Blog | Resolve

Best B2B Payment Platforms for Water Treatment Equipment Companies

Written by Resolve Team | Feb 26, 2026 9:21:21 AM

The water treatment equipment industry operates on a unique financial model that demands specialized payment solutions. With average transactions ranging from $100,000 to $1,000,000+, extended payment cycles of 60-90 days for municipal customers, and complex project-based procurement, water treatment companies face significant cash flow challenges. According to the U.S. Environmental Protection Agency, seasonal municipal budget cycles create feast-or-famine revenue patterns, while international water infrastructure projects require multi-currency compliance and documentation. For water treatment equipment manufacturers and distributors looking to streamline their financial operations while offering flexible payment terms, Resolve's B2B Net Terms platform provides a comprehensive solution that addresses these specific industry challenges.

Key Takeaways

  • Water treatment equipment companies need B2B payment platforms that handle high-value transactions ($100K-$1M+), extended payment terms (60-90 days standard), and seasonal municipal budget cycles
  • Non-recourse financing solutions eliminate credit risk while providing instant approvals and rapid funding, addressing the industry's extended payment cycles and cash flow gaps
  • AI-powered payment platforms can deliver instant credit decisions and automated cash application with high match rates, reducing manual reconciliation for complex equipment invoices
  • Industry-specific platforms offer specialized features like industrial equipment ERP integrations, project-based payment tracking, and international compliance for water infrastructure exports
  • Global water treatment equipment exporters benefit from payment orchestration platforms that support multi-currency transactions and export compliance documentation
  • Comprehensive AR automation with seamless ERP integration enables water treatment companies to manage the entire credit-to-cash lifecycle efficiently

1. Resolve Pay - AI-Powered Non-Recourse B2B BNPL

Resolve Pay offers water treatment equipment companies a unique advantage: 100% non-recourse financing that eliminates credit risk while providing instant approvals and 24-hour funding. Unlike traditional factoring or payment processors, Resolve takes on the credit assessment, credit decision, and majority risk of late payments or defaults, allowing water treatment companies to offer net terms without jeopardizing their cash flow.

Best For

Water treatment equipment manufacturers and distributors need to offer net terms without credit risk, with instant approvals supporting high-value B2B transactions.

Key Features

  • 100% non-recourse financing eliminates merchant credit risk completely
  • AI-powered instant credit decisions with up to 100% invoice advance
  • Enterprise ERP integration supporting NetSuite, QuickBooks, Oracle, and Magento
  • Automated AR workflow with payment reminders and collections management
  • 24-hour funding cycles that address extended payment term challenges
  • Seamless integration with Accounts Receivable with AI-Powered Automation

Water Treatment Industry Relevance

Resolve's platform is particularly valuable for water treatment equipment companies who need to extend credit to municipal utilities, industrial facilities, and international infrastructure projects while maintaining healthy cash flow. The platform's ability to advance up to 100% of invoice value within 24 hours directly addresses the industry's extended payment cycle challenges. With 60-90 day payment terms standard for municipal customers, having a solution that manages the entire credit-to-cash lifecycle is essential.

The non-recourse nature of Resolve's financing means water treatment companies can confidently offer competitive payment terms to grow their customer base without worrying about default risk. This is particularly valuable in the water treatment sector where building long-term relationships with municipal utilities often requires flexible credit terms during their procurement cycles.

Customer Validation

"Response times under 24 hours on credit approvals with customers taken aback at how quick we respond," shared TrueCable, a Resolve client serving industrial equipment markets. Resolve's AI-powered underwriting provides instant credit approvals compared to the multi-day processes typical of traditional methods, enabling water treatment companies to respond quickly to customer orders. The platform's automated collections management reduces the administrative burden on AR teams while maintaining professional customer relationships.

2. TreviPay

TreviPay has 40+ years of experience in B2B payments and trade credit. Their enterprise platform operates across over 30 countries with multi-currency processing, making them ideal for water treatment equipment companies with international operations or complex dealer networks.

Large water treatment equipment manufacturers with international operations, complex multi-entity structures, or established dealer networks requiring guaranteed DSO.

Key Features

  • Guaranteed DSO with predictable cash flow
  • Multi-currency processing across over 30 countries
  • White-label customization maintaining merchant brand identity
  • Managed services option reducing internal AR headcount requirements
  • Comprehensive trade credit solutions for B2B transactions

TreviPay's proven track record in manufacturing makes them particularly suitable for water treatment equipment companies with international water infrastructure projects. Their ability to guarantee DSO provides predictable cash flow during seasonal municipal budget cycles, while their multi-currency capabilities support international exports. The managed services option is valuable for companies wanting to reduce internal AR headcount while maintaining professional customer relationships.

