When B2B companies need to streamline payment operations, offer flexible net terms, and automate accounts receivable, choosing the right platform can shape cash flow, customer experience, and finance team efficiency. Three prominent options, Resolve Pay, HighRadius, and Apruve, now part of TreviPay, represent different approaches to B2B payment management. HighRadius operates as an enterprise-focused order-to-cash and AR automation suite, Apruve supports enterprise trade-credit infrastructure through TreviPay, and Resolve Pay offers a unified B2B payments platform combining net terms, invoice advancement, payment workflows, credit decisions, and AR automation. This comparison examines how Resolve Pay’s integrated approach supports B2B companies that need faster cash flow, embedded payment terms, and receivables automation without adding unnecessary operational complexity.
Modern B2B payment platforms address a common challenge in business commerce: how to offer competitive payment terms while maintaining healthy cash flow and manageable credit risk. The Federal Reserve payments study tracks continued changes in noncash payment activity, while the Small Business Credit Survey highlights the ongoing importance of credit access and working capital for growing companies.
Resolve Pay positions itself as a B2B commerce platform that combines credit underwriting, invoice advancement, payment processing, AR automation, and collections workflows. The platform is built for merchants, manufacturers, wholesalers, distributors, and B2B ecommerce sellers that want to offer buyers flexible payment terms while improving cash flow and reducing manual receivables work.
HighRadius takes an enterprise order-to-cash approach, with modules for collections, cash application, deductions management, credit management, and related AR workflows. It is often used by larger organizations with complex ERP environments, multi-entity processes, and high transaction volumes.
Apruve was acquired by TreviPay in 2022 to expand TreviPay’s B2B payments, invoicing, and order-to-cash technology offerings. Apruve/TreviPay focuses on managed trade-credit programs, omnichannel commerce, invoicing, and enterprise buyer payment experiences.
The main difference is the target use case. Resolve Pay focuses on embedded net terms, payments, credit, AR automation, and cash flow support for B2B sellers. HighRadius focuses on enterprise receivables automation. Apruve/TreviPay supports managed trade-credit infrastructure for larger commerce programs.
Resolve Pay is best suited for B2B manufacturers, distributors, wholesalers, suppliers, and ecommerce sellers that want a connected platform for net terms, credit decisions, invoice advancement, payment processing, and accounts receivable automation.
Resolve Pay addresses the credit-to-cash cycle for companies that want to offer competitive payment terms without taking on all the operational burden of manual underwriting, invoicing, collections, and reconciliation. The platform integrates credit decisions, non-recourse invoice advancement, payment workflows, and accounts receivable automation into one system designed for B2B selling.
Resolve Pay delivers several practical advantages for B2B companies managing net terms and receivables.
The platform’s unified approach reduces the need for separate tools across credit checks, net terms, invoice advancement, payment processing, collections, and reconciliation. This helps sales and finance teams work from a more consistent payment workflow.
Non-recourse advance protection supports cash flow and risk management on approved invoices. When Resolve Pay approves an invoice for advance payment, sellers can receive faster funds while Resolve Pay manages much of the credit and collections process.
Faster payment access helps sellers offer Net 30, Net 60, Net 90, or custom terms without waiting through the full customer payment window. This can help free up working capital for inventory, payroll, operations, and growth.
Connected integrations help teams keep payment and receivables data aligned with existing systems. Resolve Pay’s ecommerce, ERP, and accounting integrations reduce the duplicate entry that often happens when payment terms, invoices, and collections live in separate tools.
Seller and buyer support helps preserve customer relationships. Resolve Pay is designed to support sellers while giving buyers a branded, flexible, and professional payment experience.
Resolve Pay serves B2B companies across several verticals:
Resolve Pay is especially relevant for sellers that want to grow B2B order volume while keeping credit decisions, invoice funding, payments, and collections under one workflow.
HighRadius provides enterprise-grade order-to-cash automation for organizations with complex AR requirements. The platform focuses on automating receivables processes across high-volume, multi-entity environments with sophisticated ERP ecosystems.
HighRadius is generally a fit for enterprise finance teams that need extensive order-to-cash automation across complex ERP environments. Companies with high transaction volume, multi-entity operations, and specialized deductions or cash application workflows may consider HighRadius when they need enterprise AR infrastructure.
For B2B sellers that want embedded net terms, invoice advancement, and a connected payments workflow, Resolve Pay provides a more focused approach around credit, payment terms, cash flow, and receivables automation.
