---
title: Trade Credit Insurance | Resolve
description: There's a better alternative to trade credit insurance.  Reduce financial risk, & improve cash flow. You're in control, manage risk on a customer-by-customer basis.
---

# Insurance is complicated

Trade credit insurance can be costly, includes a lot of confusing paperwork and makes your customers feel like a burden.

Resolve makes it easy for them to pay invoices without making you wait, improving cash flows and eliminating risk. It’s more than a policy — it’s personalized credit management.

[ Get Started ](https://resolvepay.com/trade-credit-insurance#formbar)

![risk-assessment-accent](https://8982602.fs1.hubspotusercontent-na1.net/hub/8982602/hubfs/risk-assessment-accent.png?width=1912&height=1766&name=risk-assessment-accent.png)

## Everything you hate about trade credit insurance made easy

Trade credit insurance should never be a the first option for smart businesses. Resolve is everything you wish insurance was but isn’t: affordable, personalized, and transparent.

## Net terms on your terms

Have your cake and eat it, too. With Resolve, you can offer customers 30, 45, or 60 day net terms payment options and get paid the next day. We cover up to 90% of advanced payments for approved customers.

## No twists, turns, or hidden fees

We say it a lot: Resolve is part of your team. That means you have access to our credit team’s assessment and transparent pricing from the start. Know exactly what you're paying for, and why.

![Group 1393](https://8982602.fs1.hubspotusercontent-na1.net/hub/8982602/hubfs/Group%201393.png?width=504&height=293&name=Group%201393.png)

## Modern buying experience

With more ways to pay — ACH, wire, credit card, or check — your customers enjoy the flexibility of Resolve’s all-in-one online payments portal and an easy buying experience.

## Experience the Resolve difference. We’re the “buy now, pay later” spinout of Affirm, backed by PayPal’s founder.

![Affirm logo](https://8982602.fs1.hubspotusercontent-na1.net/hub/8982602/hubfs/affirmLogo.png?width=122&height=48&name=affirmLogo.png) ![paypal-seeklogo.com 1](https://8982602.fs1.hubspotusercontent-na1.net/hubfs/8982602/paypal-seeklogo.com%201.svg) ![capterra badge](https://8982602.fs1.hubspotusercontent-na1.net/hubfs/8982602/capterra%20badge.svg)

## Resolve vs. Trade Credit Insurance

|   | **Resolve** | **Trade Credit Ins.** |
| --- | --- | --- |
| ***Buyer's Experience*** |  |  |
| Easy online sign-up portal | 👍 | N/A |
| Paperless "Quiet" credit check | 👍 | N/A |
| Simplified net terms | 👍 | N/A |
| Personalized Customer Support | 2-3 hour response time | No |
| ***Seller's Experience*** |  |  |
| AR Automation | 👍 | N/A |
| Merchant flexibility on credit limits | 👍 | N/A |
| Recourse | Non-recourse, you're not on the hook | N/A |
| Collections | Your choice who owns it | Owned by insurer |
| Cost | Affordable | Expensive |
| Vendor Payouts | Same-day | Weeks after claim |

## Fuel your

## business growth

 

 

### Optimized business processes

Reduced risk, cost, and guesswork with access to an expert credit team

### Build customer trust

Unified customer experience that offers flexibility and gets you paid fast

### Seamless integration

Full financial tech stack integration across payments, accounts receivable, and ERP

### Ongoing customer support

Dedicated payments partner with ongoing support even after implementation

## Our customers say it best

- > Resolve is like a customer satisfaction solution as they make it so easy for our customers to pay. There is an option for everyone - our customers now have 4 ways to make payments.
  
  
  
  John Sanzone, Founder and CEO
  
  Trenchless Supply
  
  
  
  ![Untitled design (1)](https://8982602.fs1.hubspotusercontent-na1.net/hubfs/8982602/Untitled%20design%20(1).svg)
- > Resolve allowed us to compete in a bigger market without taking needless risks.
  
  
  
  Bill Garnett, Head of Finance
  
  GoMaterials
  
  
  
  ![gomaterials](https://8982602.fs1.hubspotusercontent-na1.net/hub/8982602/hubfs/gomaterials.png?width=150&height=32&name=gomaterials.png)

## See Resolve in Action

Answer a few questions, and we'll connect you with an account manager to help make sure we're a fit for your business. 

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