Choosing between B2B payment platforms and asset finance providers requires understanding fundamental differences in business models, target markets, and core capabilities. TreviPay operates as an enterprise-scale B2B payments infrastructure platform, while PEAC Solutions operates as a global asset finance platform. Mid-market manufacturers and distributors seeking integrated net terms financing and AR automation have different requirements from either enterprise payment infrastructure or equipment-focused financing. Resolve Pay's net terms financing delivers non-recourse advances on eligible approved invoices with rapid implementation, serving over 15,000 businesses seeking faster cash conversion through B2B seller-focused financing and receivables workflows.
The B2B payments landscape continues evolving as businesses seek working capital solutions that accelerate cash flow without adding operational complexity. According to the Federal Reserve, businesses increasingly prioritize payment flexibility and digital integration in their financial operations. This comparison examines how TreviPay's enterprise infrastructure, PEAC Solutions' asset finance offerings, and Resolve Pay's mid-market net terms platform serve different segments of the B2B financing market.
TreviPay operates as a comprehensive B2B payment platform designed for Fortune 500 enterprises and large corporations managing complex global operations. The platform processes $8.2 billion annually across a network spanning approximately 180,000 buying and selling entities.
TreviPay's infrastructure handles trade credit programs, managed receivables services, and multi-currency transactions across international markets. The platform operates across 20+ countries and supports 10+ currencies for organizations requiring global payment orchestration.
Key platform capabilities include:
TreviPay states that its managed B2B payment programs can assume buyer credit risk and provide guaranteed seller payments, with settlement and program details defined by the applicable commercial agreement. The platform handles buyer credit evaluation, collections, and payment processing for organizations operating complex B2B payment programs.
Enterprise implementations typically require significant deployment investment, with complex integrations potentially extending multiple months depending on customization requirements, system complexity, and integration scope. The platform suits organizations with substantial transaction volumes and dedicated implementation resources.
TreviPay supports API, ecommerce, ERP, accounting, and procurement-system integrations for its enterprise programs, enabling automated invoice processing and payment workflows for organizations managing thousands of supplier relationships.
PEAC Solutions occupies a different financing category, operating as a global asset finance platform with offerings that extend beyond equipment leasing alone. The company provides lease and loan solutions, equipment financing, inventory finance, and working capital products for businesses across multiple sectors.
PEAC Solutions operates across 13 countries, serving manufacturers, dealers, distributors, and other customers with asset-backed financing needs. The company holds significant market position as one of the largest independent lessors in the UK, serving over 26,000 customers in that market.
The platform specializes in:
PEAC Solutions can support business liquidity through its financing products. Dealers can receive payment promptly on qualifying financed equipment sales, with the company offering 24-hour dealer payment processing post-approval in many cases.
The company operates through dealer networks, with equipment manufacturers and vendors offering PEAC financing at the point of sale. This dealer-dependent model means implementation timelines vary based on specific vendor relationships and equipment types.
PEAC Solutions provides digital application and financing tools for its asset-finance workflows. However, the company does not position its core offering as a B2B trade-credit or net terms platform. Its portfolio centers on asset finance, equipment-related financing, inventory finance, and working capital products rather than seller-side receivables acceleration.
Resolve Pay provides integrated invoice financing, credit decisioning, payments, and accounts receivable automation specifically designed for mid-market B2B sellers. The platform serves over 15,000 businesses seeking to offer competitive net terms while accelerating cash flow and automating receivables workflows.
Resolve Pay's Net Terms solution connects invoice advances with credit decisioning and AR workflows. Rather than financing asset purchases, Resolve Pay advances funds against eligible approved net terms invoices while buyers continue paying on agreed schedules.
The platform provides:
For eligible approved transactions, Resolve Pay assumes the applicable covered buyer non-payment risk under its non-recourse structure. This helps sellers extend terms while reducing their exposure to qualifying buyer defaults.
Resolve Pay's business credit check capability evaluates buyer creditworthiness using AI-powered analysis across thousands of data points. The credit engine can provide real-time decisions for eligible buyers, while some credit assessments may take up to 24 business hours depending on the customer and review requirements.
