When B2B companies need to optimize accounts receivable, offer flexible payment terms, and protect cash flow, choosing the right platform becomes an important growth decision. Resolve Pay, HighRadius, and Playter represent different approaches to B2B payments and receivables management. HighRadius focuses on enterprise accounts receivable automation, Playter supports UK business lending through Shawbrook, and Resolve Pay combines embedded net terms, credit decisioning, non-recourse invoice advances, payments, and AR automation for B2B sellers.
This comparison helps merchants, manufacturers, wholesalers, distributors, and B2B ecommerce sellers understand how each platform fits different working capital and operational needs. As the Federal Reserve continues tracking changes in business payment activity, and the Census Bureau tracks ecommerce growth across industries, B2B suppliers need payment infrastructure that can support digital buying, flexible terms, and faster receivables workflows.
B2B companies compare these platforms when payment delays, manual receivables work, or working capital constraints make growth harder to manage. Many suppliers want to offer Net 30, Net 60, or longer payment terms to win larger orders, but they do not want to wait through the full collection cycle before receiving cash.
Modern payment platforms help finance and sales teams connect more of the credit-to-cash process. Instead of managing credit checks, invoicing, payment reminders, payment acceptance, reconciliation, and collections through disconnected workflows, businesses can use more integrated systems to support both buyer flexibility and seller cash flow.
The practical question is not only which platform automates receivables. It is which platform helps the business offer better buyer payment options while keeping cash flow predictable. That is where Resolve Pay is positioned differently because it combines net terms with embedded financing, payments, and AR automation.
Resolve Pay is an embedded net terms, payments, and accounts receivable automation platform for B2B sellers. It helps merchants offer flexible payment terms to business buyers while supporting faster seller cash flow through advance payment on approved invoices.
Resolve Pay is designed for manufacturers, distributors, wholesalers, merchants, and B2B ecommerce companies that want to offer terms without building a full internal credit and collections operation. The platform supports credit decisioning, invoicing workflows, buyer payment options, branded payment experiences, reconciliation, collections workflows, and ecommerce or ERP integrations.
Its core value is simple: sellers can extend buyer payment flexibility while Resolve Pay helps manage underwriting, payment workflows, receivables, and non-recourse risk on approved invoices. That makes Resolve Pay a modern alternative to managing net terms manually or relying on traditional factoring-style workflows.
HighRadius is an enterprise finance automation company with products across order-to-cash, treasury, record-to-report, and accounts receivable. Its accounts receivable software includes functionality for collections, cash application, credit, deductions, electronic invoicing and payments, analytics, and AI-assisted finance workflows.
HighRadius is commonly considered by large organizations with high invoice volumes, global receivables operations, multiple entities, and complex ERP environments. It is best understood as an enterprise AR and invoice-to-cash automation suite rather than a net terms financing platform for sellers.
Playter is a UK business lending platform operating under Shawbrook. Shawbrook acquired Playter in December 2025, and from May 2026, Shawbrook announced that new unsecured business lending applications would be created through the Playter brand.
Playter supports UK SMEs and lower mid-market businesses with credit lines and short-term cash flow loans. Its model is centered on business lending within the UK market, while Resolve Pay is centered on embedded B2B net terms, seller cash flow, payment processing, and receivables automation.
The distinction is important. Resolve Pay helps sellers offer net terms and receive advance payment on approved invoices. HighRadius automates enterprise receivables workflows. Playter supports UK business lending through Shawbrook.
Resolve Pay is best for US-based B2B sellers that want to offer payment terms, reduce receivables friction, and improve working capital without managing the entire credit and collections process in-house.
It is especially relevant for:
Resolve Pay works well for sellers that already have B2B demand but need a more scalable way to approve buyers, offer terms, receive payment, and manage receivables.
Resolve Pay brings several B2B payment and AR functions into one platform:
Resolve Pay is built around the full seller-side net terms workflow. That matters because B2B sellers often need more than invoice reminders or cash application automation. They need a way to approve business buyers, offer payment flexibility, get paid faster, and reduce the risk and manual work tied to receivables.
The non-recourse model is one of Resolve Pay's most important advantages. On approved invoices, sellers can receive advance payment while Resolve Pay supports the credit and repayment workflow. This helps merchants offer terms without taking on the full burden of underwriting, payment follow-up, and default exposure.
Resolve Pay also supports sales growth. Buyers often prefer terms because they can preserve their own cash flow while placing larger or more frequent orders. With Resolve Pay, sellers can offer terms through online, offline, or hybrid sales channels while keeping payments and receivables connected.
For ecommerce sellers, Resolve Pay can embed net terms into the checkout experience. This is valuable for B2B buyers that expect digital purchasing to feel as smooth as consumer checkout, but still need business credit and invoice-based payment options.
Resolve Pay also reduces operational strain. Finance teams can manage invoices, reminders, collections workflows, payment acceptance, and reconciliation through a more connected system instead of relying on spreadsheets, manual follow-ups, and disconnected accounting processes.
HighRadius is best suited for larger organizations that need broad invoice-to-cash automation across multiple teams, geographies, and ERP systems. It is commonly evaluated by companies with high transaction volumes and established finance operations that want to improve AR productivity and standardize processes.