3. Billtrust

Billtrust has 24+ years of AR expertise with a strong track record in equipment industries. Their platform combines comprehensive AR automation with AI capabilities, achieving 90%+ cash application match rates for complex equipment invoices.

Water treatment equipment manufacturers and distributors with complex AR needs and high transaction volumes requiring comprehensive automation.

Key Features

  • 90%+ cash application match rates reducing manual reconciliation
  • 40+ ERP connectors to banks and financial institutions
  • Agentic AI VoIP for automated collections calls
  • 260+ AP portal integrations for supplier payments
  • Comprehensive AR automation suite

Billtrust's experience with equipment manufacturers makes them particularly suitable for water treatment companies with complex invoicing requirements. Their high match rates directly address the challenge of manual reconciliation for high-value equipment transactions, while their AI-powered collections reduce the administrative burden during seasonal peaks. The comprehensive ERP connectivity supports integration with SAP, Oracle, and NetSuite systems commonly used in the water treatment industry.

4. Stripe

Stripe supports 135+ currencies with 99.999% historical uptime. Their developer-friendly infrastructure offers extensive API documentation and customization capabilities, making them ideal for water treatment companies with technical teams needing custom payment flows.

Water treatment equipment companies with in-house development teams needing robust global payment processing with extensive customization for equipment configurators or complex e-commerce platforms.

Key Features

  • Extensive developer tools and API documentation
  • Global payment acceptance in 135+ currencies
  • 99.999% historical uptime ensuring reliability
  • Deep integration capabilities with customization options
  • Comprehensive payment processing infrastructure

Water treatment companies often require custom integrations with equipment configurators, project management systems, or complex e-commerce platforms. Stripe's extensive APIs enable these customizations while their global reach supports international water infrastructure projects and equipment exports. The platform's reliability is critical for high-value transactions where payment failures could delay entire water treatment projects.

5. Versapay

Versapay offers a PayFac model that ensures faster onboarding for complex water treatment use cases. Their Level 2/3 data capture reduces interchange fees by up to 40%, providing significant cost savings for high-value equipment transactions.

Water treatment companies seeking comprehensive AR automation with strong dispute resolution capabilities for complex equipment sales and service contracts.

Key Features

  • PayFac model ensures fast onboarding for complex use cases
  • Level 2/3 data capture reduces interchange fees up to 40%
  • Native ERP integrations (NetSuite, Dynamics, Sage Intacct)
  • Collaborative customer portals for dispute resolution
  • AI-powered cash application with high straight-through processing rates

Water treatment equipment transactions often involve complex specifications, installation requirements, and service contracts that can lead to disputes. Versapay's collaborative customer portals enable professional dispute resolution while maintaining customer relationships. Their native ERP integrations support seamless integration with systems commonly used in the water treatment industry, while their PayFac status enables faster onboarding than traditional payment processors.

6. Paystand

Paystand offers a blockchain-based B2B payment network with zero transaction fees on bank payments. Their platform provides native ERP integrations with NetSuite, Sage Intacct, and Dynamics 365, making them ideal for high-volume water treatment companies wanting to eliminate transaction fees on large equipment sales.

High-volume water treatment equipment manufacturers wanting to eliminate transaction fees on large equipment sales with strong ERP integrations.

Key Features

  • Zero transaction fees on Paystand Network bank payments
  • Blockchain-certified immutable audit trails
  • Native ERP integrations (NetSuite, Sage Intacct, Dynamics 365, Acumatica)
  • Subscription-based pricing model
  • Comprehensive payment network for B2B transactions

Water treatment equipment companies with high transaction volumes can achieve significant savings by eliminating transaction fees on large equipment sales. Paystand's manufacturing-specific focus with strong ERP integrations supports seamless integration with systems commonly used in the water treatment industry. The blockchain-certified audit trails provide additional security and compliance documentation meeting PCI DSS requirements for municipal procurement.

7. Bill.com

Bill.com serves nearly 500,000 business customers processing substantial payment volume. Their platform offers dual AP/AR automation in a single solution, making them ideal for water treatment companies needing to streamline both paying suppliers (chemicals, parts) and collecting from customers.

Water treatment equipment companies needing comprehensive financial operations automation for both payables and receivables, with strong small-to-mid-market fit.

Key Features

  • Dual AP/AR automation in single platform
  • Native QuickBooks and Xero integrations
  • OCR technology for automated invoice processing
  • Large vendor network with millions of vendors
  • Fast implementation with quick time-to-value

Water treatment companies often need to manage both equipment sales to customers and supplier payments for chemicals, parts, and components. Bill.com's dual AP/AR automation provides comprehensive financial operations management in a single platform. Their native QuickBooks and Xero integrations support seamless integration with accounting systems commonly used by smaller water treatment companies, while their large vendor network enables instant electronic payments to suppliers.

