With scientific equipment purchases averaging $50,000+ and payment terms extending to Net 90, distributors face a critical challenge: how to offer competitive terms without choking cash flow. The B2B payment landscape has transformed dramatically in 2025, with AI-powered automation and non-recourse financing becoming essential for growing companies. For scientific equipment distributors, finding the right payment platform that handles high-value transactions, integrates with existing systems, and manages credit risk is crucial for maintaining healthy operations and scaling revenue. ResolvePay's integrated B2B payments platform stands out by combining embedded credit expertise, invoice financing, and payment processing into a single solution specifically designed for B2B commerce.
ResolvePay delivers a uniquely integrated B2B payment platform that combines credit underwriting, accounts receivable automation, and non-recourse financing specifically designed for mid-market B2B businesses. The platform serves as a complete payment infrastructure solution for scientific equipment distributors who need to compete with larger players while maintaining healthy cash flow and eliminating credit risk.
Scientific equipment distributors who need to offer Net 30/60/90 terms while getting paid within 1-2 days with zero credit risk, regardless of whether their customers ultimately pay.
Competitive pricing with non-recourse financing options tailored to business needs.
ResolvePay's comprehensive feature set addresses the unique challenges scientific equipment distributors face:
ResolvePay's architecture is built specifically for B2B commerce, understanding the unique requirements of extended payment terms, high transaction values, and complex buyer relationships. With 12,000+ businesses served, the platform has documented success stories across diverse industries including ConEquip's significant YoY growth, Archipelago tripling their revenue, and SSSI achieving 5x revenue growth.
The platform's non-recourse model fundamentally changes the economics of offering net terms. Traditional factoring or receivables financing still leaves you exposed if customers don't pay. ResolvePay's 100% non-recourse financing stands out in the market by providing payment protection for approved invoices, typically subject to standard exclusions, effectively converting extended payment terms into immediate cash flow without the risk.
For scientific equipment distributors managing institutional buyers like universities and research labs—organizations that require extended terms but have complex procurement processes—ResolvePay enables you to compete on payment terms while maintaining the cash flow needed to invest in inventory, marketing, and growth initiatives.
TreviPay provides comprehensive end-to-end payment solutions designed for complex B2B transactions with global operations across multiple countries.
TreviPay's enterprise-focused global infrastructure delivers proven results in complex B2B environments. One manufacturer reported achieving 42x sales growth and increased dealer loyalty with TreviPay's automated payment solutions, demonstrating the platform's ability to handle sophisticated distribution networks.
HighRadius established itself as an industry pioneer in AI-powered accounts receivable automation with sophisticated features specifically designed for enterprises with high transaction volumes.
HighRadius pioneered the AR automation category and continues to innovate with advanced AI capabilities. The platform's sophisticated approach to surcharge management is particularly valuable for managing the margins on high-value scientific equipment sales where small percentage improvements translate to significant revenue impact.
Bill.com offers a complete financial operations suite that provides comprehensive AP and AR automation for businesses of all sizes.
Bill.com has a large network of connected businesses and broad accounting/ERP integrations, creating powerful network effects. This extensive reach makes it ideal for distributors who need a proven, all-in-one solution for complete financial operations with the reliability that comes from a publicly traded company.
Billtrust has proven its capabilities at massive scale, processing over $1 trillion in receivables annually for major equipment manufacturers with sophisticated AR automation needs.
Billtrust's proven track record at massive scale makes it ideal for large scientific equipment distributors who prioritize reliability and have established customer bases requiring sophisticated AR automation. The platform's trillion-dollar processing volumes demonstrate its ability to handle the most demanding transaction requirements.
Airwallex specializes in global B2B payments with transparent foreign exchange rates and multi-currency capabilities across numerous countries.
Airwallex's essential capabilities for international operations provide transparent, locked-in exchange rates critical for scientific equipment distributors managing cross-border transactions. The platform's extensive global coverage enables seamless payments across virtually every major market.
Stripe remains the industry-standard payment platform with extensive API capabilities and strong B2B automation features.
Stripe's developer-friendly approach offers the flexibility scientific equipment distributors need to build custom payment experiences tailored to their specific business processes. The platform's extensive documentation and API capabilities enable technical teams to create sophisticated integrations that align with unique workflow requirements.
