B2B finance teams comparing Resolve Pay, Gaviti, and Slope are usually trying to solve the same broad issue: payment timing. Buyers often expect flexible terms, sellers need predictable cash flow, and finance teams want fewer manual receivables tasks. The challenge is that these three platforms approach issues from different points in the payment lifecycle. Resolve Pay focuses on B2B net terms and receivables automation for sellers that want to offer buyers flexible payment terms while getting paid faster. Gaviti focuses on accounts receivable workflows and collections automation after invoices have been issued. Slope focuses on embedded B2B payment infrastructure for platforms and marketplaces that want to offer payment terms inside their checkout experience.
That distinction matters because a collections tool, an embedded payment API, and a net terms financing platform are not interchangeable. A supplier waiting 30, 60, or 90 days for payment needs a different solution from a software platform embedding credit into its product flow. This comparison explains how Resolve Pay, Gaviti, and Slope differ across positioning, cash flow impact, credit decisioning, integrations, and use case fit, with a Resolve Pay-focused view for B2B sellers that want to improve receivables, reduce credit exposure, and support buyer growth.
B2B suppliers evaluating AR and cash flow tools in 2026 are often responding to the same pressure: net terms create a timing gap between when revenue is earned and when cash arrives. The AR automation market continues to grow as finance teams look for better cash flow visibility, fewer manual workflows, and more efficient order-to-cash processes.
Three pain points drive most of these comparisons:
These three pain points map directly to the three platforms in this comparison. Each solves a different version of the B2B payment problem.
Resolve Pay, Gaviti, and Slope each address a different phase of the B2B payment lifecycle: net terms financing, collections automation, and embedded checkout infrastructure.
Resolve Pay is a B2B payments and net terms platform that helps sellers offer payment terms to business buyers while improving cash flow and reducing credit risk. B2B suppliers can offer buyers Net 30, Net 60, Net 90, or custom terms, subject to approval. Resolve Pay supports credit decisions, invoice advancement, payment workflows, receivables automation, collections support, and integrations across ecommerce, ERP, and accounting systems.
For approved invoices, Resolve Pay can advance funds to the seller while buyers keep the time they need to pay. Resolve Pay also supports non-recourse invoice advances, meaning sellers can protect cash flow on approved transactions instead of carrying the full default risk themselves.
Gaviti is an AR automation and collections management platform. Its focus is on helping finance teams manage the invoice-to-payment lifecycle after invoices have already been issued. Gaviti supports structured collections workflows, payment reminders, customer communication, and AR visibility for teams that want to improve collections discipline across open receivables.
This makes Gaviti most relevant when the seller’s primary need is to organize and automate collections activity within existing payment terms.
Slope is an embedded B2B payment platform built for marketplaces, software platforms, and businesses that want to offer payment terms inside a product or checkout flow. Its API-first model is oriented toward teams with engineering resources that need to embed buyer financing and payment workflows into a broader platform experience.
This makes Slope most relevant for platform-level payment infrastructure rather than traditional seller-side receivables management.
|
Feature |
Resolve Pay |
Gaviti |
Slope |
|---|---|---|---|
|
Primary use case |
Net terms, invoice advancement, and AR automation |
AR collections automation |
Embedded B2B payment infrastructure |
|
Best-fit customer |
B2B sellers, wholesalers, manufacturers, distributors, and merchants |
Finance teams managing open receivables |
B2B platforms and marketplaces |
|
Upfront supplier payment |
Yes, on approved invoices |
Not the core product focus |
Depends on platform configuration |
|
Credit risk support |
Non-recourse support on approved invoice advances |
Collections workflow support |
Platform-based credit workflow |
|
Net terms options |
Net 30, Net 60, Net 90, and custom terms |
Supports collections on existing terms |
Configurable through embedded payment flows |
|
Buyer credit decisioning |
AI-driven credit decisions and credit workflows |
Not the core product focus |
Embedded credit decisioning |
|
AR automation |
Credit, invoicing, reminders, reconciliation, and collections support |
Dunning and collections workflows |
Payment flow automation for platforms |
|
ERP and ecommerce integrations |
QuickBooks, NetSuite, Xero, Sage Intacct, Shopify, BigCommerce, Magento, WooCommerce, and flexible APIs |
ERP and accounting integrations |
API-based integrations |
|
Payment workflows |
ACH, wire, credit card, and check through a branded portal |
Buyer payment and collections workflows |
Platform payment workflows |
|
Pricing |
Competitive pricing |
Not covered in this article |
Not covered in this article |
Resolve Pay helps B2B sellers offer buyers flexible payment terms while improving cash flow, automating receivables, and reducing credit exposure. Instead of treating net terms as a manual back-office process, Resolve Pay combines credit decisioning, invoice advancement, payments, collections support, and AR automation in one platform.
