Blog | Resolve

Best Accounts Receivable (AR) Automation Software for Medical Device Manufacturing

Written by Resolve Team | Mar 24, 2026 1:29:41 AM

 

 The medical device manufacturing industry faces unique financial challenges that demand specialized AR automation solutions. With global medical device market revenue projected to exceed $600 billion by 2026, manufacturers must navigate complex payment cycles, distributor networks, and regulatory requirements while maintaining healthy cash flow. Medical device companies often experience 45-60 day DSO (Days Sales Outstanding), with production cycles stretching 3-7 years from R&D to revenue, creating significant working capital gaps. For manufacturers looking to streamline their financial operations while offering flexible payment terms, Resolve's Accounts Receivable with AI-Powered Automation platform provides a comprehensive solution that addresses these specific industry challenges. 

Key Takeaways

  • Medical device manufacturers need AR automation platforms that handle complex distributor networks, hospital procurement portals, and regulatory compliance requirements (FDA, ISO 13485)
  • Non-recourse financing solutions eliminate credit risk while providing instant approvals and rapid funding, addressing the industry's extended payment cycle challenges
  • AI-powered platforms can deliver instant credit decisions and automated cash application with high match rates, reducing manual reconciliation for complex invoices
  • Industry-specific platforms offer specialized features like medical device ERP integrations, deduction management, and audit trail capabilities
  • Manufacturing-focused solutions provide autonomous portal automation for hospital procurement systems and deduction resolution
  • Comprehensive AR automation with seamless ERP integration enables medical device companies to manage the entire credit-to-cash lifecycle efficiently

1. Resolve Pay 

Resolve Pay offers medical device manufacturers a unique advantage: 100% non-recourse financing that eliminates credit risk while providing instant approvals and 24-hour funding. Unlike traditional AR automation software, Resolve takes on the credit assessment, credit decision, and majority risk of late payments or defaults, allowing medical device companies to offer net terms without jeopardizing their cash flow.

Best For

Medical device manufacturers need immediate cash flow while offering net terms to customers, with instant approvals supporting high-value B2B transactions.

Key Features

  • 100% non-recourse financing eliminates merchant credit risk completely
  • AI-powered instant credit decisions with up to 100% invoice advance
  • Enterprise ERP integration supporting NetSuite, QuickBooks, Oracle, and Magento
  • Automated AR workflow with payment reminders and collections management
  • 24-hour funding cycles that address extended payment term challenges
  • Seamless integration with B2B Net Terms and Accounts Receivable automation

Medical Device Relevance

Resolve's platform is particularly valuable for medical device manufacturers who need to extend credit to hospitals, clinics, and distributors while maintaining healthy cash flow during long production cycles. The platform's ability to advance up to 100% of invoice value within 24 hours directly addresses the industry's extended payment cycle challenges.

The non-recourse nature of Resolve's financing means medical device manufacturers can confidently offer competitive payment terms to grow their customer base without worrying about default risk. This is particularly valuable in the medical device sector where building long-term relationships with healthcare providers often requires flexible credit terms.

Resolve's AI-powered underwriting provides instant credit approvals compared to the multi-day processes typical of traditional methods, enabling medical device manufacturers to respond quickly to customer orders. The platform's automated collections management reduces the administrative burden on AR teams while maintaining professional customer relationships.

Implementation

Resolve offers competitive non-recourse financing with seamless implementation and integration with major ERP systems. The platform requires $1M+ Annual B2B Revenue Minimum for eligibility.

2. Billtrust

Billtrust serves established medical equipment distributors, with 24+ years of AR tech expertise and proven success specifically in the medical device sector. Their platform processes $1 trillion in transactions annually and has demonstrated results with medical equipment manufacturers like Ambu, Natus, and Ossur.

Medical equipment distributors and manufacturers with high transaction volumes and complex hospital procurement portal requirements.

Key Features

  • Business Payments Network with 260+ AP portal integrations (Ariba, Coupa, Tungsten)
  • AI-powered cash application achieving automated match rates above 90%
  • 40+ connectors to ERPs including SAP, Oracle, NetSuite, and Sage
  • Dedicated medical/healthcare industry expertise with specific case studies

Billtrust's platform addresses the medical device industry's unique challenges with hospital procurement systems and distributor networks. Their 260+ AP portal integrations are critical for medical device companies that must submit invoices through hospital procurement portals like Ariba and Coupa.

