B2B companies seeking to modernize accounts receivable operations and offer flexible payment terms face important platform decisions. Resolve Pay, HighRadius, and Invoiced represent different approaches to B2B payment management and AR automation. Resolve Pay integrates net terms financing, non-recourse credit protection, and AR automation in a single platform for mid-market B2B companies that want to offer flexible payment terms while protecting cash flow.
HighRadius provides comprehensive AR automation for large enterprise finance teams, while Invoiced focuses on AR workflows for small to mid-sized businesses and became part of Flywire in August 2024. Understanding how B2B payment solutions continue to evolve helps businesses evaluate platforms based on cash flow needs, credit risk, payment experience, integrations, and finance team capacity.
The B2B payments landscape has moved beyond basic invoicing. Modern businesses need solutions that address payment flexibility, cash flow constraints, credit risk, manual receivables work, and buyer experience. Each platform approaches these challenges differently based on its target market and product focus.
Access to business credit and payment flexibility remain important factors for B2B commerce growth. Platforms that help businesses manage these elements while streamlining receivables operations can provide meaningful operational value.
Resolve Pay operates as an integrated B2B payments and net terms platform combining embedded credit expertise, invoice financing, payment workflows, and accounts receivable automation. The platform enables businesses to offer Net 30, Net 45, Net 60, or Net 90 terms while receiving advance payment on approved invoices, with non-recourse protection that helps sellers reduce credit exposure.
Resolve Pay is designed for B2B merchants, manufacturers, wholesalers, distributors, and ecommerce sellers that want to give buyers more payment flexibility without turning receivables into a cash flow burden. Its platform supports ecommerce checkout, traditional invoicing, ERP sync, payment portals, collections workflows, and credit decisioning from one connected system.
HighRadius provides enterprise-focused AR automation. Founded in 2006 and based in Houston, the company serves large organizations with comprehensive receivables functionality across credit, collections, cash application, deductions, EIPP, payments, and analytics. Its platform is commonly evaluated by companies with complex global operations, high invoice volume, multi-entity finance teams, and dedicated AR departments.
Invoiced addresses AR automation with an emphasis on order-to-cash workflows, recurring billing, automated payment reminders, customer self-service portals, and payment reconciliation. Originally founded in Austin, Invoiced was acquired by Flywire in August 2024 to support Flywire’s broader B2B payments and software strategy.
Businesses compare AR automation platforms when cash flow timing, payment term flexibility, collections workload, or reconciliation complexity becomes a constraint. For seller-led businesses, the challenge often centers on offering competitive payment terms while maintaining healthy working capital and manageable administrative overhead.
Modern payment platforms can change the operating model by connecting credit evaluation, invoice management, payment processing, collections, and accounting reconciliation. Instead of treating these as separate finance tasks, integrated platforms help sellers manage the credit-to-cash process from unified systems.
Understanding small business payment challenges helps businesses evaluate which platform features address their specific operational constraints. Payment speed, credit risk management, buyer experience, and receivables automation are common priorities across B2B sellers.
Integrations: QuickBooks Online, Xero, Sage Intacct, Oracle NetSuite, Magento 2, BigCommerce, Shopify, WooCommerce, and REST API
Best for: US B2B businesses with established revenue seeking integrated net terms, payment workflows, credit decisioning, and AR automation
Resolve Pay addresses the B2B payment cycle by combining buyer credit evaluation, seller cash flow acceleration, receivables automation, and payment collection in one platform. The solution helps businesses offer competitive payment terms without the traditional trade-offs of extended cash conversion cycles or unmanaged credit exposure.
When businesses extend terms through Resolve Pay, approved invoices can qualify for advance payment. This structure means sellers can offer buyer payment flexibility while maintaining more predictable cash flow. If an approved buyer defaults, the seller keeps the non-recourse advance, while Resolve Pay manages much of the repayment and collections risk.
Resolve Pay helps US B2B sellers offer competitive payment terms while maintaining operational efficiency. The platform’s integration of credit decisioning, invoice advancement, payment processing, collections, and reconciliation reduces the complexity of managing disconnected tools.
For manufacturers, distributors, and wholesalers, Resolve Pay’s approach addresses multiple operational challenges simultaneously. Buyers receive the payment flexibility they need to place larger orders, sellers gain faster access to cash through structured advances, and finance teams reduce manual AR workload through automated workflows.
The platform’s business credit check functionality supports quiet pre-approval checks that can require only a company name and address, helping sellers evaluate buyer credit without adding unnecessary friction to the sales process. Credit decisions and limits remain subject to buyer verification and Resolve Pay’s underwriting process.
Resolve Pay’s ecommerce integrations support net terms at checkout for platforms such as BigCommerce, Shopify, Magento 2, and WooCommerce. This capability allows B2B ecommerce sellers to offer payment flexibility during the purchase flow while keeping credit controls and receivables workflows connected.
Resolve Pay is designed for practical deployment across ecommerce, ERP, accounting, and custom sales workflows. Ecommerce plugin integrations can support embedded net terms at checkout, while ERP and accounting connections help synchronize invoice, buyer, payment, and transaction data.
For businesses with more specific technical needs, Resolve Pay’s API supports custom workflows. This makes the platform relevant for companies selling through ecommerce stores, traditional invoice-based sales, sales representatives, marketplaces, or hybrid B2B sales channels.
