. First, advance payment capabilities qualifying sellers can access cash before the buyer's invoice due date while buyers pay Net 30/60/90. Second, non-recourse protection for qualifying approved transactions that meet program requirements. Third, significant time savings through automated AR processes including invoice generation, payment matching, and collections. Fourth, AI-supported credit decisions that can deliver results faster than traditional manual underwriting. Fifth, seamless ecommerce integration enabling "Pay with Net Terms" at checkout. Together, these capabilities allow B2B sellers to grow sales through competitive payment terms.
Yes, Resolve Pay supports major ecommerce, accounting, and ERP systems while also providing APIs for businesses with custom technology environments. The platform offers checkout capabilities for Shopify, BigCommerce, WooCommerce, and Magento, along with integration support for QuickBooks, NetSuite, Oracle, Xero, and Sage Intacct. A REST API with webhooks and sandbox environment is available for custom implementations. Integration scope and implementation time depend on your technology stack, data structure, testing requirements, and workflow complexity. Many businesses launch their integration relatively quickly, though timelines vary based on technical environment and customization needs.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.