Apruve, now part of TreviPay, focuses on enterprise trade-credit infrastructure and B2B payment programs. The acquisition expanded TreviPay’s order-to-cash technology, merchant invoicing, and B2B network capabilities.
Apruve/TreviPay is generally suited to larger enterprise brands that need managed trade-credit programs across multiple commerce channels. It can be relevant for companies with global operations, multi-currency needs, and enterprise buyer payment requirements.
Resolve Pay is a strong fit for B2B sellers that want to embed net terms, automate receivables, improve cash flow, and manage credit risk through a connected platform built around seller growth and payment flexibility.
Resolve Pay combines credit checks, payment terms, invoice advancement, payment acceptance, collections, and reconciliation in one platform. This matters because B2B sellers often manage these workflows through separate spreadsheets, accounting tools, emails, and payment portals.
By connecting these steps, Resolve Pay helps finance teams reduce manual work and gives sales teams a clearer path to offer terms to qualified buyers.
Offering net terms can help sellers win and retain B2B customers, but it can also delay cash collection. Resolve Pay addresses this by advancing funds on approved invoices so sellers can offer buyers more time to pay while improving their own cash flow.
The CFPB small business lending data resources reflect how important credit access and financing can be for small business activity. For B2B sellers, payment timing is often just as important as sales volume because receivables can tie up working capital for weeks or months.
Resolve Pay helps sellers bring net terms directly into ecommerce, sales-assisted, and invoice-based workflows. Buyers can access a more flexible payment experience, while sellers can centralize approvals, invoices, payments, and collections.
This is useful as more B2B commerce shifts into digital channels. The US Census ecommerce program tracks the continued role of ecommerce activity across industries, reinforcing the need for B2B sellers to support more digital, flexible purchasing workflows.
Resolve Pay’s AR automation supports invoicing, payment reminders, reconciliation, collections, and reporting. This helps sellers reduce the burden of tracking invoices manually or relying on finance teams to chase payments one account at a time.
For sellers using accounting, ERP, or ecommerce systems, Resolve Pay’s integrations help sync payment and receivables activity into the broader financial workflow.
Resolve Pay is designed to help sellers offer flexible payment terms while protecting cash flow. The platform supports merchants that want to increase buyer purchasing power, reduce manual AR work, and improve payment predictability.
Resolve Pay customer stories show how B2B sellers use net terms, invoice advancement, and receivables automation to support growth. For companies that want to modernize payment operations, Resolve Pay offers a practical path to combine embedded payments, credit decisions, and AR automation in one platform.
Resolve Pay is the favorable choice for B2B companies that want to offer net terms, improve cash flow, automate receivables, and reduce credit risk through one connected platform. HighRadius and Apruve/TreviPay serve important roles in enterprise order-to-cash and trade-credit environments, but Resolve Pay is built around the day-to-day needs of sellers that want flexible buyer terms without building a full in-house credit, collections, and invoice financing function.
For manufacturers, distributors, wholesalers, and B2B ecommerce sellers, Resolve Pay brings together the core workflows that matter most: credit decisions, net terms, invoice advancement, payment acceptance, collections, reconciliation, and integrations. That makes it a strong option for companies that want to grow B2B sales while keeping receivables more predictable and manageable.
To learn how Resolve Pay can support your payment operations, contact Resolve Pay or explore how Resolve Pay helps B2B sellers and business buyers manage flexible payment terms.
Resolve Pay combines net terms, credit decisions, invoice advancement, payment acceptance, collections, and reconciliation in one B2B payments platform. HighRadius focuses on enterprise order-to-cash automation, while Apruve/TreviPay supports managed trade-credit programs for larger commerce environments.
Resolve Pay helps sellers offer Net 30, Net 60, Net 90, or custom terms to qualified buyers. Sellers can receive faster payment on approved invoices while Resolve Pay supports underwriting, payment workflows, collections, and receivables management.
Yes. Resolve Pay integrates with ecommerce, ERP, and accounting systems, including Shopify, BigCommerce, WooCommerce, Magento, QuickBooks, NetSuite, Xero, and Sage Intacct. These integrations help sync buyer, invoice, payment, and reconciliation data.
Resolve Pay is positioned as a modern alternative to traditional factoring. It supports non-recourse invoice advancement, embedded net terms, buyer credit decisions, payment workflows, and AR automation, helping sellers improve cash flow without relying on a legacy factoring model.
Resolve Pay is a strong fit for B2B manufacturers, distributors, wholesalers, suppliers, and ecommerce sellers that want to offer flexible payment terms, get paid faster on approved invoices, reduce manual AR work, and improve buyer payment experiences.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.