The medical device manufacturing industry faces unique financial challenges that demand specialized payment solutions. With healthcare providers and hospital systems increasingly demanding extended payment terms (Net 60-90 days) while maintaining pressure on suppliers' margins, medical device manufacturers must balance competitive sales strategies with healthy cash flow. The average medical equipment transaction reaches $230,000—100 times larger than other verticals—making payment term flexibility a critical competitive differentiator. For manufacturers looking to offer flexible payment terms without jeopardizing their financial stability, Resolve's B2B Net Terms platform provides a comprehensive solution that addresses these specific industry challenges through non-recourse financing, instant credit approvals, and seamless integration with existing financial systems.
Resolve Pay offers medical device manufacturers a unique advantage: non-recourse financing that eliminates credit risk while providing instant approvals and 24-hour funding. Unlike traditional factoring or payment processors, Resolve takes on the credit assessment, credit decision, and majority risk of late payments or defaults, allowing medical device companies to offer net terms without jeopardizing their cash flow.
Medical device manufacturers need to offer net terms without credit risk, with instant approvals supporting high-value B2B transactions and ecommerce integration.
Resolve's platform is particularly valuable for medical device manufacturers who need to extend credit to healthcare providers, hospitals, and distributors while maintaining healthy cash flow. The platform's ability to advance up to 100% of invoice value within 24 hours directly addresses the industry's extended payment cycle challenges. With hospital systems increasingly demanding Net 60-90 terms, having a solution that manages the entire credit-to-cash lifecycle is essential.
The non-recourse nature of Resolve's financing means medical device manufacturers can confidently offer competitive payment terms to grow their customer base without worrying about default risk. This is particularly valuable in the medical device sector where building long-term relationships with healthcare providers often requires flexible credit terms.
Medical device manufacturers offering Net 60 terms through platforms with non-recourse financing can improve competitiveness against suppliers limited to shorter payment windows, helping to win deals that might otherwise be lost to financing constraints.
Resolve's AI-powered underwriting provides instant credit approvals compared to the multi-day processes typical of traditional methods, enabling medical device manufacturers to respond quickly to customer orders. The platform's automated collections management reduces the administrative burden on AR teams while maintaining professional customer relationships.
Billtrust has processed over $1 trillion in invoice dollars since its inception and has proven success specifically in the medical device sector. Their platform combines digital lockbox technology with AI-powered cash application that achieves up to 95%+ match rates for medical equipment transactions, significantly reducing manual reconciliation for complex invoices.
Large medical device manufacturers and distributors with complex AR needs, high transaction volumes, and hospital GPO relationships.
Billtrust's medical equipment industry expertise is demonstrated through their deep understanding of hospital payment ecosystems. They handle the complex remittance data from merged healthcare systems that often creates cash application chaos for medical device manufacturers. Their platform addresses the $230,000 average medical payment size with specialized processing workflows.
Kapittx specializes in AI-powered AR automation for medical equipment manufacturers, focusing on automated cash application accuracy. Their platform focuses on mid-market manufacturers ($5M-$50M revenue) seeking affordable automation with strong analytics dashboards and flexible ERP support.
Mid-market medical device manufacturers ($5M-$50M revenue) wanting affordable AI-powered AR automation with strong cash application accuracy and real-time analytics.
Kapittx addresses the specific challenges faced by mid-market medical device manufacturers who often manage AR in Excel spreadsheets but lack the resources for enterprise-grade solutions. Their platform provides credit-risk visibility and automated payment reminders aimed at reducing DSO and improving collections efficiency.
Emagia offers enterprise-grade Order-to-Cash (O2C) transformation for global medical device manufacturers, featuring Agentic AI for complex workflow automation. Their platform supports multi-currency operations across 30+ countries with specialized deductions and chargebacks management for complex healthcare payment disputes.
Global enterprise medical device manufacturers ($100M+ revenue) requiring end-to-end O2C transformation with Agentic AI and complex deductions management.
Emagia's platform is designed for Fortune 500 medical device manufacturers who face complex international payment flows, multi-entity accounting structures, and sophisticated deduction management requirements. Their Agentic AI handles the intricate workflows common in global medical device supply chains, including hospital system consolidations and GPO contract compliance.
Paystand provides blockchain-powered B2B payments and AR automation for medical device manufacturers, focusing on faster collections, automated reconciliation, and real-time payment visibility. Their platform eliminates payment friction through automated reconciliation and real-time payment tracking for high-value medical equipment transactions.
Medical device manufacturers seeking blockchain-powered payment processing with automated reconciliation and instant payment tracking.
Paystand's blockchain infrastructure provides the security and audit trail required for medical device manufacturers dealing with regulated healthcare payments. Their platform addresses the $230,000 average medical transaction size with specialized high-value payment processing that maintains compliance while eliminating payment friction.
Stripe offers extensive developer tools and API documentation among payment platforms, supporting 135+ currencies for global medical device supply chains. Their robust fraud prevention and deep integration capabilities make them suitable for custom medical device workflows.
Medical device companies with in-house development teams needing robust global payment processing with extensive customization capabilities.
Medical device manufacturers often require custom integrations with internal systems, regulatory databases, and specialized workflows. Stripe's extensive APIs enable these customizations while their global reach supports international medical device supply chains and sales operations across diverse healthcare markets.
Bill.com provides comprehensive AP/AR automation with specialized net terms capabilities for medical device suppliers. Their platform offers flexible payment options that help medical device manufacturers meet hospital system requirements while maintaining cash flow through early payment options.