Credit decision features include:
Research cited in Digital Commerce 360 found that 84% of B2B buyers consider an easy, accurate online purchasing experience important, highlighting the need for suppliers to simplify their purchasing and payment workflows. Resolve Pay's credit engine enables sellers to meet this expectation while managing risk effectively.
Resolve Pay's AR Automation brings enterprise-grade capabilities to mid-market operations through integrated workflows that connect financing, credit, payments, and collections.
The platform includes:
Agentic Collections automates follow-up through multi-channel sequences:
Trenchless Supply reported 90% reduction in AR workload after implementing Resolve Pay, with credit approvals completing in under 24 hours compared to previous multi-day processes.
Resolve Pay's integrations connect directly with common business tools through pre-built connections:
The platform deploys in hours to days through these pre-built integrations and streamlined onboarding. Most teams launch in under one week, with same-day activation possible for organizations using supported platforms.
Customer outcomes demonstrate the platform's impact on growth and operational efficiency:
Across the customer base, businesses report 75% average revenue increase, 50% less AR management time, and 55% increase in average order value through Resolve Pay's integrated platform.
Platform integration capabilities and implementation timelines significantly impact time-to-value for businesses seeking B2B payment and financing solutions.
TreviPay supports API, ecommerce, ERP, accounting, and procurement-system integrations for its enterprise programs. The platform connects with major procurement platforms including Ariba, JAGGAER, and Coupa, enabling automated invoice processing and payment workflows for organizations managing extensive supplier networks.
Enterprise implementations suit organizations with substantial transaction volumes and dedicated implementation resources. Program structure varies based on transaction volume, geographic requirements, integration scope, and service requirements. Complex deployments may require multiple months depending on customization needs and system complexity.
PEAC Solutions provides digital application and financing tools for its asset-finance workflows. The company operates through dealer and vendor networks, with implementation timelines varying based on specific relationships and equipment types. Digital applications enable online submission and approval tracking for equipment financing transactions.
Resolve Pay's pre-built integrations enable rapid deployment through native connections with widely-used business platforms. The integration library includes:
E-commerce platforms:
Accounting systems:
Custom integrations:
Most implementations complete in under one week, with same-day activation possible for organizations using supported platforms. Two-way data flow eliminates manual entry, automatically syncing invoices, payments, and customer information between systems.
The streamlined implementation approach prioritizes speed-to-value without requiring dedicated IT resources or extended project timelines.
Credit evaluation and risk allocation represent critical differences between enterprise payment platforms, asset finance providers, and mid-market net terms solutions.
TreviPay states that its managed B2B payment programs can assume buyer credit risk and provide guaranteed seller payments, with settlement and program details defined by the applicable commercial agreement. The platform handles buyer credit evaluation, collections, and payment processing as part of comprehensive managed services.
Enterprise clients can outsource credit decisions and collections to TreviPay's teams, with the platform managing buyer relationships and payment follow-up. The managed services model provides operational efficiency for large-scale operations processing substantial transaction volumes.
PEAC Solutions evaluates creditworthiness for equipment financing transactions, with approval decisions determining lease terms and rates. The company's underwriting applies to equipment acquisitions and asset-backed financing rather than trade credit extensions or invoice-based working capital.
Credit evaluation considers the financed asset's value alongside borrower creditworthiness, as the physical equipment provides collateral securing the financing obligation. This asset-backed approach differs fundamentally from invoice financing risk assessment.
Resolve Pay provides non-recourse advances on eligible approved invoices, helping reduce seller exposure to covered buyer default risk under the applicable program terms. The AI-powered credit engine evaluates buyer creditworthiness using analysis across thousands of data points.
Credit decisioning features include:
For eligible approved transactions, Resolve Pay assumes the applicable covered buyer non-payment risk. Sellers can extend competitive terms confidently while accessing immediate cash and reducing qualifying buyer credit-risk exposure.
