Blog | Resolve

Best Net Terms Solutions for Industrial Automation Equipment Manufacturers

Written by Resolve Team | Mar 18, 2026 10:11:08 AM

 

Industrial automation equipment manufacturers face a unique cash flow dilemma: customers demand 60-90 day payment terms for high-value equipment, but production costs and supplier payments are due immediately. With traditional payment methods creating significant delays between shipment and payment, the right net terms solution transforms this challenge into a competitive advantage. Industrial automation companies require platforms that handle substantial transactions (often $25,000-$500,000+), support extended payment terms without straining cash flow, and integrate seamlessly with complex ERP systems. For manufacturers looking to streamline their financial operations while offering flexible payment terms, Resolve's B2B Net Terms platform provides a comprehensive solution that addresses these specific industry challenges.

Key Takeaways

  • Industrial automation equipment manufacturers need net terms solutions that handle high-value transactions, extended payment cycles, and complex ERP integrations
  • Non-recourse financing solutions eliminate credit risk while providing rapid funding, addressing the industry's need for immediate cash access
  • AI-powered payment platforms deliver instant credit decisions and automated accounts receivable workflows, reducing manual reconciliation for complex invoices
  • Specialized equipment financing solutions can finance entire projects including equipment, software, and implementation costs
  • Comprehensive AR automation with seamless ERP integration enables industrial automation companies to manage the entire credit-to-cash lifecycle efficiently
  • Global industrial automation manufacturers benefit from platforms with extensive integration capabilities and international payment processing

1. Resolve Pay - AI-Powered Non-Recourse B2B BNPL

Resolve Pay offers industrial automation manufacturers a unique advantage: 100% non-recourse financing that eliminates credit risk while providing instant approvals and 24-hour funding. Unlike traditional factoring or payment processors, Resolve takes on the credit assessment, credit decision, and majority risk of late payments or defaults, allowing manufacturers to offer net terms without jeopardizing their cash flow.

Best For

Industrial automation manufacturers need to offer net terms without credit risk, with instant approvals supporting high-value B2B transactions.

Key Features

  • 100% non-recourse financing eliminates merchant credit risk completely
  • AI-powered instant credit decisions with up to 100% invoice advance
  • Enterprise ERP integration supporting QuickBooks, Magento, and Shopify
  • Automated AR workflow with payment reminders and collections management
  • 24-hour funding cycles that address extended payment term challenges
  • Seamless integration with Accounts Receivable with AI-Powered Automation

Industrial Automation Relevance

The industrial automation equipment market is projected to reach $395.09 billion by 2029, according to GlobeNewswire research, with manufacturers increasingly requiring flexible payment solutions to compete effectively. Resolve's platform is particularly valuable for industrial automation manufacturers who need to extend credit to distributors, system integrators, and end-users while maintaining healthy cash flow.

The platform's ability to advance up to 100% of invoice value within 24 hours directly addresses the industry's extended payment cycle challenges. With a significant portion of industrial equipment sales made on credit, having a solution that manages the entire credit-to-cash lifecycle is essential. The non-recourse nature of Resolve's financing means manufacturers can confidently offer competitive payment terms to grow their customer base without worrying about default risk.

This is particularly valuable in the industrial automation sector where building long-term relationships with customers often requires flexible credit terms for substantial equipment purchases. Research from Precedence Research indicates the automation equipment market is experiencing substantial growth, making cash flow management increasingly critical.

Customer Validation

"Archipelago tripled their revenue through Resolve," demonstrating the platform's impact on business growth for industrial automation companies. Resolve's AI-powered underwriting provides instant credit approvals compared to the multi-day processes typical of traditional methods, enabling manufacturers to respond quickly to customer orders.The platform's automated collections management reduces the administrative burden on AR teams while maintaining professional customer relationships through a branded payment portal

2. TreviPay

TreviPay brings over 40+ years of B2B credit expertise to industrial automation manufacturers, offering a comprehensive trade credit platform with operations across 30+ countries. Their IDC MarketScape Leader designation for Embedded Payments validates their position as an established player in the B2B payments space.

Large industrial automation manufacturers with global operations requiring established trade credit solutions with deep ERP integration.

Key Features

  • Guaranteed DSO feature for predictable cash flow
  • Deep ERP integrations with SAP, NetSuite, and Dynamics
  • White-label customization maintains brand identity
  • IDC MarketScape Leader for Embedded Payments
  • Global operations across 30+ countries

TreviPay's extensive experience in B2B payments makes them well-suited for industrial automation manufacturers with complex international transactions. Their guaranteed DSO feature provides predictable cash flow, which is critical for managing production schedules and supplier payments in the capital-intensive industrial automation sector.

3. Dimension Funding

Dimension Funding specializes specifically in industrial automation equipment financing with 40+ years of experience in the sector. They offer unique capabilities like 100% vendor prefunding before installation and can provide credit approvals from $25,000 to $25,000,000, with application-only approvals available on smaller transactions.

Industrial automation manufacturers whose customers need equipment financing for complete automation solutions including hardware, software, and implementation.