Here is how it works in practice: a supplier connects Resolve Pay to its ecommerce, ERP, or accounting stack. When a buyer requests terms, Resolve Pay supports the credit decisioning process using AI-driven workflows and available buyer data. Approved buyers can receive flexible payment terms, while the seller can receive an advance on eligible invoices. Resolve Pay then supports payment reminders, collections workflows, reconciliation, and transaction syncing.
This model is especially useful for B2B sellers that want to offer flexible payment terms without waiting weeks or months for cash to arrive. It also helps sellers avoid building a full internal credit and collections operation from scratch.
Resolve Pay is particularly relevant for manufacturers, wholesalers, distributors, and B2B merchants that want to grow sales by offering terms while keeping receivables and cash flow under control.
Gaviti is an accounts receivable automation platform centered on collections workflows. It helps finance teams organize invoice follow-up, automate reminder sequences, segment accounts, and improve visibility into collection activity.
For businesses that already offer payment terms and mainly need better follow-through on open invoices, Gaviti can support a more structured AR process. Its value is strongest when the goal is to improve communication, reduce manual outreach, and make collections activity easier to manage.
Gaviti is best understood as a collections automation platform. It can help finance teams manage existing payment terms more efficiently, while Resolve Pay addresses a broader seller-side workflow that includes net terms, credit decisioning, invoice advancement, and receivables automation.
Slope is an embedded B2B payments platform designed for companies that want to build payment terms into a marketplace, SaaS platform, or checkout flow. Its API-first model is most relevant for product and engineering teams that need credit and payment workflows embedded directly into a customer-facing platform.
Rather than focusing on a traditional seller’s AR department, Slope focuses on infrastructure for platforms that want to offer buyer payment flexibility as part of their own product experience.
Slope can be a fit for platform operators with the technical resources to embed payment infrastructure. For B2B sellers that want to improve cash flow from customer invoices, Resolve Pay is more directly aligned with seller-side AR and net terms workflows.
The most meaningful distinction across these three platforms is how each model affects a seller’s actual cash position.
Resolve Pay is designed to help sellers get paid faster on approved invoices while buyers keep flexible payment terms. A seller offering Net 60 or Net 90 can use Resolve Pay to reduce the cash flow gap created by delayed buyer payments. That matters because the Atradius Payment Practices Barometer tracks how B2B payment behavior can affect cash flow, credit management, and working capital planning.
Resolve Pay’s non-recourse structure on approved invoice advances also helps sellers reduce exposure when offering credit to buyers. For businesses that want to increase buyer purchasing power without managing every credit and collections task internally, this is the core advantage.
Gaviti helps finance teams improve collections within the terms already extended to buyers. If a seller offers Net 30, Gaviti can help organize reminders and follow-up so invoices are less likely to slip through manual processes. The seller still operates within the original payment timeline, but the collections process becomes more structured.
Slope supports flexible payment terms at the platform or marketplace level. Its cash flow impact depends on the payment flow, buyer terms, and platform configuration. It is most relevant for companies embedding payment options into a product experience rather than sellers trying to manage receivables from traditional B2B invoices.