Medical device manufacturers seeking comprehensive AP/AR automation with healthcare-specific net terms capabilities.
Bill.com's platform addresses the dual challenge faced by medical device manufacturers: managing their own accounts payable while offering competitive terms to healthcare customers. Their net terms capabilities enable manufacturers to extend payment terms to hospital systems while maintaining their own cash flow through strategic early payment options with suppliers.
Melio specializes in SMB-focused payment solutions, offering flexible payment options that can be useful for medical device suppliers working with smaller buyers. Their platform provides simplified payment processing tailored to smaller medical practices.
Medical device manufacturers serving smaller clinics and healthcare providers needing simplified payment processing.
Melio addresses the unique needs of medical device manufacturers serving smaller healthcare providers who may not qualify for traditional corporate credit lines. Their platform provides accessible payment options that enable smaller clinics to purchase necessary medical equipment while maintaining manageable payment terms for both parties.
Fundbox offers business financing for B2B companies, including medical device manufacturers, helping them maintain working capital through revolving credit facilities and term loans. Their platform provides flexible financing options that enable manufacturers to support growth and operational needs.
Medical device manufacturers need working capital solutions to support business growth and operational expenses.
Fundbox's working capital approach provides medical device manufacturers with the financial flexibility needed to support business operations and growth. This is particularly valuable for manufacturers with seasonal sales cycles or those experiencing rapid growth in hospital system contracts.
Behalf provides B2B BNPL solutions with specialized healthcare industry focus, offering instant credit decisions and flexible payment terms for medical device purchases. Their platform enables healthcare providers to access immediate financing while providing manufacturers with payment certainty.
Medical device manufacturers sell directly to healthcare providers who need instant BNPL capabilities with healthcare-specific underwriting.
Behalf's healthcare-specific underwriting models understand the unique financial profiles of medical practices and healthcare providers, enabling more accurate credit decisions than generic B2B platforms. This specialized approach increases approval rates for legitimate healthcare customers while maintaining risk management for manufacturers.
Selecting the right net terms solution for medical device manufacturing requires careful evaluation of your specific operational needs, transaction volumes, and growth trajectory. The medical device industry's unique challenges—including high-value transactions, extended payment terms demanded by hospital systems, and complex healthcare payment ecosystems—demand solutions purpose-built for these requirements.
For medical device manufacturers seeking to eliminate credit risk while maintaining healthy cash flow, Resolve Pay's non-recourse financing model offers a compelling solution. The platform's ability to advance up to 100% of invoice value within 24 hours while customers maintain their standard payment terms enables manufacturers to offer competitive net terms without jeopardizing their financial position. This becomes particularly valuable when working with hospital systems and healthcare providers who increasingly expect flexible payment options as a condition of purchase.
The instant credit approval capabilities powered by AI underwriting accelerate the order-to-cash cycle, enabling medical device manufacturers to respond quickly to customer orders without the multi-day delays typical of traditional credit evaluation processes. Combined with seamless ERP integration supporting NetSuite, QuickBooks, and other major platforms, Resolve Pay provides medical device manufacturers with a comprehensive platform that addresses both immediate cash flow needs and long-term customer relationship management.
As the medical device market continues its substantial growth trajectory, having a net terms solution that scales with your business while maintaining security, compliance, and operational efficiency becomes increasingly critical. Whether you're a mid-market manufacturer processing moderate transaction volumes or a growing medical device company looking to expand your hospital system relationships through flexible payment terms, the right platform serves as strategic infrastructure that supports sustainable growth.
Net terms are payment agreements that allow customers to pay for goods or services after a specified period (typically Net 30, 60, or 90 days). For medical device manufacturers, net terms are critical because hospital systems and healthcare providers increasingly demand extended payment terms as a condition of purchase. The average medical equipment transaction reaches $230,000, making payment flexibility a key competitive differentiator. Offering competitive net terms enables manufacturers to win deals they would otherwise lose to competitors with better financing options.
Resolve's AI-powered automation improves AR processes through automated cash application with high match rates, intelligent payment reminders, and collections management. The platform uses Large Language Models (LLMs) to automatically reconcile payments regardless of invoice structure, reducing manual reconciliation time significantly. AI agents manage dunning workflows, sending appropriate payment reminders based on customer payment history and risk profiles, which reduces Days Sales Outstanding (DSO) while maintaining professional customer relationships.
Yes, Resolve's invoice financing is truly non-recourse for sellers. All cash advances are non-recourse so what you get is always yours to keep. Resolve takes on the credit assessment, credit decision, and the majority risk of late payments or defaults, allowing medical device manufacturers to offer net terms while protecting their cash flow. This non-recourse structure means manufacturers receive guaranteed payment regardless of whether their customers ultimately pay, eliminating bad debt risk from their financial statements.
Resolve offers comprehensive integrations with financial tech stack including QuickBooks Online, NetSuite, Sage Intacct, Oracle, and major ecommerce platforms like Shopify, BigCommerce, and Magento. The platform supports both one-click OAuth connections for simpler systems like QuickBooks and custom API integrations for complex ERP environments. All transactions automatically sync between Resolve and your accounting system, ensuring real-time financial reporting and eliminating manual data entry errors.
Medical device manufacturers can get paid within 24 hours using Resolve. Resolve will advance pay up to 100% on invoices from approved customers, which means you get paid within a day while your customers get 30 or 60 days to pay. This immediate funding addresses the cash flow challenges created by extended payment terms demanded by hospital systems, enabling manufacturers to maintain healthy working capital while offering competitive financing to their customers.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.