The B2B payments platform also supports branded buyer portals, payment acceptance, reconciliation, and net terms workflows. This helps finance teams keep payment operations centralized rather than relying on separate systems for credit, billing, collections, and accounting updates.
Resolve Pay works well for suppliers, distributors, manufacturers, wholesalers, and B2B ecommerce businesses operating primarily in US markets. Companies with established B2B revenue that want to offer net terms as a competitive advantage while managing cash flow and credit risk find strong alignment with Resolve Pay’s integrated approach.
The platform particularly serves businesses where offering net terms ecommerce can support larger orders, repeat purchases, and smoother buyer experiences. For companies managing both ecommerce and traditional sales channels, Resolve Pay’s unified credit and payment infrastructure supports consistent buyer experiences across touchpoints.
HighRadius provides comprehensive AR automation for enterprise organizations. The Houston-based company offers modules covering credit management, collections, cash application, deductions management, electronic invoice presentment and payment, B2B payments, and analytics. The platform serves large organizations with complex receivables operations across global markets.
HighRadius typically serves large enterprises with dedicated AR teams managing complex receivables operations. Organizations processing high invoice volumes across multiple entities and currencies may evaluate HighRadius for its broad AR automation functionality.
The platform supports businesses with sophisticated deduction workflows, global operations, and enterprise-scale transaction needs. Companies with existing AR infrastructure seeking process optimization through automation and AI-driven prioritization may consider HighRadius for these capabilities.
Invoiced focuses on AR automation for small to mid-sized businesses, with particular emphasis on subscription billing, customer self-service, and order-to-cash workflows. Acquired by Flywire in August 2024, Invoiced provides invoice delivery, payment collection, dunning workflows, and AR automation tools for finance teams.
Invoiced serves small to mid-market companies with straightforward invoicing and AR automation needs. The platform works well for businesses prioritizing recurring billing functionality, customer self-service payment portals, and structured payment reminders.
SaaS companies and subscription-based businesses may find Invoiced’s recurring billing features useful for managing predictable revenue streams. Organizations with lean finance teams may also value its straightforward AR workflows and payment collection tools.
Mid-market B2B companies face specific operational challenges that make Resolve Pay’s integrated approach particularly relevant. These businesses need more than invoice tracking. They need cash flow acceleration, buyer credit management, payment flexibility, branded payment experiences, and operational efficiency in one platform.
For B2B companies with established revenue seeking to offer competitive payment terms without capital strain, Resolve Pay represents an integrated solution. The platform addresses the fundamental challenge of converting payment flexibility from a cash flow burden into a growth driver.
B2B ecommerce activity continues to be an important part of digital business activity, creating opportunities for businesses that can offer seamless payment experiences. Resolve Pay’s combination of credit decisioning, advance payment, payment portals, and AR automation helps sellers compete effectively while maintaining operational efficiency.
Businesses ready to turn net terms into a competitive advantage can explore how Resolve Pay’s net terms management and seller solutions integrate with existing commerce and accounting systems.
Resolve Pay is the strongest fit for B2B sellers that want to offer flexible net terms, reduce credit risk on approved invoices, and improve cash flow without building a large internal credit and collections operation. HighRadius and Invoiced support important AR automation use cases, but Resolve Pay brings together financing, credit decisioning, payment collection, branded buyer experiences, and receivables automation in a way that directly supports mid-market B2B growth.
For manufacturers, distributors, wholesalers, suppliers, and B2B ecommerce sellers, Resolve Pay helps transform net terms from an operational burden into a revenue-supporting payment option. By connecting credit, payments, invoice advancement, collections, and reconciliation, Resolve Pay gives sellers a practical path to offer better buyer terms while keeping finance operations streamlined.
Resolve Pay combines net terms financing, non-recourse credit protection, payment workflows, and AR automation in one integrated platform. Traditional AR automation platforms typically focus on invoice delivery, reminders, collections, and reconciliation. Resolve Pay adds buyer credit evaluation and advance payment on approved invoices, helping sellers manage both receivables operations and cash flow timing.
Resolve Pay can advance funds on approved invoices, allowing sellers to offer Net 30, Net 45, Net 60, or Net 90 terms while accessing cash sooner. This helps businesses support buyer payment flexibility without waiting through the full payment cycle for working capital.
Yes. Resolve Pay supports ecommerce integrations with platforms such as BigCommerce, Shopify, Magento 2, and WooCommerce. It also connects with accounting and ERP systems such as QuickBooks Online, Xero, Sage Intacct, and Oracle NetSuite, with API support for custom workflows.
Resolve Pay works well for US B2B businesses with established revenue, particularly manufacturers, distributors, wholesalers, suppliers, and B2B ecommerce companies. It is especially relevant for sellers that want to offer net terms, improve cash flow, reduce credit risk, and automate receivables operations from one platform.
Resolve Pay uses AI-supported credit decisioning, buyer data, behavioral signals, and credit expertise to evaluate buyers. Sellers can use quiet pre-approval checks that may require only a company name and address, helping them assess buyer credit without creating unnecessary friction. Final credit decisions remain subject to buyer verification and Resolve Pay’s underwriting process.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.