3. HighRadius

HighRadius offers a comprehensive AR automation suite for large medical device manufacturers with $100M+ revenue. As a Gartner Magic Quadrant Leader for Invoice-to-Cash Applications, HighRadius serves enterprises including major healthcare companies like Johnson & Johnson, Bayer, and AstraZeneca.

Enterprise medical device OEMs require comprehensive AR automation with advanced credit management and deductions capabilities.

Key Features

  • AI agents orchestrated for end-to-end O2C automation
  • High straight-through processing rate for cash application
  • Comprehensive deductions management with automated validity checking
  • AI-driven credit risk assessment integrating global credit bureaus

HighRadius's enterprise-grade platform is designed for large medical device manufacturers managing complex global distributor networks and hospital systems. Their comprehensive deductions management is valuable for medical device companies that frequently face trade deductions, short-pays, and compliance fines from hospital systems and GPOs.

4. Stuut

Stuut offers an AI-powered AR automation agent specifically designed for manufacturing complexity. With a 3-4 day implementation via API (no ERP modification required), Stuut provides fast time-to-value for mid-market medical device manufacturers.

Mid-market medical device manufacturers ($25-100M revenue) needing fast implementation and autonomous deduction management.

Key Features

  • Autonomous portal automation - logs into Ariba, Coupa, Tungsten to upload invoices
  • AI-native deduction resolution - investigates and resolves without human intervention
  • 3-4 day implementation via API with no ERP modification required
  • Manufacturing-specific design handling trade deductions and compliance fines

Stuut's autonomous execution model is valuable for medical device manufacturers dealing with hospital procurement systems and distributor deductions. The platform's ability to automatically log into hospital procurement portals and handle deduction resolution addresses two of the industry's AR challenges.

5. Kapittx

Kapittx stands out as one of the few AR automation platforms with dedicated medical equipment manufacturing positioning. Their platform offers industry-specific AR analytics and understanding of medical equipment sales complexity.

Medical equipment manufacturers seeking specialized expertise in medical device AR challenges and workflows.

Key Features

  • AI-powered cash application with high reconciliation accuracy
  • Industry-specific AR analytics for medical equipment payment trends
  • Reads multiple file formats (PDF, Excel, emails) for payment reconciliation
  • Dedicated medical equipment focus with industry-specific content

Kapittx understands the unique complexity of medical equipment sales, including long production cycles, varied payment terms, warranty claims, and service contracts. Their platform is designed to handle the multiple payment sources common in medical device sales: hospitals, clinics, distributors, and insurance companies.

6. Tesorio

Tesorio offers a cash flow intelligence platform with AR automation, featuring cash flow forecasting capabilities. With payment prediction accuracy approaching 90% at 30-day horizon, Tesorio is designed for medical device manufacturers with long production cycles and R&D funding needs.

Medical device companies prioritizing cash flow forecasting and strategic financial management over basic AR automation.

Key Features

  • Payment prediction accuracy approaching 90% at 30-day horizon
  • Deep NetSuite integration with real-time sync
  • Cash flow scenario modeling for different collection outcomes
  • Data-centric approach with transparent AI that explains predictions

Medical device manufacturers with long R&D cycles and production timelines need accurate cash flow forecasting to manage working capital effectively. Tesorio's predictive capabilities help these companies plan for inventory purchases, R&D investments, and operational expenses with confidence.

7. Growfin

Growfin offers AI-powered AR automation with deep NetSuite integration as an official NetSuite Built for NetSuite partner. Their behavioral AI adapts to customer payment signals in real-time, making it suitable for NetSuite-powered medical device companies.

Medical device manufacturers using NetSuite ERP seeking native integration and behavioral AI capabilities.

Key Features

  • Behavioral AI that adapts to customer payment signals in real-time
  • NetSuite SuiteApp with deep native integration
  • High automated reconciliation rates before workday starts
  • Fast ROI with typical payback within several months

Many medical device manufacturers use NetSuite ERP, making Growfin's native integration particularly valuable. Their behavioral AI handles complex customer communication patterns common in medical device sales, where hospitals and clinics may have unique payment processes and communication preferences.

8. Gaviti

Gaviti offers an AI-powered invoice-to-cash platform designed for ease of use and customization. With zero-fee ACH payments for customers and fully customizable workflows, Gaviti is accessible for medical device startups and smaller manufacturers.