Balance offers a modern, developer-first B2B payments platform designed specifically for marketplace and platform business models with extensive API capabilities
Balance's modern architecture is designed specifically for businesses with technical teams building sophisticated integrations. The platform's focus on B2B supply chain sectors makes it ideal for scientific equipment distributors operating marketplace models or requiring highly customized payment experiences.
Corcentric offers the largest B2B payment network with significant buyer and supplier participation, processing substantial annual volumes.
Corcentric's massive network size and processing volume provide unparalleled reach for scientific equipment distributors. The platform's extensive ecosystem offers access to the largest B2B payment network available, facilitating connections with suppliers and buyers across diverse industries.
Tipalti specializes in cross-border payments with international tax compliance expertise and automated reconciliation for global supplier payments.
Tipalti's specialized expertise in cross-border tax compliance makes it essential for scientific equipment distributors with complex global supplier networks. As one customer noted, "The ROI of Tipalti really is not having AP involved in outbound partner payments. That's huge," highlighting the platform's ability to automate complex international payment processes.
For scientific equipment distributors navigating the complex challenges of high-value transactions, extended payment terms, and credit risk management, ResolvePay delivers a comprehensive solution purpose-built for B2B commerce. The platform's 100% non-recourse financing fundamentally transforms how distributors approach net terms—enabling you to offer competitive Net 30/60/90 payment options while receiving payment within 1-2 days and eliminating the credit risk that would otherwise threaten your cash flow.
The integration capabilities ResolvePay provides ensure seamless workflows with your existing systems, whether you're using QuickBooks, NetSuite, Shopify, or other major platforms. This native connectivity means your team avoids the manual data entry and reconciliation work that typically consumes valuable time and introduces errors. McKinsey has reported that digitizing information-intensive processes can reduce costs by up to 90% and improve turnaround times, and ResolvePay's automated AR workflows deliver exactly this type of efficiency improvement.
Scientific equipment sales present unique challenges that ResolvePay addresses directly. When your average transaction exceeds $25,000 and your buyers are institutional customers with complex procurement processes, you need instant credit decisions and the confidence to extend terms without taking on unmanageable risk. ResolvePay's AI-powered credit assessment provides instant approvals on substantial transactions, enabling you to close deals quickly while the platform's non-recourse model ensures you get paid regardless of buyer performance.
The documented success stories from businesses using ResolvePay demonstrate the platform's impact on growth and operational efficiency. When distributors can offer competitive payment terms without worrying about cash flow constraints or credit defaults, they unlock new customer segments and scale revenue in ways that wouldn't be possible with traditional payment approaches. Bain notes that improving the cash conversion cycle and working capital efficiency can rapidly free up liquidity,, and ResolvePay's advance payment model delivers exactly this type of working capital optimization.
For distributors ready to compete more effectively, grow faster, and eliminate the credit risk that constrains traditional net terms programs, ResolvePay provides the integrated payment infrastructure designed specifically for B2B commerce challenges.
Net payment terms (Net 30, 60, or 90) allow buyers to pay for equipment after receiving it, which is standard practice in scientific equipment sales. These terms are crucial because institutional buyers like universities and research labs require extended payment periods due to their procurement processes. Offering competitive net terms helps distributors win business, but managing the cash flow gap requires specialized payment platforms with advance payment capabilities.
B2B payment platforms reduce DSO through automated invoicing, payment reminders, and advance payment options. Some platforms can pay distributors within 1-2 days while customers maintain their Net 30/60/90 terms, effectively reducing DSO to near zero. AI-powered automation also reduces manual collection efforts and accelerates payment processing.
Yes, reputable B2B payment platforms implement enterprise-grade security measures including encryption, fraud prevention, and compliance safeguards. Leading platforms combine AI-powered credit assessment with enterprise-grade fraud prevention to ensure secure handling of high-value transactions. Always verify that your chosen platform maintains current security certifications and compliance standards.
Look for platforms that integrate natively with your existing ERP, accounting, and ecommerce systems. Essential integrations include QuickBooks, NetSuite, Oracle, Shopify, BigCommerce, and Magento. Platforms with built-in integrations ensure seamless data flow between your payment platform and existing systems without manual data entry.
Non-recourse financing eliminates credit risk by guaranteeing payment to the distributor regardless of whether the buyer pays. This is crucial for scientific equipment distributors who face significant risk with high-value transactions. With non-recourse financing, distributors can offer competitive net terms to win business while maintaining healthy cash flow and eliminating bad debt risk. Learn more about non-recourse options.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.