HighRadius offers enterprise AR and finance automation capabilities, including:
HighRadius can be a strong fit for organizations that already have enterprise finance teams and need software to automate receivables activity at scale. Its focus is broader AR process automation, while Resolve Pay is more focused on embedded B2B net terms, seller cash flow, payment acceptance, and credit-to-cash workflows for merchants.
Playter is best suited for UK SMEs and lower mid-market companies looking for unsecured business lending, short-term cash flow loans, or credit lines through Shawbrook's lending ecosystem.
Playter's lending model includes:
Playter is relevant for businesses seeking lending products within the UK. It is not positioned the same way as Resolve Pay, which helps B2B sellers offer buyer payment terms, receive advance payment on approved invoices, and automate AR workflows.
Many B2B payment challenges sit between sales and finance. Sales teams want to offer flexible terms so buyers can purchase more easily. Finance teams want faster cash flow, better payment visibility, and less manual receivables work.
Resolve Pay connects these needs through a single B2B payments platform. Sellers can offer approved buyers payment terms while also improving the merchant's cash position and reducing manual AR workload.
This is especially useful for manufacturers, distributors, wholesalers, and B2B ecommerce companies where invoices are larger, payment terms are expected, and delayed receivables can restrict inventory planning, hiring, vendor payments, and growth.
Offering terms can be a growth lever, but it can also create cash flow pressure. A seller may win a large order, issue an invoice, and then wait weeks or months for payment. During that waiting period, cash is tied up in receivables.
Resolve Pay helps change that dynamic by advancing payment on approved invoices. Buyers can receive the terms they expect, while sellers can access cash sooner and keep operations moving.
This structure makes Resolve Pay especially useful for companies that want to grow B2B sales without treating every new term customer as a new credit risk to manage internally.
Manual AR processes create hidden costs. Teams may spend time sending reminders, tracking payment status, reconciling payments, updating accounting records, and escalating overdue invoices. These tasks become harder as order volume grows.
Resolve Pay's AR automation helps centralize these workflows. Sellers can manage invoices, reminders, payment methods, reconciliation, and collections support in a more structured system.
That matters because working capital improvement is not only about funding. It is also about reducing the finance team's manual workload and making payment operations easier to scale.\
B2B sellers increasingly operate across multiple sales channels. A buyer might order through a sales rep, a portal, an ecommerce storefront, a purchase order, or a repeat invoice workflow. Resolve Pay supports these hybrid models through embedded checkout options, payment portals, accounting syncs, and flexible integration support.
For online sellers, Resolve Pay's net terms checkout helps buyers apply for terms during the purchase experience. For offline sellers, Resolve Pay can support invoice-based workflows and branded payment collection. This flexibility makes it useful for B2B companies moving from manual terms management into more scalable payment infrastructure.
Many suppliers hesitate to outsource credit or collections because customer relationships matter. Resolve Pay supports white-label and branded payment experiences so sellers can offer modern payment flexibility without making the buyer experience feel disconnected from the merchant.
That is important in B2B industries where trust, repeat purchasing, and relationship-based selling matter. Resolve Pay helps sellers provide a professional buyer experience while supporting credit, payment, and collections workflows behind the scenes.
Resolve Pay, HighRadius, and Playter each serve different business needs. HighRadius is built for enterprise receivables automation. Playter supports UK business lending through Shawbrook. Resolve Pay is built for B2B sellers that want to offer payment terms, get paid faster on approved invoices, automate receivables, and reduce credit risk through a single embedded payments platform.
For merchants, manufacturers, wholesalers, distributors, and B2B ecommerce companies, Resolve Pay provides the most aligned solution in this comparison. It supports the full credit-to-cash workflow, from buyer credit evaluation and net terms to invoice advances, payment acceptance, AR automation, collections workflows, and accounting integrations.
Businesses that want to turn payment terms into a sales advantage can explore Resolve Pay's net terms management and seller solutions to see how embedded B2B payments can support growth, cash flow, and stronger buyer relationships.
Resolve Pay is a modern B2B net terms and payments platform, not a traditional factoring provider. It supports non-recourse advance payment on approved invoices while helping sellers manage buyer credit, payment workflows, invoicing, collections, and reconciliation.
Resolve Pay helps sellers evaluate buyers, approve eligible customers for terms, advance payment on approved invoices, and manage payment workflows. This allows buyers to receive flexible terms while sellers improve cash flow and reduce manual receivables work.
Resolve Pay is best suited for B2B merchants, manufacturers, distributors, wholesalers, and ecommerce sellers that want to offer terms while reducing credit risk and improving cash flow. It is especially useful for businesses with established B2B sales and repeat buyers.
Yes. Resolve Pay supports integrations across ecommerce, ERP, and accounting systems, including platforms such as QuickBooks Online, Xero, NetSuite, Sage Intacct, BigCommerce, Shopify, Magento, and WooCommerce. Integration options help sellers connect payments and receivables workflows.
Resolve Pay supports both sides of the B2B transaction, but its platform is especially valuable for sellers. Sellers can offer buyers flexible payment terms while Resolve Pay helps manage credit decisions, invoice advances, payment acceptance, reconciliation, and receivables workflows.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.