Key Features

  • 100% vendor prefunding before installation
  • Credit approvals from $25,000 to $25,000,000
  • Finance entire projects including equipment, software & implementation
  • Fixed rates for entire finance term
  • 40+ years specializing in industrial automation

Dimension Funding's specialization in industrial automation equipment makes them uniquely positioned to understand the technical and financial complexities of automation projects. According to Grand View Research, the industrial robotics market is experiencing significant expansion, creating demand for specialized financing solutions.

4.  FundThrough

FundThrough offers industrial automation manufacturers an advantage with 100% advance rates on invoices, providing full invoice value upfront rather than the typical 70-90% offered by most factoring companies. Their AI-powered platform integrates with QuickBooks and delivers next-day funding after approval.

Industrial automation manufacturers need immediate access to 100% of invoice value without long-term contracts.

Key Features

  • 100% advance rates provide full invoice value upfront
  • No long-term contracts required
  • AI-powered platform with QuickBooks integration
  • Next-day funding after approval
  • Manufacturing industry specialization

FundThrough's 100% advance rate is particularly valuable for industrial automation manufacturers who need full cash access to cover expensive component purchases and engineering costs. Unlike traditional factoring companies that hold back 10-30% as a reserve, FundThrough provides the complete invoice value, maximizing available working capital.

5. NFS Capital

NFS Capital specializes specifically in industrial automation and robotics equipment financing, working with early-stage to VC/PE-backed companies. They understand that a significant portion of businesses rely on financing when acquiring equipment, making their specialized expertise particularly valuable.

Industrial automation and robotics manufacturers serving startups and high-growth companies that need flexible equipment financing.

Key Features

  • Dedicated focus on industrial automation and robotics equipment
  • Works with early-stage and VC/PE-backed companies
  • Equipment leasing solutions
  • Evaluates potential beyond conventional metrics
  • Flexible underwriting for growth companies

NFS Capital's specialization in industrial automation and robotics makes them uniquely positioned to understand the technical specifications and market potential of cutting-edge automation solutions. Their willingness to work with early-stage and VC/PE-backed companies fills a critical gap in the market, as these innovative customers often struggle to secure traditional financing.

6. Riviera Finance

Riviera Finance brings 55+ years of factoring experience to industrial automation manufacturers, with 25+ physical offices across the US and Canada. Their FastCredit instant credit approval system and 24-hour funding guarantee provide rapid access to working capital.

Industrial automation manufacturers seeking non-recourse factoring with extensive physical presence and decades of experience.

Key Features

  • 55+ years of factoring experience
  • Non-recourse factoring with credit risk protection
  • 24-hour funding guarantee
  • FastCredit instant credit approval system
  • 25+ physical offices across US and Canada

Riviera Finance's extensive experience in non-recourse factoring provides industrial automation manufacturers with protection from customer payment defaults, which is critical when dealing with high-value equipment transactions. Their physical presence across North America enables personalized service and relationship management, which is valuable for complex industrial automation deals.

7. altLINE

altLINE (The Southern Bank Company) offers industrial automation manufacturers competitive factoring rates, backed by the security of an FDIC-insured bank. Their transparent fee structure with no hidden charges provides cost certainty for manufacturers managing tight margins.

Industrial automation manufacturers seek cost-effective, bank-backed invoice factoring with transparent pricing.

Key Features

  • FDIC-insured bank-backed lender
  • 24-hour funding capability
  • No hidden fees or additional charges
  • Transparent fee structure

altLINE's competitive pricing makes them an attractive option for industrial automation manufacturers managing tight profit margins on equipment sales. Their bank-backed security provides additional stability compared to independent factoring companies, which is particularly important when dealing with substantial transaction values.

8. Bill.com

Bill.com processes significant payment volume annually and serves hundreds of thousands of businesses, offering industrial automation manufacturers a comprehensive AP/AR automation platform. Their extensive vendor network enables instant electronic payments, streamlining both incoming and outgoing payment processes.

Industrial automation manufacturers seek comprehensive AP/AR automation with extensive vendor network integration.

Key Features

  • Dual AP and AR automation in single platform
  • Network of millions of vendors for instant payments
  • Two-way sync with QuickBooks, NetSuite, and Xero
  • Substantial annual payment volume
  • Hundreds of thousands of business customers

Bill.com's dual AP/AR automation is particularly valuable for industrial automation manufacturers who need to manage complex supplier payments while also collecting from customers. Their extensive vendor network enables electronic payments to component suppliers, reducing manual check processing and improving payment accuracy.

9. Versapay

Versapay offers industrial automation manufacturers AI-powered cash applications with high straight-through processing rates and native ERP integrations. Their L2/L3 B2B processing reduces transaction costs, while their collaborative customer portals enable efficient dispute resolution for complex equipment transactions.

Industrial automation manufacturers seek AR automation with collaborative dispute resolution capabilities and manufacturing focus.

Key Features

  • AI-powered cash application with high straight-through processing
  • Native ERP integrations (NetSuite, Dynamics, Sage Intacct)
  • Collaborative customer portals for dispute resolution
  • L2/L3 B2B processing for lower transaction costs
  • Payment facilitator (PayFac) status for smooth onboarding

Versapay's collaborative customer portals are particularly valuable for industrial automation manufacturers dealing with complex equipment transactions that may require post-installation adjustments or service credits. Their dispute resolution capabilities enable efficient handling of customer concerns while maintaining professional relationships.