8. Airwallex

Airwallex supports over 150,000 businesses; their platform offers multi-currency wallets that let you collect and hold in 20+ currencies with 0% foreign transaction fees on corporate cards, making them perfect for water treatment equipment exporters.

Water treatment equipment companies exporting internationally or sourcing materials globally, requiring competitive FX rates and multi-currency capabilities.

Key Features

  • Multi-currency wallets hold 50+ currencies simultaneously
  • 0% foreign transaction fees on corporate cards
  • 95% of transfers arrive within 1 business day
  • Local bank details in multiple countries for seamless international payments
  • Developer-friendly APIs for integration

Water treatment equipment companies involved in international water infrastructure projects require competitive FX rates to maintain margins on exports. Airwallex's superior FX rates and like-for-like currency settlement without conversion protect profitability on international deals. Their local bank details in multiple countries enable seamless payments from international customers, while their fast transfer times ensure quick cash flow for working capital needs.

Choosing the Right B2B Payment Platform for Your Water Treatment Business

Selecting the right B2B payment platform for water treatment equipment requires careful evaluation of your specific operational needs, transaction volumes, and growth trajectory. The water treatment industry's unique challenges—including high-value transactions, extended payment terms for municipal customers, seasonal budget cycles, and international compliance requirements—demand payment solutions purpose-built for these requirements.

For water treatment equipment companies seeking to eliminate credit risk while maintaining healthy cash flow, Resolve Pay's non-recourse financing model offers a compelling solution. The platform's ability to advance up to 100% of invoice value within 24 hours while customers maintain their standard 60-90 day payment terms addresses the core cash flow challenge without requiring municipal utilities or industrial customers to change their payment behavior. This becomes particularly valuable during municipal budget cycles when equipment manufacturers need immediate working capital to fulfill orders.

The instant credit approval capabilities powered by AI underwriting accelerate the order-to-cash cycle, enabling water treatment companies to respond quickly to customer orders without the multi-day delays typical of traditional credit evaluation processes. Combined with seamless ERP integration supporting major systems used in the industry, Resolve Pay provides water treatment companies with a comprehensive platform that addresses both immediate cash flow needs and long-term customer relationship management.

As water infrastructure investment continues globally, having a B2B payment platform that scales with your business while maintaining security, compliance, and operational efficiency becomes increasingly critical. Whether you're a large enterprise manufacturer processing international water infrastructure projects or a growing water treatment company looking to expand your customer base through flexible payment terms, the right payment platform serves as strategic infrastructure that supports sustainable growth.

Frequently Asked Questions

How can B2B payment platforms address the long payment cycles common in the water treatment industry?

Platforms like Resolve Pay address the water treatment industry's extended payment terms by advancing up to 100% of invoice value within 24 hours while customers maintain their standard 60-90 day payment terms. This non-recourse financing model eliminates the cash flow strain without requiring municipal utilities or industrial customers to change their payment behavior. The manufacturer receives immediate funding while the payment platform manages credit risk and collections.

What role does AI play in modern B2B payment solutions for water treatment equipment companies?

AI powers instant credit decisions, automated cash application with high match rates, and intelligent payment routing for higher approval rates. For water treatment equipment companies, AI reduces manual processing of complex invoices and accelerates credit decisions from days to seconds. This automation enables faster order fulfillment and improved customer experience while reducing administrative overhead on AR teams during seasonal peaks.

How can implementing a B2B payment platform improve cash flow for water treatment equipment companies?

B2B payment platforms improve cash flow through invoice financing, automated AR workflows that reduce DSO (Days Sales Outstanding), and interchange optimization that reduces processing fees. Platforms offering non-recourse financing provide immediate access to capital while eliminating credit risk. Additionally, automated collections management and payment reminders reduce the time and resources required to manage accounts receivable during municipal budget cycles.

Can B2B payment platforms integrate with existing water treatment company ERP systems?

Yes, leading B2B payment platforms offer native integrations with major ERP systems commonly used in water treatment manufacturing, including SAP, Oracle, NetSuite, and QuickBooks. These integrations enable automated invoice synchronization, real-time payment updates, and seamless financial reconciliation. When evaluating platforms, verify that they support your specific ERP system and understand the depth of integration available—some platforms offer basic data export while others provide comprehensive two-way synchronization with automated workflows.

What security and compliance features should water treatment equipment companies look for in a payment platform?

Water treatment equipment companies should prioritize platforms offering PCI DSS compliance, robust fraud prevention systems, and comprehensive audit trails. Look for features like tokenization, encrypted data transmission, secure API integrations, and multi-factor authentication. Platforms with experience in industrial equipment or municipal procurement demonstrate their understanding of water treatment industry requirements and commitment to maintaining appropriate security standards for high-value transactions.

This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.