While Gaviti has established itself as a capable AR automation platform with a 4.4/5 G2 rating, B2B companies are increasingly seeking alternatives that combine collections automation with invoice financing and faster implementation. From Resolve Pay's non-recourse advances to enterprise-grade solutions like HighRadius, these seven platforms offer distinct approaches to AI-powered collections that address different operational priorities in modern AR management.
The accounts receivable automation landscape continues evolving rapidly, with the global market reaching $3.44 billion in 2025 and projected growth of 11.64% CAGR through 2031. As B2B sellers evaluate platforms, the key differentiators increasingly center on implementation speed, financing integration, and AI capabilities that extend beyond basic payment reminders.
Resolve Pay stands out among Gaviti alternatives by combining non-recourse invoice financing with comprehensive AR automation. Built by former executives from Affirm, Amazon, and PayPal, the platform addresses a fundamental challenge for B2B sellers: even with perfect collections automation, businesses still wait 30-90 days for payment.
The platform's integrated approach addresses both cash flow timing and receivables operations. Sellers receive funds within days instead of waiting for buyer payment, while the AI-powered system automates invoice generation, payment reminders, reconciliation, and collections without manual intervention.
Implementation typically completes in under one week, compared to Gaviti's 4-6 week average timeline. This speed advantage comes from pre-built ERP and e-commerce connectors that require minimal technical configuration.
Resolve Pay serves 15,000+ businesses across manufacturing, wholesale distribution, and supply industries. Notable outcomes include Archipelago Lighting tripling revenue while reducing net terms approval from 10 days to 24 hours, and Trenchless Supply reducing AR workload by 90% with credit approvals under 24 hours.
The platform's agentic collections system coordinates automated email, SMS, and outbound voice outreach across the collections lifecycle. The system captures buyer responses and payment promises, logs interactions, pauses sequences when payments or disputes are received, and escalates configured exceptions for follow-up.
HighRadius provides a comprehensive order-to-cash platform for organizations pursuing broader finance automation. The platform deploys AI capabilities across credit management, collections, cash application, and deductions.
HighRadius provides a broad finance automation platform that can suit businesses pursuing more extensive O2C transformation. Deployment timing varies by project scope, and HighRadius currently promotes faster implementation options for mid-market teams.
The platform does not offer invoice financing or non-recourse protection, meaning sellers still carry credit risk and wait for buyer payment regardless of automation efficiency. For companies specifically seeking cash flow acceleration alongside collections, integrated financing solutions may address different priorities.
Quadient AR provides AR automation focused on mid-market businesses. The platform maintains a 4.4/5 G2 rating across approximately 140 reviews, positioning it for companies seeking collections automation.
Like Gaviti, Quadient AR focuses on collections automation without invoice financing. Implementation typically takes 3-4 months, positioning it between Resolve Pay's rapid deployment and broader enterprise rollouts. The platform serves companies wanting reliable AR automation without the complexity of full O2C suites.
Tesorio focuses strongly on cash flow forecasting and predictive analytics. With a 4.7/5 G2 rating across approximately 242 reviews, the platform helps finance teams understand and predict receivables timing.
Tesorio does not handle inbound customer queries, requiring management of billing questions and disputes through existing channels. The platform also does not offer invoice financing, so businesses still wait for customer payment despite improved forecasting accuracy.
For companies focused primarily on understanding expected cash timing, Tesorio provides forecasting and analytical capabilities. Those needing both prediction and acceleration may evaluate platforms offering advance payment options.
Invoiced, acquired by Flywire in 2024, offers an API-first platform that appeals to technically sophisticated organizations. With a 4.5/5 G2 rating across approximately 417 reviews, the platform has built recognition for developer-friendly integration.
The platform supports invoicing, payment acceptance, collections automation, and cash application, but does not directly provide the integrated non-recourse net terms financing offered by Resolve Pay. Implementation typically requires technical resources and takes approximately one month for standard deployments. Companies seeking turnkey solutions with minimal development work may prefer alternatives with pre-built integrations.
Paraglide represents newer AI-native platforms designed for conversational collections. The platform handles two-way email conversations, distinguishing it from traditional outbound-only automation.
As a newer platform, Paraglide has a smaller customer base and fewer public reviews compared to established alternatives. The platform does not offer invoice financing, focusing specifically on collections communication automation.
For businesses where customer email volume creates significant AR team burden, Paraglide's conversational approach may provide efficiency gains. Companies needing comprehensive AR automation with financing should evaluate whether pure communication automation addresses their core challenges.
Versapay has built recognition around collaborative AR with customer portal adoption. The platform processes over $170 billion annually and emphasizes dispute resolution capabilities.
Versapay uses pricing that varies by implementation scope and organizational requirements. The platform focuses on AR automation rather than financing, meaning sellers still carry credit risk and await buyer payment.
For businesses where payment disputes consume significant resources, Versapay's collaborative approach may reduce resolution time. Companies seeking combined financing and automation should evaluate whether portal-based collaboration addresses their primary cash flow challenges.
For manufacturers, distributors, wholesalers, and other B2B sellers evaluating AR automation, the most important question is whether the platform addresses both receivables operations and cash flow timing.
Resolve Pay brings several functions into one connected workflow:
Resolve Pay states that most teams launch in under one week, helping B2B sellers modernize credit-to-cash workflows without the extended rollout associated with some broader finance-transformation projects.
For businesses that want to offer competitive net terms while improving cash flow and reducing manual receivables work, Resolve Pay provides an integrated seller-focused approach rather than requiring separate systems for financing, credit, payments, and collections.
Companies may evaluate alternatives when they need capabilities beyond standard AR workflow automation, such as faster access to cash, integrated credit decisioning, broader payment workflows, or more automated collections. Resolve Pay combines these functions with non-recourse advances on eligible approved invoices and integrated AR automation for B2B sellers.
Non-recourse financing through platforms like Resolve Pay transfers credit risk on eligible approved invoices, meaning sellers are generally protected from repayment obligations arising solely from covered buyer defaults on eligible approved financed invoices, subject to program terms. Traditional factoring arrangements may be recourse or non-recourse depending on the provider and agreement, and responsibility for collections or customer communication also varies. Resolve Pay offers non-recourse protection on eligible approved invoices while supporting a branded customer experience and competitive pricing.
Implementation timelines vary by platform complexity and integration requirements. Resolve Pay typically launches within one week through pre-built ERP and e-commerce connectors. Mid-market platforms like Quadient AR and Tesorio generally require 1-4 months including ERP integration and team training. Broader O2C implementations can require more configuration than focused AR deployments, so businesses should confirm timelines based on integrations, workflow complexity, and rollout scope.
Resolve Pay's agentic collections coordinates automated email, SMS, and outbound voice outreach across the collections lifecycle. The system can capture buyer responses and payment promises, log interactions, pause sequences when payments or disputes are received, and escalate configured exceptions for follow-up.
Prioritize based on your core business challenge. If waiting for buyer payment strains operations, evaluate platforms offering invoice advances alongside automation. If collections efficiency addresses your needs, compare platforms on integration depth, implementation speed, and user satisfaction ratings. Consider total cost of ownership including implementation time, ongoing investment, and opportunity cost of delayed cash. For mid-market businesses, platforms offering competitive pricing with fast deployment typically deliver faster ROI than solutions requiring extended implementation periods.
This post is to be used for informational purposes only and does not constitute formal legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Resolve assumes no liability for actions taken in reliance upon the information contained herein.