10. HighRadius

HighRadius serves as a recognized provider of enterprise AR automation, serving hundreds of enterprise customers including major global brands. Their AI-powered platform delivers measurable DSO reduction and integrates with 35+ global credit agencies for comprehensive risk assessment.

Large industrial automation manufacturers require enterprise-grade AR automation with proven DSO reduction capabilities.

Key Features

  • Recognized leader for AR automation
  • AI-powered AR automation with measurable DSO reduction
  • Comprehensive AR automation from credit to collections
  • Integrates with 35+ global credit agencies
  • Serves hundreds of enterprise customers

HighRadius's enterprise focus makes them suitable for large industrial automation manufacturers with complex global operations and high transaction volumes. Their comprehensive AR automation from credit assessment through collections provides end-to-end visibility and control over the credit-to-cash cycle.

Choosing the Right Net Terms Solution for Your Industrial Automation Business

Selecting the right net terms solution for industrial automation manufacturing requires careful evaluation of your specific operational needs, transaction volumes, and growth trajectory. The industry's unique challenges—including high-value transactions, extended payment terms, complex global supply chains, and the need for substantial working capital—demand solutions purpose-built for these requirements.

According to Research and Markets analysis, the industrial automation sector continues to evolve with increasing complexity in payment structures and financing needs. For industrial automation manufacturers seeking to eliminate credit risk while maintaining healthy cash flow, Resolve Pay's non-recourse financing model offers a compelling solution.

The platform's ability to advance up to 100% of invoice value within 24 hours while assuming the credit risk enables manufacturers to offer competitive net terms without jeopardizing their financial position. This becomes particularly valuable when working with system integrators, distributors, and end-users who expect flexible payment options for substantial equipment purchases.

The instant credit approval capabilities powered by AI underwriting accelerate the order-to-cash cycle, enabling industrial automation manufacturers to respond quickly to customer orders without the multi-day delays typical of traditional credit evaluation processes. Combined with seamless ERP integration supporting QuickBooks, Magento, and Shopify, Resolve Pay provides manufacturers with a comprehensive platform that addresses both immediate cash flow needs and long-term customer relationship management.

As industrial automation continues its trajectory toward increasingly sophisticated and integrated solutions, having a net terms platform that scales with your business while maintaining security, compliance, and operational efficiency becomes increasingly critical. Whether you're a large enterprise manufacturer processing high transaction volumes or a growing industrial automation company looking to expand your customer base through flexible payment terms, the right solution serves as strategic infrastructure that supports sustainable growth.

Frequently Asked Questions

What are net terms and why are they important for industrial automation equipment manufacturers?

Net terms allow customers to purchase industrial automation equipment and pay for it after a specified period (typically 30, 60, or 90 days). They are crucial for industrial automation manufacturers because customers often require time to integrate equipment into their operations or secure internal budget approvals before making substantial payments. Offering net terms makes manufacturers more competitive and can lead to larger order values and stronger customer relationships.

How can Resolve help industrial automation companies offer net 15 payment terms without increasing risk?

Resolve enables industrial automation companies to offer flexible payment terms like net 15 while eliminating credit risk through its 100% non-recourse financing model. Resolve advances up to 100% of the invoice value within 24 hours and assumes the credit risk, so manufacturers receive immediate payment regardless of when their customer pays. This allows companies to accommodate customer requests for shorter payment terms while maintaining healthy cash flow.

Is Resolve's solution comparable to traditional equipment financing or factoring for industrial equipment?

Resolve's solution differs from traditional equipment financing and factoring in several key ways. Unlike equipment financing, which typically finances the equipment purchase itself over multiple years, Resolve provides invoice financing that advances payment on completed sales. Compared to traditional factoring, Resolve offers 100% non-recourse financing with integrated AR automation and a branded payment portal that maintains the manufacturer's customer relationships. Resolve also provides AI-powered credit decisions rather than requiring manual credit applications.

How does Resolve's AI-powered automation integrate with existing ERP or accounting systems used by industrial automation manufacturers?

Resolve offers native integrations with leading ERP and accounting systems including QuickBooks Online, NetSuite, Shopify, BigCommerce, and Magento, along with custom API integrations for other systems. The platform automatically syncs customer data, invoices, and payment information between systems, eliminating manual data entry and ensuring accurate financial reporting. This seamless integration enables industrial automation manufacturers to maintain their existing workflows while gaining the benefits of automated AR management and instant credit decisions.

What kind of credit decisions does Resolve provide for buyers of industrial automation equipment?

Resolve uses proprietary AI models to evaluate thousands of buyer data points and generate instant credit decisions for industrial automation equipment buyers. Some purchases up to $25,000 may qualify for instant approvals, while larger transactions receive expedited review. The credit assessment process requires only the customer's business name and address, with results typically delivered within 24 business hours. Resolve's experts—formerly of Amazon, PayPal, and Fortune 500 firms—deliver deeper credit insights than traditional bureaus.

This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.