When B2B suppliers, distributors, and wholesalers need to improve cash flow while offering competitive payment terms to buyers, the choice of financial partner becomes critical. TreviPay and Greenbox Capital represent fundamentally different approaches to business financing, and neither may be the ideal fit for mid-market B2B companies. While TreviPay operates as an enterprise-focused B2B payments and invoicing platform with implementation scope that varies by configuration, Greenbox Capital provides business funding for working-capital needs. Resolve Pay's net terms financing offers a third path: non-recourse B2B financing with streamlined implementation that transforms how suppliers manage trade credit and accounts receivable.
Before comparing these three options, it's essential to recognize they operate in completely different product categories. This isn't a simple apples-to-apples comparison; it's more like comparing different financial tools designed for distinct business needs.
TreviPay positions itself as an enterprise B2B payments platform, offering managed order-to-cash services for large organizations. Founded over 40 years ago, TreviPay has built infrastructure supporting 30+ countries and 20+ currencies. The company recently earned recognition as an IDC MarketScape Leader for Embedded Payment Applications. Their model involves comprehensive payment infrastructure deployment, including AR automation, invoicing, and collections management designed for enterprise-scale operations.
Greenbox Capital operates as a business funding provider, offering merchant cash advances and business financing solutions. Founded in 2012, the company serves businesses needing fast access to capital for operations, inventory, or other expenses. They maintain a BBB A+ rating and can fund businesses quickly. These products provide business funding for working-capital and other operational needs rather than managing the supplier's customer net terms and receivables workflow.
Resolve Pay takes a fundamentally different approach as a B2B payments platform enabling manufacturers, distributors, and wholesalers to offer net payment terms while receiving immediate cash. Spun out from Affirm in 2019 and backed by significant funding, Resolve combines net terms financing with AR automation and AI-powered credit decisioning. Trusted by over 15,000 businesses, Resolve Pay supports B2B suppliers seeking to streamline net terms, payments, credit workflows, and accounts receivable operations.
The fundamental difference lies in product focus: TreviPay provides enterprise B2B payment and receivables infrastructure, Greenbox Capital provides business funding, and Resolve Pay integrates net terms financing with supplier credit and AR workflows.
TreviPay's service portfolio spans comprehensive enterprise payment infrastructure:
This comprehensive approach is designed for enterprise-scale payment and receivables programs.
Greenbox Capital's offerings focus on business funding access:
These services address immediate capital needs for various business purposes.
Resolve Pay's services address the specific needs of B2B suppliers:
The specialization allows Resolve to deliver deeper value in areas that directly impact supplier cash flow and growth. Rather than waiting for customers to complete their net terms, suppliers can receive advances on approved invoices, helping accelerate cash flow while Resolve manages approved buyer credit risk.
TreviPay primarily serves large enterprises with complex, global operations:
Greenbox Capital serves businesses seeking working-capital and other financing options:
Resolve Pay serves mid-market B2B suppliers seeking growth:
This distinction matters significantly. Mid-market suppliers evaluating these options should distinguish between enterprise payment infrastructure, standalone business funding, and Resolve Pay's integrated approach to net terms and receivables.
Notable Resolve customers include ConEquip, Trenchless Supply, Archipelago Lighting, and many other established distributors who have achieved significant growth through the platform.
The nature of results differs dramatically based on each company's core offering.
TreviPay highlights enterprise-scale outcomes for their client base:
The timing and scope of results depend on each TreviPay client's implementation and program configuration.
Greenbox Capital emphasizes funding accessibility:
These attributes focus on the speed and accessibility of capital deployment.
Resolve Pay delivers measurable supplier outcomes:
The companies support different financial workflows: Greenbox Capital focuses on business funding, TreviPay on enterprise B2B payments and receivables programs, and Resolve Pay on integrated net terms financing and AR automation for B2B suppliers.
TreviPay's implementation approach:
This approach accommodates both standard and highly customized enterprise deployment needs.
Greenbox Capital's process:
This model focuses on capital access rather than operational platform integration.
Resolve Pay's implementation:
The implementation models differ: TreviPay supports both streamlined and highly customized enterprise deployments, Greenbox Capital provides business funding, while Resolve Pay offers integrated net terms and AR automation with turnkey integration options. For mid-market suppliers, implementation scope and integration requirements are important considerations when evaluating how quickly a payment solution can support their net terms workflow.
Greenbox Capital's structure:
Resolve Pay's structure:
The concentrated expertise model proves effective for mid-market B2B suppliers. Resolve combines deep B2B payments expertise with the agility of a focused platform designed specifically for supplier needs.
Mid-market B2B suppliers face unique challenges that make Resolve Pay's specialized approach particularly relevant. These companies need a partner that transforms how they offer trade credit while protecting their bottom line and accelerating cash flow tied to B2B payment terms.
Key advantages of Resolve Pay's approach:
For mid-market B2B suppliers seeking to offer competitive net terms without cash flow strain or credit risk, Resolve Pay represents a modern approach to B2B payments. The combination of non-recourse protection, streamlined implementation, and integrated AR automation creates a value proposition designed specifically for supplier trade credit management.
These companies serve entirely different purposes despite all being involved in business finance. TreviPay is an enterprise B2B payments infrastructure platform focused on global corporations needing managed order-to-cash services across multiple countries and currencies. Greenbox Capital provides business funding solutions for operational expenses and working capital. Resolve Pay is a B2B net terms financing platform that allows suppliers to offer payment terms to buyers while receiving invoice advances. For mid-market suppliers wanting to offer competitive net terms, Resolve provides a purpose-built solution.
Traditional invoice factoring may be structured as either recourse or non-recourse, depending on the agreement, while merchant cash advances use a different funding and repayment structure. Resolve Pay's non-recourse model is tied to approved buyer invoices and helps protect suppliers from covered buyer credit risk, subject to agreement terms. Rather than relying solely on separate working-capital funding, Resolve allows suppliers to offer net terms to buyers while receiving advances on approved invoices, integrating cash-flow support directly into the receivables workflow.
TreviPay generally serves enterprises with complex payment, invoicing, credit, and order-to-cash requirements. Greenbox Capital serves businesses exploring various business funding options for operational needs. Resolve Pay is ideal for US-based mid-market B2B suppliers, manufacturers, distributors, and wholesalers with established revenue who want to offer net terms to grow sales while protecting cash flow and reducing AR burden. Resolve Pay's platform is designed specifically around the supplier net terms and receivables workflow.
Implementation speed affects time-to-value. TreviPay states that out-of-the-box implementations can be completed in less than a month, while highly customized integrations may take six months or more depending on configuration and technical requirements. Greenbox Capital can fund quickly, but there's no platform to implement; it's capital disbursement with structured repayment. Resolve Pay offers streamlined deployment with existing integrations, with efficient launch timelines. For mid-market suppliers, implementation scope and integration requirements are important considerations when evaluating how quickly a payment solution can support their net terms workflow.
Yes, Resolve Pay's platform is designed to integrate with your existing financial workflows and can complement other funding arrangements. However, many suppliers find that by transforming how they manage customer net terms and receivables, Resolve's integrated AR automation can help suppliers improve receivables workflows and cash timing, potentially reducing reliance on separate short-term funding for gaps caused by customer payment terms. The key difference is that Resolve addresses receivables timing rather than providing separate working capital products.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.