The non-recourse structure differentiates from traditional factoring, where sellers typically retain liability for buyer non-payment through recourse provisions. Research from the Small Business Administration highlights how late payments and unpaid invoices create cash flow challenges for businesses. Non-recourse financing can help B2B sellers address these challenges while reducing exposure to covered buyer credit defaults.
Accounts receivable automation capabilities determine operational efficiency and cash flow velocity for B2B sellers managing invoice-based transactions.
TreviPay's comprehensive order-to-cash automation includes managed receivables services for enterprise operations. The platform handles invoicing, credit management, collections, and payment processing within an integrated environment designed for large-scale operations.
The managed services approach transfers operational burden from seller teams to TreviPay's collections and payment processing staff. Organizations can outsource receivables management as part of broader payment infrastructure implementations.
PEAC Solutions focuses on equipment portfolio management rather than general AR automation. The company's systems track lease payments and equipment assets related to financed transactions, managing payment schedules and end-of-term options for leased equipment.
This equipment-focused approach serves the asset finance workflow rather than trade receivables acceleration or invoice-based working capital needs.
Resolve Pay's AR Automation combines financing, credit decisioning, payments, and collections in a unified platform:
Automated invoice processing:
Intelligent collections automation:
Branded buyer experience:
The integrated approach reduces manual work significantly. Customers report up to 90% reduction in AR workload through automation of routine tasks including invoice delivery, payment follow-up, payment application, and reconciliation.
Two-way integration with accounting systems ensures data accuracy without manual entry. Changes in either system automatically sync, maintaining consistent records across platforms and eliminating reconciliation discrepancies.
The comparison between TreviPay's enterprise infrastructure, PEAC Solutions' asset finance offerings, and Resolve Pay's mid-market platform reveals distinct positioning for different business needs and scales.
TreviPay serves enterprises needing:
PEAC Solutions serves businesses needing:
Resolve Pay serves mid-market suppliers needing:
For manufacturers, distributors, and wholesalers seeking to offer competitive net terms while accelerating cash flow and automating receivables management, Resolve Pay provides a platform designed specifically around B2B seller needs. The integrated approach combines financing, credit, payments, and collections in a unified system deployable in days rather than months.
TreviPay operates as an enterprise B2B payment infrastructure platform handling trade credit programs and payment automation for large corporations across 20+ countries. PEAC Solutions operates as a global asset finance platform providing lease and loan solutions, equipment financing, inventory finance, and working capital products. These platforms serve different fundamental needs: TreviPay addresses enterprise payment complexity while PEAC Solutions provides asset-backed and equipment-related financing.
Mid-market companies often find Resolve Pay addresses their core needs more directly through non-recourse invoice financing, AI-powered credit decisions, and comprehensive AR automation with implementation in hours to days. Companies not requiring global multi-currency capabilities or enterprise procurement integrations typically achieve faster time-to-value through Resolve Pay's streamlined approach focused specifically on B2B seller financing and receivables workflows.
Traditional factoring typically operates on a recourse basis, meaning sellers remain liable if buyers fail to pay. Resolve Pay provides non-recourse advances on eligible approved invoices, helping reduce seller exposure to covered buyer default risk under the program terms. For approved covered transactions where the buyer defaults, sellers are generally protected from repayment obligations arising solely from those defaults, subject to program terms.
Manufacturers, distributors, and wholesalers selling products on net terms benefit most from Resolve Pay's invoice financing and AR automation. Equipment financing through providers like PEAC Solutions serves businesses making capital equipment purchases in construction, healthcare, industrial, and technology sectors. A manufacturing company might use both: Resolve Pay to accelerate receivables cash flow and equipment financing for machinery acquisitions.
Resolve Pay typically deploys in hours to days through pre-built integrations with major e-commerce and accounting platforms. Most teams launch in under one week, with same-day activation possible for supported platforms. Enterprise payment platform implementations often require multiple months depending on complexity, custom requirements, and integration scope. For organizations prioritizing speed to value, Resolve Pay's streamlined implementation provides faster access to capabilities.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.