Medical device startups and smaller manufacturers ($10-50M revenue) needing easy implementation without complex IT requirements.

Key Features

  • AI-generated workflows that automate A/R processes in minutes
  • Zero-fee ACH payments for customers (reduces payment friction)
  • Fully customizable workflows that adapt to your process
  • Reputation for straightforward implementation among AR platforms

Medical device startups and smaller manufacturers often lack dedicated AR teams and complex IT infrastructure. Gaviti's customizable workflows and implementation approach make it accessible for these companies, while zero-fee ACH removes payment cost barriers for smaller medical device customers. The platform's demonstrated results—decrease in late receivables and DSO improvements—show value for emerging medical device companies seeking to establish efficient AR processes from the start.

Choosing the Right AR Automation Platform for Your Medical Device Business

Selecting the right AR automation platform for medical device manufacturing requires careful evaluation of your specific operational needs, company size, and growth trajectory. The medical device industry's unique challenges—including complex distributor networks, hospital procurement portals, regulatory compliance requirements, and extended payment cycles—demand solutions purpose-built for these requirements.

For medical device manufacturers seeking to eliminate credit risk while maintaining healthy cash flow, Resolve Pay's non-recourse financing model offers a compelling solution. The platform's ability to advance up to 100% of invoice value within 24 hours while customers maintain their standard payment terms enables manufacturers to offer competitive net terms without jeopardizing their financial position. This becomes particularly valuable when working with hospitals, clinics, and distributors who expect flexible payment options.

The instant credit approval capabilities powered by AI underwriting accelerate the order-to-cash cycle, enabling medical device manufacturers to respond quickly to customer orders without the multi-day delays typical of traditional credit evaluation processes. Combined with seamless ERP integration supporting NetSuite, QuickBooks, Oracle, and Magento, Resolve Pay provides medical device manufacturers with a comprehensive platform that addresses both immediate cash flow needs and long-term customer relationship management.

As the medical device market continues its substantial growth trajectory, having an AR automation platform that scales with your business while maintaining security, compliance, and operational efficiency becomes increasingly critical. Whether you're a large enterprise manufacturer processing high transaction volumes or a growing medical device company looking to expand your customer base through flexible payment terms, the right AR automation platform serves as strategic infrastructure that supports sustainable growth.

Frequently Asked Questions

How does AR automation specifically help medical device manufacturers manage complex billing and regulatory requirements?

AR automation platforms help medical device manufacturers manage complex billing by providing automated reconciliation for various invoice structures, maintaining comprehensive audit trails for regulatory compliance (FDA, ISO 13485), and handling multiple payment sources from hospitals, clinics, and distributors. Platforms with industry-specific features are designed for medical device billing complexity.

What are the benefits of using AI in accounts receivable for medical device companies?

AI powers instant credit decisions, automated cash application with high match rates, and intelligent deduction resolution for medical device companies. AI reduces manual processing of complex invoices and accelerates credit decisions from days to seconds. This automation enables faster order fulfillment and improved customer experience while reducing administrative overhead on AR teams.

Can AR automation software integrate with existing ERP systems used in medical device manufacturing?

Yes, leading AR automation platforms offer native integrations with major ERP systems commonly used in medical device manufacturing, including NetSuite, SAP, Oracle, QuickBooks, and Magento. Platforms like Growfin offer NetSuite SuiteApp integration, while Resolve Pay provides seamless integrations with all major ERP and accounting systems.

How quickly can medical device manufacturers expect to see an improvement in cash flow after implementing AR automation?

Implementation timelines vary by platform: Stuut offers 3-4 day implementation, while Resolve Pay can provide 24-hour funding on approved invoices. Most platforms show measurable DSO improvements within the first quarter, with various platforms reporting significant DSO reduction and faster collection times for their customers.

Is 'non-recourse financing' truly risk-free for manufacturers seeking to accelerate invoice payments?

Yes, non-recourse financing like Resolve Pay's model is truly risk-free for manufacturers. All cash advances are non-recourse, meaning what you get is always yours to keep, regardless of whether your customer eventually pays. Resolve takes on the credit assessment, credit decision, and majority risk of late payments or defaults, allowing businesses to offer terms while protecting cash flow.

This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.