Integrations matter because net terms, invoice payments, and receivables records can quickly become difficult to manage when systems do not sync.
Resolve Pay offers ERP integrations and ecommerce connectivity across tools used by B2B merchants, including QuickBooks, NetSuite, Xero, Sage Intacct, Shopify, BigCommerce, Magento, and WooCommerce. These integrations help sync invoice status, payment records, customer information, and reconciliation workflows. Resolve Pay also supports flexible APIs for custom ecommerce environments.
Gaviti connects with ERP and accounting systems to support AR collections workflows. Its integration value is tied to helping finance teams manage open invoices and collection activity from connected financial data.
Slope’s integrations are primarily API-based. That makes it a stronger fit for platform builders that have engineering resources and want payment terms embedded into their own product infrastructure.
For B2B sellers with established ecommerce or ERP systems, Resolve Pay offers the most direct path to connecting B2B payments, net terms, and AR automation into the seller’s existing workflow.
Resolve Pay is built for B2B sellers that want to offer flexible payment terms, improve cash flow, and reduce the operational burden of managing receivables manually.
Resolve Pay works particularly well when:
The key differentiation is that Resolve Pay supports the full seller-side net terms workflow. It does not only help teams chase payments. It helps sellers offer terms, make credit decisions, get paid faster on approved invoices, and keep receivables connected across systems.
B2B ecommerce sellers often need more than a basic payment method. Buyers may expect terms at checkout, sales teams may need offline order support, and finance teams need payment records to reconcile cleanly.
Resolve Pay supports net terms for ecommerce by helping merchants embed payment terms into checkout and connect those workflows to AR systems. This is useful for sellers that operate across online storefronts, field sales, invoice-based sales, or hybrid B2B commerce models.
For sellers comparing Resolve Pay with collections or embedded payment infrastructure platforms, the question should be practical: does the business need better collections follow-up, an API for platform payments, or a full net terms and AR workflow for B2B sales? For sellers that need the third option, Resolve Pay is the most relevant fit in this comparison.
Some B2B suppliers compare net terms platforms with factoring because both relate to receivables and cash flow. However, Resolve Pay is positioned as a factoring alternative for sellers that want to offer buyer-friendly terms without relying on traditional invoice factoring workflows.
Traditional factoring can introduce a separate financing process that sits outside the buyer experience. Resolve Pay is built around embedded B2B payments, credit workflows, branded buyer payment experiences, and AR automation. That makes it better aligned with sellers that want cash flow support and a customer-friendly payment process in the same platform.
Resolve Pay is centered on seller-side net terms, invoice advancement, and AR automation. It helps B2B sellers offer payment flexibility to buyers while improving cash flow, reducing credit exposure on approved invoices, and keeping receivables workflows connected across systems.
For B2B suppliers, wholesalers, manufacturers, distributors, and merchants that want to offer Net 30, Net 60, Net 90, or custom terms without carrying the full operational burden of credit and receivables, Resolve Pay provides the most complete fit in this comparison.
Resolve Pay helps sellers offer flexible payment terms to approved business buyers while supporting credit decisions, invoice advancement, payment workflows, collections support, and receivables automation. This allows sellers to give buyers more time to pay while improving cash flow on approved invoices.
Resolve Pay is positioned as a modern alternative to traditional factoring. It supports non-recourse invoice advances on approved transactions and integrates with AR, payment, and buyer workflows, making it different from a standalone factoring process.
Resolve Pay supports common B2B payment terms such as Net 30, Net 60, Net 90, and custom terms, subject to buyer verification and approval.
Yes. Resolve Pay integrates with ecommerce, ERP, and accounting systems such as QuickBooks, NetSuite, Xero, Sage Intacct, Shopify, BigCommerce, Magento, and WooCommerce. It also supports flexible APIs for custom workflows.
Resolve Pay is best suited for B2B sellers, including manufacturers, wholesalers, distributors, and merchants, that want to offer flexible buyer payment terms while improving cash flow, reducing manual AR work, and managing credit risk more effectively.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.