---
title: Resolve is a better cash flow solution than factoring. Find out why...
description: Resolve - your credit partners. We're so much more than factoring. Get 90% paid upfront on approved invoices. Improve cash flow, & reduce financial risk.
image: https://8982602.fs1.hubspotusercontent-na1.net/hubfs/8982602/Group%201225%20(1).png
---

![](https://8982602.fs1.hubspotusercontent-na1.net/hubfs/8982602/Resolve_December2020/Images/resolve_landingpage_anglebg.svg)

# Here's why Resolve is better than accounts receivable lending

Resolve serves manufacturers and wholesalers who sell machinery, equipment, electronics, sporting goods, and more. We understand, you'd like to un-lock the cash flow that's tied up in waiting for your business customers to pay invoices. But, you have to keep offering net terms as it's expected in your industry. We'll explain why Resolve is safer, cheaper, and better for your reputation than factoring!

[![Request demo](https://no-cache.hubspot.com/cta/default/8982602/1160562d-6b1b-4fde-89b0-f0f7abba5346.png)](https://cta-redirect.hubspot.com/cta/redirect/8982602/1160562d-6b1b-4fde-89b0-f0f7abba5346)

![Video Thumbnail](https://8982602.fs1.hubspotusercontent-na1.net/hubfs/8982602/Video%20Thumbnail.png)

## How Resolve is different from traditional invoice/AR factoring 

## Resolve removes the risk of customer non-payment 

Unlike factoring, Resolve is non-recourse financing (and is not a loan). That means, once we approve a customer and advance pay their invoice - the risk is on us if they don't pay. Wouldn't it be nice to completely de-risk floating net terms invoices?

![About your business small (2)](https://8982602.fs1.hubspotusercontent-na1.net/hub/8982602/hubfs/About%20your%20business%20small%20(2).png?width=515&height=722&name=About%20your%20business%20small%20(2).png "About your business small (2)")

![Group 1225 (1)](https://8982602.fs1.hubspotusercontent-na1.net/hub/8982602/hubfs/Group%201225%20(1).png?width=612&height=656&name=Group%201225%20(1).png "Group 1225 (1)")

## Transparency, see our credit team's assessment

Resolve acts like your credit team on tap. We're in a partnership with you. We share your customer's credit results, along with Resolve's resulting advance rate for net terms invoices, and total credit line approval for that customer. Credit information for both of us.

## No hidden fees or surprise charges

Resolve's pricing is on our website, fees are a flat 3.15% for 30-day net terms invoices & 90% advance. Factoring can be expensive, and fee structures complex - it's often not clear how much it will end up costing you. With Resolve, we want to keep it simple and make sure you know exactly how much our fees will be. Our emphasis is on gold standard customer service and relationships.

![3. Send Invoice (2)](https://8982602.fs1.hubspotusercontent-na1.net/hub/8982602/hubfs/3.%20Send%20Invoice%20(2).png?width=446&height=550&name=3.%20Send%20Invoice%20(2).png "3. Send Invoice (2)")

![banner-accent-image-2](https://8982602.fs1.hubspotusercontent-na1.net/hub/8982602/hubfs/banner-accent-image-2.png?width=1628&height=1675&name=banner-accent-image-2.png "banner-accent-image-2")

## We're so much more than just factoring 

Resolve helps manage every aspect of offering net terms to your customers. From your customer's perspective, we're like an improved payments portal where they can pay invoices to you. Everything is white-labeled, and your customers (and you) interact with Resolve as an integrated Accounts Receivable resource that is making life better.

## The basics of improved cash flow with Resolve - 

## 90 %

### Of your customer invoice advanced

## 1 day

### Advance is paid to your account 

## 30, 60, 90

### Day net terms for approved customers

## 3.5%

### On 30 day net terms & 90% advance rate

[![Learn more](https://no-cache.hubspot.com/cta/default/8982602/6f4d1849-b7c4-4456-bd70-76e832a35334.png)](https://cta-redirect.hubspot.com/cta/redirect/8982602/6f4d1849-b7c4-4456-bd70-76e832a35334)

## How does Resolve work?

![Frame 40](https://8982602.fs1.hubspotusercontent-na1.net/hub/8982602/hubfs/Frame%2040.png?width=55&name=Frame%2040.png)

## Resolve runs smart credit checks 

Approved customers qualify for Advance Pay. This means up to 90% paid upfront on invoices.

![Frame 27](https://8982602.fs1.hubspotusercontent-na1.net/hub/8982602/hubfs/Frame%2027.png?width=62&name=Frame%2027.png)

## Offer risk-free net terms to your customers

Resolve is non-recourse financing (i.e. risk-free to you). Resolve fees are 3.5% on 30 day net terms.

![Frame 33](https://8982602.fs1.hubspotusercontent-na1.net/hub/8982602/hubfs/Frame%2033.png?width=61&name=Frame%2033.png)

## We'll chase payments & collections

Resolve is like your 'credit team' on tap. We process payments, send reminders, and collect as needed.

### ![hyperikon_logo_dark](https://8982602.fs1.hubspotusercontent-na1.net/hub/8982602/hubfs/hyperikon_logo_dark.png?width=148&name=hyperikon_logo_dark.png)

### “ I've been regularly seeing much larger orders with Resolve than I would have otherwise seen without net terms as an payment option for invoices, a huge win for our wholesale business. ”

**Ray Gil**  
Account Executive at Hyperikon

## We unlock cash flow for hundreds of manufacturers & wholesalers

![Brand_OnDemand_Tires](https://8982602.fs1.hubspotusercontent-na1.net/hubfs/8982602/Brand_OnDemand_Tires.png) ![hyperikon_logo](https://8982602.fs1.hubspotusercontent-na1.net/hubfs/8982602/hyperikon_logo.png) ![Brand_Vice](https://8982602.fs1.hubspotusercontent-na1.net/hubfs/8982602/Brand_Vice.png) ![Brand_Article](https://8982602.fs1.hubspotusercontent-na1.net/hubfs/8982602/Brand_Article.png) ![Brand_QuietKat](https://8982602.fs1.hubspotusercontent-na1.net/hubfs/8982602/Brand_QuietKat.png)

###### TALK TO OUR HELPFUL TEAM

## Resolve is your #1 cash flow solution

[![Request demo](https://no-cache.hubspot.com/cta/default/8982602/d57ec88f-db55-40e7-b346-a094b5526b23.png)](https://cta-redirect.hubspot.com/cta/redirect/8982602/d57ec88f-db55-40e7-b346-a094b5526b23)

```json
{
  "@context" : "https://schema.org",
  "@type" : "Organization",
  "address" : {
    "@type" : "PostalAddress",
    "addressCountry" : "United States",
    "addressLocality" : "San Francisco",
    "addressRegion" : "CA",
    "postalCode" : "94114-1612",
    "streetAddress" : "2261 Market St # 4229"
  },
  "description" : "Resolve helps merchants grow B2B sales, get paid faster, and reduce risk by streamlining their net terms, accounts receivable, and payments processes.",
  "email" : "help@resolvepay.com",
  "logo" : "https://resolvepay.com/resolve-logo-open-graph.png",
  "name" : "Resolve",
  "sameAs" : [ "https://www.facebook.com/resolvepay", "https://twitter.com/resolvepay", "https://www.linkedin.com/company/resolvepay" ],
  "url" : "https://resolvepay.com/"
}
```