When B2B manufacturers and distributors need to offer net terms to their customers while maintaining healthy cash flow, the choice between financing solutions becomes critical. Two established players, TreviPay and CAN Capital, represent fundamentally different approaches to solving this challenge. TreviPay operates as an enterprise B2B payments platform with substantial annual transaction volume, while CAN Capital provides working capital financing for businesses.
However, for mid-market B2B sellers seeking a modern solution that combines non-recourse financing, AI-powered credit decisions, and complete accounts receivable automation, Resolve Pay delivers focused results without the enterprise complexity or financing-based obligations. Spun out from Affirm and backed by $60M in funding, Resolve serves over 15,000 businesses with an AI-powered platform that combines net terms financing, credit underwriting, and accounts receivable automation. Rather than replacing entire finance teams or creating repayment obligations, Resolve enhances existing operations with non-recourse invoice financing and automated AR workflows.
TreviPay positions itself as an enterprise B2B payments platform, processing substantial transaction volume annually across 32 countries. Founded in the 1980s and backed by Corsair Capital, TreviPay has built its reputation on serving large enterprises with complex global payment needs. The platform offers managed services including credit management, collections, and customer support for high-volume B2B transactions.
CAN Capital takes a completely different approach. Established in 1998, CAN Capital provides working capital financing and merchant cash advances to businesses. With substantial lifetime funding deployed, the company focuses on accessible financing approvals and funding timelines. This financing-based model provides capital through structured repayment arrangements.
Resolve Pay represents a modern evolution in this space. Rather than replacing entire finance teams or creating traditional financing obligations, Resolve enhances existing operations with non-recourse invoice financing and automated AR workflows. The fundamental difference lies in philosophy: TreviPay provides enterprise B2B payments infrastructure, CAN Capital provides business financing, while Resolve advances cash against approved invoices with non-recourse protection for sellers.
TreviPay's service portfolio spans enterprise payment functions:
This comprehensive approach serves Fortune 500 companies with global payment orchestration needs.
CAN Capital's offerings focus on business financing products:
The financing model provides capital through repayment structures suited to different business needs.
Resolve's services deliver focused value for B2B invoice financing:
The specialization allows for deeper expertise and faster execution in these critical areas. While TreviPay implementation timelines vary depending on the complexity and customization of the deployment, Resolve typically delivers complete net terms capability in 1-7 days. This speed advantage becomes valuable for mid-market companies seeking rapid time-to-value.
TreviPay primarily serves large enterprise B2B companies with high transaction volumes. Their ideal clients process substantial monthly B2B transactions and need global payment infrastructure. These companies need complex, multi-country payment orchestration, making TreviPay's extensive infrastructure appropriate for their requirements.
CAN Capital targets businesses needing working capital. Their financing products serve businesses across various industries, with accessible credit requirements suited to companies that may have different financing needs than traditional bank options.
Resolve targets mid-market B2B sellers with annual revenue of USD 1M and above, including manufacturers, distributors, and wholesalers who need to offer competitive net terms without straining cash flow. These organizations typically have existing finance teams but need specialized expertise in credit risk management and AR automation.
Notable Resolve clients include:
This distinction matters significantly. Mid-market companies need strategic invoice financing with risk protection. Resolve's model matches these needs precisely.
TreviPay's capabilities highlight enterprise-scale metrics:
CAN Capital's track record emphasizes business financing:
Resolve's results emphasize rapid execution and strategic impact:
The execution speed provides value for mid-market companies facing competitive pressure. Implementation requirements vary across enterprise platforms, while Resolve emphasizes a streamlined deployment model for businesses seeking faster access to net terms capabilities.
The most significant difference between these solutions lies in how they handle credit risk.
TreviPay's risk model supports enterprise trade credit programs:
CAN Capital's model creates repayment obligations for borrowers:
Resolve's non-recourse model helps reduce seller risk:
This risk protection transforms how businesses can approach growth. With Resolve, sellers can confidently offer Net 30/60/90 terms to new customers, with non-recourse protection on approved invoices. This capability proves valuable when competing for large orders where net terms are expected.
TreviPay's implementation timeline varies by project complexity, with simpler configurations launching faster and highly customized integrations potentially requiring several months:
CAN Capital implementation focuses on financing application:
Resolve implementation emphasizes rapid time-to-value:
The execution models differ: TreviPay supports enterprise deployments with timelines based on integration complexity, CAN Capital provides financing with ongoing repayment structures, while Resolve delivers net terms capability in days.
TreviPay's technology stack serves enterprise needs:
CAN Capital's technology focuses on business financing:
Resolve's AI-powered platform delivers next-generation capabilities:
The technology advantage compounds over time. While TreviPay provides managed enterprise services and CAN Capital creates repayment obligations, Resolve's automation continuously reduces operational burden while protecting cash flow through non-recourse financing on approved invoices.
TreviPay is positioned around enterprise B2B payments, invoicing, trade credit, and managed order-to-cash programs, while CAN Capital focuses on business working capital and equipment financing.
For mid-market B2B sellers specifically seeking net terms financing, credit risk protection, and AR automation in one platform, Resolve Pay is the more directly aligned solution. Mid-market companies don't need global enterprise infrastructure or traditional financing structures; they need strategic invoice financing with risk protection and operational automation.
Mid-market B2B sellers face unique challenges that make Resolve a compelling choice. These companies need strategic invoice financing with risk protection and operational automation rather than global enterprise infrastructure or traditional financing products.
Credit risk protection: Provides non-recourse financing on approved invoices, helping protect sellers from approved buyer default risk. This protection can support more confident extension of net terms to qualified customers.
Speed of execution: Delivers tangible outcomes in days with streamlined implementation. This velocity matters in competitive markets where rapid deployment creates advantage.
AI-powered decisions: Credit approvals in under 30 seconds versus days or weeks for traditional underwriting. Faster approvals mean higher conversion rates and better buyer experience, with instant credit approvals becoming table stakes.
Complete automation: Reduces manual AR work by approximately 90% through automated invoicing, smart reconciliation, and agentic collections. Finance teams focus on strategy, not data entry, with comprehensive AR automation capabilities.
Invoice-based financing: Resolve advances cash against eligible approved invoices through a non-recourse financing model rather than providing a traditional working capital loan. Cash flow improves without requiring sellers to wait for buyer payment.
Integrated platform: Net terms financing, credit decisioning, and AR automation in one solution eliminates the need for multiple vendors and complex integrations.
White-labeled experience: Maintains seller branding throughout the buyer journey while providing the operational automation that B2B businesses require for scale.
For mid-market B2B sellers seeking to offer competitive net terms while protecting cash flow and reducing credit risk, Resolve represents a modern approach to B2B payments. The combination of non-recourse financing, AI-powered credit decisions, rapid implementation, and complete AR automation creates a focused value proposition for the mid-market segment.
TreviPay operates as an enterprise B2B payments platform serving large companies with global payment infrastructure across 32 countries. CAN Capital provides working capital financing that creates a repayment obligation for the business. Resolve offers non-recourse invoice financing, allowing sellers to receive advances on approved invoices while buyers pay on Net 30/60/90 terms, with Resolve providing protection against approved buyer default risk.
TreviPay's implementation timeline varies by project complexity, with simpler configurations launching faster and highly customized integrations potentially requiring several months. CAN Capital provides financing decisions within business days. Resolve delivers complete net terms capability in 1-7 days through pre-built integrations with platforms like QuickBooks, NetSuite, Shopify, and BigCommerce, making it well-suited for companies needing rapid time-to-value.
Resolve's non-recourse financing provides protection when an approved buyer fails to pay an eligible invoice, helping sellers reduce exposure to buyer credit risk. This differs from TreviPay's enterprise program structures and CAN Capital's working capital financing where businesses create repayment obligations. With Resolve, sellers can offer net terms to qualified customers, receiving advances on approved invoices within 24 hours.
Resolve's AI Credit Engine evaluates thousands of buyer data points to generate real-time credit decisions in under 30 seconds. TreviPay provides automated credit decisioning for qualifying applications with additional review for complex requests. Beyond credit decisions, Resolve provides complete AR automation including LLM-powered invoicing, smart payment reconciliation, and multi-channel agentic collections, reducing manual AR work by approximately 90%.
For B2B e-commerce sellers, Resolve offers embedded checkout capabilities and native integrations with Shopify, BigCommerce, Magento, and WooCommerce. Buyers can select net terms at checkout with instant credit decisions, creating a streamlined purchasing experience for B2B transactions. Resolve's white-labeled payment portal maintains seller branding throughout the buyer journey while providing the operational automation that e-commerce businesses require for scale.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.